A credit rating is a score that is used by lenders to help them decide whether you are a worthy borrower for the loan being requested. It is used to assess the risk involved in extending that credit to you. Various information is taken into account, including your employment status, address history and current outstanding… Read more
How to Pick a Second Hand Car
Picking up a second hand car can be tricky. It’s so tricky, some people avoid the activity altogether. They instead go straight for a new car. Financially, that’s a mistake. You lose much of your value the moment it leaves the new car dealership. I HATE taking a financial hit like that so I can’t… Read more
How to Make Sure a DUI Does Not Ruin Your Life
Driving Under the Influence (DUI) of alcohol or drugs is serious offense. Yet, many of us tend to underestimate our tolerance when it comes to drinking and driving. Maybe you had a couple of beers at dinner and think that you were unaffected. Or maybe you have gone through a sobriety checkpoint unscathed and this… Read more
Fast turn around careers for recent grads
Becoming a recent graduate is mixed with enthusiasm and fear. You have finished your education but you are unsure whether you will find a job in good time. Some careers have better prospects than others, though. This guide is going to show you some fast turnaround careers for recent graduates who want real prospects. Computer… Read more
Borrow, Borrow, Borrow: It’s What We Do — Oops!
Borrow, borrow, borrow. Most adults at some point in their lives borrow to make a big purchase or to stay afloat and for many of them debt becomes as comfortable as quicksand. Debt is one of the main drivers of the economy, allowing businesses owners to borrow to expand their companies and for consumers to… Read more
5 best budgeting apps for 2017
Saving, future planning to be specific is a uniquely humane aspect. We flaunt this skill gloriously while saving/controlling our money expenses viz. budgeting. But budgeting is a tad bit time consuming, plus people nowadays have a knack to do everything on their smartphones. So in compliance to these costumers’s yearning, we have budgeting apps. So… Read more
Trump and the Tech Sector – Will Stocks Continue to Fall?
In the aftermath of Donald Trump’s shock victory in the U.S. presidential election, a host of large tech companies, including Amazon, Apple, Google, and Facebook, shed billions of dollars in market value, amid widespread concerns over the industry’s future. Even though stock markets surged overall in the first few days after Trump’s win, the… Read more
5 Tips to Travel on A Tight Budget
Whether it’s a long vacation or a weekend trip, a holiday always incurs more expenditure than we initially think it would. How many times have we gazed longingly at a site only to realize that it is beyond our budget? How many times have we changed our plans in order to save money? Well, not… Read more
How to live a greener, more environmentally friendly life, while saving money
Today is a great time to make that decision you may have been thinking about for a while. That decision to live a more environmentally friendly life, which will save you money and help contribute to a cleaner environment. We are under growing pressure to reduce our carbon footprint, and for very good reason. Our… Read more
How to save money and become a safer driver
Fuel prices are rising, the cost of motoring is on a constant upwards spiral and so it makes perfect sense to look at ways to reduce the cost of motoring. In this article, we look at the simple ways you can save money with motoring. Tires – Underinflated tires will significantly impact on your… Read more
Late Payment Advice
Just about everyone will at some point in their lifetime have to deal with making late payments. Knowing about late payments and how they are handled by creditors, collection companies, and credit bureaus will save you time, money, and potentially your credit score. In this blog we’ll give you some tips on how to… Read more
Have a Buy Nothing Year!
I’ve been reading about a consumer spending countermovement called Buy Nothing Day. It’s celebrated on Black Friday. Instead of buying tons of stuff, you buy nothing. Since Black Friday isn’t for awhile yet, I want to try this one a regular day. But I’ve realized it’s far too easy for me to spend nothing… Read more