The Savvy Scot

Personal finance and lifestyle blog

Need to raise money for a project? Try Leetchi

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  I remember back when I was in high school, we were always trying to pool money for this or that. A girl’s birthday, a teacher’s gift at the end of the year, a school day out,… and more than once, there were tensions and problems. Like that time I had 10 friends pledge £10… Read more

5 Ways To Teach Kids To Save Money

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Giving kids an allowance shouldn’t be the first and only step one takes to teaching kids about financial literacy. Kids should be given a chance regularly to earn money in order to learn how to manage it, including saving it. Here are 5 ways to teach kids to save money.   Set A Goal Giving… Read more

5 Ways A Meal Plan Saves Your Budget

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How often have you walked into a grocery store with a budget in mind only to leave having spent nearly double the amount? It happened to me so many times until I figured out the solution. It may seem like a no-brainer, but having a meal plan works. Here are 5 ways a meal plan… Read more

Saving goals: how to reach them?

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  (source https://www.pinterest.com/pin/498351515000011632/) Very few people would disagree that saving money is really hard. It requires commitment, patience and emotional stability – traits by far not all of us possess. And still, there is one more thing that makes the process of saving money so long and difficult. Surprisingly, this is lack of specificity. In… Read more

Why investing should be boring

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  I’m probably going to offend some people who think investing is a thrill, but I find it really dull and boring. And I think for 99% of us, it should remain so. Here is how I go about it: I check out the reviews of the best online brokerage accounts, pick one based on… Read more

How to Save Money When Visiting the United States

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  When visiting another country, it’s easy to spend obliviously. You’re out of your comfort zone. You’re not even sure how to behave normally, yet alone how to one up everyone by saving money on things. But this post will help you prepare for great savings when you visit the United States. Let’s get started…. Read more

5 home improvements with a great ROI

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Independently of your plans to stay in your home for the time being, or put it on the market, making improvements on your property is something you should consider. As of now, it will make your home more pleasant to live in, and in the future, it will increase its value for potential buyers. There… Read more

Getting Rich Slowly: Low-risk investments

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  When we think of investing our money, many of us imagine Wall Street, with millions and millions made and lost each day. For many of us, this thought is frightening and makes the whole investment business feel like gambling. It’s this idea of stress, gambling, and losing big, that puts a lot of people… Read more

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Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.