As you read this I am frantically packing… Ahead lies a 4 day party weekend in Riga, Latvia before a week in Moscow… Busy times ahead. This has forced me to be quite proactive and actually write in advance. Lots of great posts below.. Enjoy! 🙂 BUDGETING AND ECONOMICS Kevin Giffin @ http://www.summernanny.com writes HOW… Read more
Industrial Accidents cost companies HOW MUCH?
Everyone knows that running a business isn’t cheap, especially when you take into account the loss of time and money associated with work-related accidents. It can be quite shocking to learn just how much of a hit a company takes when a completely avoidable accident occurs. If an organization knows just how much accidents cost… Read more
The Evolution of Communication
It is safe to say that the concept of a mobile phone has been completely revolutionised over the last decade. What used to be a brick that we could use to make the occasional call or send a clunky text message has now become a ‘smartphone’ – a device that we have access to email,… Read more
How to Pay Less for Broadband
In line with my recent posts about cutting your basic spending, today I am hosting a post that fits in nicely with this strategy to reduce costs! Enjoy folks.. Given that you’re reading this blog online, it’s fair to assume that you’re paying for broadband. Unfortunately, the likelihood is you’re paying too much. In… Read more
What’s On Your House Hunting Checklist?
A couple of weeks back I wrote a post discussing the tactics for first time buyers. I discussed a number of considerations that you should make before and during your first house purchase. While I briefly touched on ‘Finding the Right Property‘ after some of the comments I felt that I didn’t emphasise the importance… Read more
You are Never too Young to Think About Pensions
One of the main selling points about my employer is that they offer a defined benefit (final salary) pension. This essentially means that each month I pay into my pension fund which is a proportion of my final salary. For each year that I work, I gain around 1.9% – a 30 year career would… Read more
What Will 2013 Hold for Contractors?
While 2012 presented a number of challenges for businesses and workers alike, the advent of a new year is often seen as the perfect time to make a fresh start. Indeed, with the British economy still in a relatively fragile state and many companies keen to keep costs to a minimum, this could be the… Read more
Your Essential ISA Guide – Investment ISAs
An Individual Savings Account or ‘ISA‘ has been heralded as the ‘cornerstone of your savings future’. In short, an ISA offers huge tax benefits for savings and should be a part of every UK resident’s saving plan. UK residents of the right age (16 for cash ISAs and 18 for investment ISAs) are entitled to… Read more
Something Different For Today – I’m Baking
Today is Mrs Scot’s birthday and for once I have been organised and scheduled a post in advance. I must be one of the only personal finance bloggers out there who always writes posts off-the-cuff. Call me disorganised, but it works for me 😀 !! So instead of writing in my normal time today, I… Read more
Ownership vs Subscription for Businesses
Rent or possess? Borrow or buy? Loan or own? However you put it, these are questions we all have to answer at some point. If you run a business you will have to make even more of these kind of decisions on behalf of your company. Since the products available to businesses are constantly evolving,… Read more
Making the Most of Your Savings
So you’ve made a budget and now have the capacity to put some money away each month, or perhaps you’ve come into some money unexpectedly. The question is: what do you do with it? You sure as heck don’t want to spend it all or inflate your lifestyle. All of you responsible readers know that… Read more
Tactics for First-Time Buyers
It was less than a year ago that Mrs Scot and I first jumped on the property ladder. While many finance bloggers preach that renting a house is far superior to buying – After 11 months of home-ownership I can honestly say that it was the best decision ever! While technically speaking, we don’t fully… Read more