I don’t know about you, but winter makes me want to curl up in bed with a book and a mug of hot chocolate. However, it is still a nice time to enjoy the city, and whether you live there or are just passing by, I’d like to share a few of my favorite… Read more
Minimizing College Expenditure
College is expensive, and tuition increases at a 2.3% average every year. Cost of living on and off campus tends to rise with tuition. Supplies, texts and materials needed for class are subject to rising costs. Food prices fluctuate, but on average they are rising. The same can be said of fuel, and… Read more
The pyramids for peanuts: last minute holidays to Egypt
Egypt has one of the oldest and most iconic heritages of anywhere on the planet. Its ancient artefacts and time-honoured traditions continue to fascinate us to this day. Whether it’s touring the Pyramids of Giza on camelback, scuba diving in the Red Sea or dining on fresh seafood in the ancient coastal city… Read more
Start Investing Using the Time Value of Money
Investing can be a difficult goal to get started. Many people make shaky commitments to start investing if and when their disposable income increases.The savings from trimming certain expenses may seem too small to make a difference for retirement planning. These oversights can be avoided by understanding the time value of money. In basic terms,… Read more
Businesses you can start with little or no money
Starting a business may seem daunting, if you imagine having a big office, a lot of employees, tons of products in stock… but there are actually many businesses you can start with zero or little money. Here are a few ideas Freelancing If you have a computer, you are good to go… Read more
Can you rent your car to someone else?
Remember in college how we always had a friend who owned a big car, or even a van, and the poor friend was always doing favors for everyone else, taking you shopping for bulky items, helping everyone move at the end of the school year…? Generally, that person was good natured and always happy… Read more
Saving and spending around Christmas
The holidays are fast approaching and with them, the shopping frenzy. Every little shop in town is offering a sale of some kind, you have the longest list of presents, Christmas decorations and things to buy. Christmas does not have to be expensive There are tons of gifts you can give… Read more
4 Weird & Thrifty Winter Warmers
Keen to cosy up during the cold snap? Dreaming of log fires and bearskin rugs? If you want to stay warm and toasty this winter but fear a frightening gas bill once the quarter’s up, we’ve put together some snug yet frugal tips to keep you warm whatever the weather. Emergency finance lenders like… Read more
The key to a comfortable retirement
Those days, it is getting more and more likely that you won’t be able to count on a government pension, if you are in your thirties or under. The retirement age keeps getting pushed back, and with a growing number or retirees who are living longer and longer, there may not be enough funds… Read more
Living below your means: it is harder than it sounds
When someone says that you should try “living below your means,” most of us immediately think that we need to simply stop spending money, buy things only on sale, and put away quite a bit while trying to live just above the poverty line. The fact of the matter is, that isn’t exactly the… Read more
Simple Ways to Save Money at Home
Christmas is normally the time when financial problems start to really build up. The usual household bills can be difficult to pay during the year but when there are Christmas presents to buy the budget really gets stretched over the limit. If you’re worried about ending up deep in the red after the festive… Read more
Choosing the best credit card for you
Wherever you are in your financial journey, at the very beginning trying to pay off debt or closer to financial freedom trying to maximize the rewards on your card, it is important that you choose said card carefully. Many sites today help you compare the cards and their different features, like Totally Money. Generally, there… Read more