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The Savvy Scot

Personal finance and lifestyle blog

Viewing category: Money

Making the most of your pension pot

By Pauline

No matter how young – or how old – you are, it is never too early or too late to review your pension arrangements. Many people assume that the State Pension scheme will look after them, but may be mistaken. The maximum amount you can currently get under the State Pension scheme is £115.95 per… Read more

Filed Under: Money Tagged With: pension pot

Passive Income Series – Forex Trading – A New Investment Option

By savvyscot

Forex Trading

Diversify your portfolio. Don’t put all your eggs in one basket. How many times have you heard these statements? While these statements can apply to more to just finances, the chances are that you understand that it is a bad idea to invest all your cash in one stock, or put all your money into… Read more

Filed Under: Money Tagged With: Forex, make money trading currency, Passive Income, passive income stream, Trading currency, what is currency trading?

Affordable activities for the whole family

By Pauline

activities for the whole family

Наvіng fun wіth уоur kіds thіs summеr shоuld nоt bе а hаsslе оr ехреnsіvе. Yоu hаvе mаnу орtіоns іn уоur оwn bасkуаrd оr nеаrbу раrks оr rесrеаtіоnаl аrеаs. Маkе а summеr оf fun уоur kіds wіll rеmеmbеr fоrеvеr. Whеn thе summеr hеаt іs gеttіng tо уоu, соnsіdеr wаtеr fun оn уоur оwn рrореrtу. Ѕеt uр… Read more

Filed Under: Money, Saving Money Tagged With: activities for the family, affordable activities

The Pros and Cons of Being Conservative with Money

By Pauline

Most financial books geared toward the needs of the general population are pretty conservative in their outlook. And they should be. Financial knowledge can be dangerous when you act on it without much experience. It’s the old “monkey with a handgun” scenario. Over-confident investors can lose all their money pretty quickly if they make aggressive… Read more

Filed Under: Money Tagged With: Money, pros and cons

How to Reduce Household Costs

By Pauline

Building an emergency savings isn’t easy when life’s little necessities get in the way. You can’t not pay your electricity, nor can you avoid grocery shopping (lest the lights go out, and your family slowly starves). From monthly utility bills to your shopping list, the following tips are designed to help you save money on… Read more

Filed Under: Money Tagged With: household costs

Pawnbroking in the UK

By Pauline

Over the years, pawnbroking in the UK has emerged as one of the quickest, safest and most affordable way to secure loans. Not only are the interest rates extremely affordable, but it is possible for borrowers to receive a loan within 24 working hours without undergoing a lengthy credit check. Minimal Liability That said, many… Read more

Filed Under: Money Tagged With: Pawnbroking, UK

Spruce Up Your Home without Breaking Your Budget

By Pauline

You’ve been putting off redesigning your home for years, so why not put aside your excuses and get it done this summer? This is a great opportunity to find great savings and deals on beautiful decor and materials for renovating and redecorating your home. Here are a couple of ways you can do just that…. Read more

Filed Under: Money Tagged With: budget

Four ways to keep your company safe

By Pauline

    As a company owner, the last thing you want to have is a security breach. Being confidential data leaked to your competitor, stolen employee information, or a thief in the office. That can happen sooner than you think, even if you only run a small business. Because you have less processes in place… Read more

Filed Under: Money Tagged With: company

You’ve Got a Really Popular Blog! Great! …Now What?

By Pauline

  It’s every blogger’s goal: to be the worldwide web’s next overnight sensation. And it has happened to you! The project that you worked so hard on and poured your sweat and tears into is live and people love it. Your ad sales are great, your tip jar is profitable and you think you might… Read more

Filed Under: Money Tagged With: Blog

Business Loan Myths Debunked

By Pauline

In today’s economic climate it’s not uncommon to feel that you’ve got to hunker down financially to weather out the economic storm. That being said, being vigilant with your business doesn’t mean that you should isolate yourself from your business bank. Loans are an integral part of a functioning business, so keeping on top of… Read more

Filed Under: Money Tagged With: Business, business loan

How to Reduce Household Costs

By Pauline

Landlord

According to the Social Security Administration (SSA), the cost of living has increased, which is why SSI payments have increased 1.7 percent for 2015. Despite this increase, living on a fixed income can still be difficult. The COLA (cost of living adjustment) reflects inflation currently present in the world; it’s not a raise. Whether you’re… Read more

Filed Under: Money Tagged With: reduce household costs, saving energy

3 ways to save on your energy bills at home

By Pauline

    With energy prices soaring, one thing you want to really check is how much you are paying in month for your energy bills. I own a three bed flat in Guildford, and at the moment I have four people living under that roof. Yet, I have managed to keep my utility bills under… Read more

Filed Under: Money Tagged With: save energy

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