Following up with this lifetime of savings series, we have talked about how to save money in your 20s and how to build solid foundations for your adult financial life, as well as the smart money moves one should make to save money in your 30s. Now let’s see what should be tackled in your… Read more
A lifetime of savings part 2: Saving money in your 30s
Following up with this lifetime of savings series, we have talked about how to save money in your 20s and how to build solid foundations for your adult financial life. Now let’s see what should be tackled in your 30s. Make up for your 20s Don’t beat yourself up. You have made mistakes in… Read more
Cheapest ways to work out
Fitness and finance never seem to go hand in hand. As our wallets become lighter, gym memberships seem to become ever more expensive, meaning many of us don’t bother. However, in these times of financial hardship there are still places and ways to get a cheap workout, so you can maintain a healthy lifestyle and… Read more
6 Key Elements for Building a Successful Online Store
Online sales are on the rise. Surveys indicate that by 2015, e-commerce sales will total almost $279 billion per year. For small businesses looking to increase their bottom line, launching an e-commerce website is a critical step. Your success depends on doing it right from the beginning, and to that end it’s important to find… Read more
A lifetime of savings part 1: Saving money in your 20s
Hi there! Today I want to talk about savings, as the eligible age for state pensions is getting pushed further and further, it is likely that by the time a 20-something retires, there is not much left for grabs. So it is your responsibility to plan for a financially comfortable future, and it starts now…. Read more
Four Key Elements to Include in Your Will
Writing a will may seem overwhelming, but everyone should do it. A common misconception is that only wealthy people should bother creating a will, but that couldn’t be further from the truth, according to USA.gov. In the past, the standard way to plan an estate was to hire an attorney to walk you through… Read more
Record Keeping for Tradesmen
At Nova Insurance we know that things have been tight for tradesmen over the last few years, and rising costs combined with pressures on income has meant that increasing profits has been tough. While many are finding it hard to attract new customers or find suppliers who can reduce prices, there are other ways… Read more
Do iPhone users live beyond their means?
The launch of the iPhone 5 in 2013 caused the usual stir whenever Apple release a new product. News footage showed an army of Apple fanatics camping outside stores around the globe, desperate to be one of the first to own the shiny, new smart phone. A recent report by debt advice company PayPlan… Read more
Cash or no cash?
I don’t know about you, but I hate cash. I find it dirty, I don’t like the fact that I need to wash my hands after holding it, or that I feel dirty if I can’t. I don’t like the weight in my pockets or in my purse, I don’t like that you never know… Read more
Selling structured settlements – getting the timing right
Structure settlement can come as a real financial support in the difficult times. This type of financial instrument is likely to be the result of some kind of accident or a lawsuit. In exchange of this structural settlement the guilty party becomes free of any kind of future liability related to this… Read more
If You Must Play Cards – How To Play It Sensibly
There are plenty of ways the internet has revolutionised our lives. They way we shop, the way we watch movies – even the way we interact with each other. One of the other ways the virtual world has changed us is the way we gamble. Before the internet, if you wanted to get in… Read more
Driving down the cost of motoring
For those of us who use a car as a mode of transport, there are a number of very easy quick fixes we can put in place to help cut down the costs of driving. Importantly, they are ways which are simple and easy to carry out; for example, losing unnecessary weight, driving in a… Read more