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The Savvy Scot

Personal finance and lifestyle blog

Viewing category: Money

How to keep your credit rating positive

By Pauline

  If you’re a new, up-and-coming business it’s important that your credit rating is positive and clear of any misdemeanors to ensure you can obtain loans and help your growing enterprise excel. There are many ways to improve credit rating and just as many things you can do to tarnish your report. Steer clear of… Read more

Filed Under: Money Tagged With: bank, borrow, Business, credit, debt, loan, rating, score, store card

Qualifying for a homeowner loan

By Pauline

  Individuals who already own their property with a mortgage are normally eligible to apply for a homeowner loan. In this way, they can borrow extra money using their home as collateral against the loan. A secured loan (also referred to sometimes as a secured homeowner loan) lets you take out a loan which is… Read more

Filed Under: Money Tagged With: borrow, home, homeowner, loan, Money, mortgage, secured loan

Have you checked your motor insurance deal lately?

By Pauline

One thing that is on my to do list every year, when my insurance contracts are about to expire, is to go look for a better deal, or make sure my current company provides the minimum coverage I need at the best price possible. Your insurance premium is a bundle of individual prices for each… Read more

Filed Under: Money Tagged With: car, consumer, Insurance, motor, policy, premium, survey, vehicle

With Tesco and its competitors stalling, what’s next for supermarket shopping?

By Pauline

By Patrick Foot, financial markets writer at IG, the leading UK financial spread betting company. Tesco’s disastrous performance in recent years is well known. Back in September, Tesco announced its worst news yet: a previous profit warning – released on August 29 – had added an estimated £250 million to its potential for profit. A… Read more

Filed Under: Money Tagged With: shopping, supermarket, Tesco

Patrick Mahony on the psychology of open space offices

By Pauline

Doctor Patrick Mahony takes a look at this now widespread practice that is being increasingly criticized. Hailed as the key to efficiency and great team dynamics since the mid-80s, the open space configuration is far from being a universally-good idea. Welcome to the era of professional roommates. An era of shared space where desks are… Read more

Filed Under: Money Tagged With: Business, office, open, space, team, work

Recovering from bad credit? Tips to get you back on track

By Pauline

Recovering from bad credit can be a long process. At times it may even seem like you’ll never break out of the rut … but there are ways of securing your place in the black and out of the red. Here’s how. Get reviews from credit bureaus When you receive the review make sure the… Read more

Filed Under: Money Tagged With: afford, bad credit, borrow money, credit, creditor, debt, debtor, loan, owe, repay, unpaid

Beware of financial scams

By Pauline

  I consider myself a pretty cautious person, when it comes to handling my finances and trying to keep my money safe. So you may be surprised to hear that I have been the victim of a few financial scams in spite of my caution. And even though I would never send my financial details… Read more

Filed Under: Money Tagged With: bank account, credit card, Finance, fraud, Money, online, online banking scam, santander, scam, stolen money, UK

Reveal the Real Life Version of Bingo with Bingo Mania

By Pauline

Few people outside the expanse of Bingo Mania understand the overture and instigation that the game holds especially for the bingo freaks. Popularly known in the US as more of the senior game, it actually has much more than only fund raising functions. Thanks to today’s new technology where you can easily play live Bingo…. Read more

Filed Under: Money Tagged With: bingo, online bingo, online games

Your Options When Short on Money

By Pauline

  Many members of society find themselves in emergent situations without the funds to satisfy the need. While these people feel stuck or at a loss as to how to get the money they need, they fail to realize the options right in front of them. There are options for everyone, even those with bad… Read more

Filed Under: Money Tagged With: credit, debt, earn money, get money fast, get money quick, loan, Money, options, take a loan

Just Imagine Campaign – A Life without the Lottery

By Pauline

In the last 20 years since the National Lottery started, just by playing the lottery, players have raised £31 billion towards UK based projects and causes. The Just Imagine Campaign by the Lottery Good Causes is to raise awareness of the difference this funding has made for different communities and say thank you to the… Read more

Filed Under: Money Tagged With: attraction, fund, gambling, landmark, Lottery, play, restoration

Betting behaviour in the UK

By Pauline

I have always had a mixed relationship with gambling. On one hand, I really enjoy the thrill associated with it when I am in a social setting, but on the other side, I am a pretty sore loser and I dislike seeing my money disappearing before my eyes. My uncle was the first to ever… Read more

Filed Under: Money Tagged With: behaviour, bet, betting, casino, gamble, horses, machines, slots, sports, UK

The Basics of Renting Your Property

By Pauline

Renting your property is a viable alternative to selling. This way, you’ll get a consistent stream of income and you’ll still have the option of selling when the time’s right. If you weren’t considering the idea, though, you’ll have a few questions. Take a look at this guide for all the basics you’ll need to… Read more

Filed Under: Money Tagged With: Insurance, landlord, landlording, loan, mortgage, property, rent, renting, tenants

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