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The Savvy Scot

Personal finance and lifestyle blog

Credit Card Shopping Has Never Been Easier

By savvyscot

We have all heard of Gangnam Style… Today my friend Gary is going to talk to you about about credit cards CANADIAN STYLE!! To all my Canadian readers – Love you guys! πŸ™‚ When you plan to acquire and use a credit card, the process has traditionally been a matter of speaking with a provider… Read more

Filed Under: Saving Money Tagged With: best credit card rates, credit card policies, credit card providers, credit card rates, Credit cards, interest rates, lowest interest rates, lowest rates, online shopping, personal finance

Avoiding Stereotypes at Christmas

By savvyscot

Avoiding Stereotypes at Christmas

Christmas is a time when even the most disciplined of savers can be tested to their limits. Kids can be very persuasive in getting what they want; from expensive toys to the latest video games, it is sometimes too easy to give in. After all, we don’t want our kids to feel hard done by… Read more

Filed Under: Competitions, Saving Money Tagged With: Christmas stereotypes, money left at the end of the month, spending at christmas

Change Your Life – Step 9 Find Yourself

By savvyscot

Step 9 Find Yourself

As we approach the end of this 10 part series, hopefully you have picked up at least a couple of pointers and made a change or two. Small steps make a big change.. ever heard of the butterfly effect? Like the saying goes β€˜A small mistake you commit can create blunders later’ – small improvements… Read more

Filed Under: Change, Reflection, Self Development Tagged With: Change Your Life, find out who you are, find out who you are inside, find your soul, find yourself, Finding yourself, gandhi quote, how to find yourself. steps to find yourself, soul searching, spotlight

SALLTYE – Spend A Lot Less Than You Earn

By Pauline

SALLTYE

Personal Finance is freaking boring!!!! From the outset, personal finance is exactly that – boring. A mundane administrative task that nobody wants to do. Most of us sit in front of spread sheets all day at work – why would we want to come home and start again? We all have different financial situations, but… Read more

Filed Under: Personal Finance, Reflection, Saving Money Tagged With: income greater than debt, Save less than you earn, spend less than you earn

2012 – What a Freaking Year!

By savvyscot

“Life can only be understood backwards; but it must be lived forwards” –Β Soren Kierkegaard Reflection is a powerful process. Among other things, looking back at past experiences and memories helps us to remember the good that others have done for us and as a reminder to be grateful and say thank you. Reflection helps us… Read more

Filed Under: Reflection, Self Development Tagged With: 2012 in review, 2012 Reflection, Ali quotes, importance of looking back, improve your year, make 2013 a better year, power of reflection, Reflection power, setting goals for 2012, spotlight, year in review

Change Your Life – Step 8 Become Better with Money

By savvyscot

Step 8 Become Better with Money

Ok, first of all it’s time to play catchup: Part 1 – Exercise Part 2 – Eating Healthily Part 3 – Get Knowledge Part 4 – Your Appearance Part 5 – Learn New Skills Part 6 – Fix Your Wardrobe Part 7 – Improve Your Social Life   You guys effectively get a free pass… Read more

Filed Under: Saving Money, Self Development Tagged With: energy infographic, energy savings, how much money could I save on energy, Save money on energy, turn lights off

8 Things to Know About Power Of Attorney for Family Finances

By savvyscot

Power of Attorney

Today I host a guest post from Celina Jones – an guest writer who deals with the subject of ‘Power of Attorney’. I hope you can learn something from this post, or help to educate somebody else! It makes me think about my Grandad and how stubborn he is. With diminishing health, he needs to… Read more

Filed Under: Guest Posts Tagged With: delegating power of attorney, durable power of attorney, power of attorney

SavvyScot does the Yakezie Carnival

By savvyscot

It’s a big one today folks… Enjoy! πŸ™‚ Glen @ Credit Card Smarts writes Southwest Airlines Rapid Rewards Premier Credit Card | Review – The Southwest Airlines Rapid Rewards Credit Card is offering up a great bonus that can get you 2 roundtrip flights. On top of that it’s a great overall airline miles card…. Read more

Filed Under: Reflection Tagged With: blogger carnival, Yakezie Carnival

A Tragic Tale

By savvyscot

A Tragic Tale

If you are anything like me, you are probably quite sick of reading blog posts on insurance. There are only so many ways that people can list the pros and cons for buying a policy and the benefits that come with it.. right? Quite frankly, I believe that lessons are better learned through hearing about… Read more

Filed Under: Reflection Tagged With: death debt, Debt and death, die debt, dying in debt, Dying with debt, forgive debt, leave behind debt when you die

Dealing with Leftovers – $100 Giveaway

By savvyscot

Happy Monday readers. December has officially arrived and it is cold! The Christmas season is upon us and shoppers are starting to go a little bit crazy. Today I am delighted to announce that SavvyScot is taking part in a $100 giveaway! In the spirit of the Christmas season and all the (extra) food that… Read more

Filed Under: Growing a Blog, Saving Money Tagged With: % of food wasted, Food waste, reduce food waste, reducing waste, save money on food

Safe in the Cloud

By savvyscot

We live in a digital age where some of the world’s most valuable assets are stored on a computer. Corporation’s intellectual property literally consists of millions of lines of ones and zeros. From government secrets to the crown jewels of the companies on the NYSE. Photographs, videos, news, games, music – the list goes on…. Read more

Filed Under: Growing a Blog, Insurance, Saving Money, Technology Tagged With: cloud backup, cloud business storage, Data, digital backup, do i need the cloud, how to use a cloud, importance of cloud, what is a cloud

My Christmas Shopping: Boring to an Outsider

By savvyscot

A few days ago I wrote a post titled: On Presents, Presence and Happiness. This post has surprisingly proved to be very popular and a lot of you wrote some pretty nice things about it, for which I am thankful! I spent a lot of time reading through the comments and some of them really… Read more

Filed Under: Entertainment, Personal Finance, Saving Money Tagged With: 30% Discount at Coast, artwork, Christmas discounts, Christmas Presents, Christmas Shopping, Evolution of Christmas, presents, Thoughts on Christmas

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Disclaimer

Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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