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The Savvy Scot

Personal finance and lifestyle blog

Have you checked your motor insurance deal lately?

By Pauline

One thing that is on my to do list every year, when my insurance contracts are about to expire, is to go look for a better deal, or make sure my current company provides the minimum coverage I need at the best price possible. Your insurance premium is a bundle of individual prices for each… Read more

Filed Under: Money Tagged With: car, consumer, Insurance, motor, policy, premium, survey, vehicle

With Tesco and its competitors stalling, what’s next for supermarket shopping?

By Pauline

By Patrick Foot, financial markets writer at IG, the leading UK financial spread betting company. Tesco’s disastrous performance in recent years is well known. Back in September, Tesco announced its worst news yet: a previous profit warning – released on August 29 – had added an estimated £250 million to its potential for profit. A… Read more

Filed Under: Money Tagged With: shopping, supermarket, Tesco

Patrick Mahony on the psychology of open space offices

By Pauline

Doctor Patrick Mahony takes a look at this now widespread practice that is being increasingly criticized. Hailed as the key to efficiency and great team dynamics since the mid-80s, the open space configuration is far from being a universally-good idea. Welcome to the era of professional roommates. An era of shared space where desks are… Read more

Filed Under: Money Tagged With: Business, office, open, space, team, work

How to Fund Home Improvements

By Pauline

A recent survey by Lloyds TSB has suggested that the total spent by UK households on DIY has fallen to its lowest level since 2000, with more homeowners than ever resorting to a simple lick of paint or some new wallpaper to improve their home. An average British household now spends just £352 on home… Read more

Filed Under: Uncategorized Tagged With: apr, borrow, cash, conversion, credit card, home, loan, Money, personal loan, renovation, secured loan

Recovering from bad credit? Tips to get you back on track

By Pauline

Recovering from bad credit can be a long process. At times it may even seem like you’ll never break out of the rut … but there are ways of securing your place in the black and out of the red. Here’s how. Get reviews from credit bureaus When you receive the review make sure the… Read more

Filed Under: Money Tagged With: afford, bad credit, borrow money, credit, creditor, debt, debtor, loan, owe, repay, unpaid

Beware of financial scams

By Pauline

  I consider myself a pretty cautious person, when it comes to handling my finances and trying to keep my money safe. So you may be surprised to hear that I have been the victim of a few financial scams in spite of my caution. And even though I would never send my financial details… Read more

Filed Under: Money Tagged With: bank account, credit card, Finance, fraud, Money, online, online banking scam, santander, scam, stolen money, UK

How to make frugal Christmas decorations

By Pauline

Christmas Tree

As I am not really big on Christmas, I am happy to have my VA Clarisse who is a Christmas enthusiast, talk about frugal Christmas decorations today. Enjoy!   When the months ending in “BER” start, for us it means that Christmas is just around the corner! And when we speak about Christmas, we are… Read more

Filed Under: Saving Money Tagged With: christmas, Christmas decoration, Christmas tree, decorations, frugal Christmas, Holidays, old decorations, snow jar

Reveal the Real Life Version of Bingo with Bingo Mania

By Pauline

Few people outside the expanse of Bingo Mania understand the overture and instigation that the game holds especially for the bingo freaks. Popularly known in the US as more of the senior game, it actually has much more than only fund raising functions. Thanks to today’s new technology where you can easily play live Bingo…. Read more

Filed Under: Money Tagged With: bingo, online bingo, online games

Your Options When Short on Money

By Pauline

  Many members of society find themselves in emergent situations without the funds to satisfy the need. While these people feel stuck or at a loss as to how to get the money they need, they fail to realize the options right in front of them. There are options for everyone, even those with bad… Read more

Filed Under: Money Tagged With: credit, debt, earn money, get money fast, get money quick, loan, Money, options, take a loan

Just Imagine Campaign – A Life without the Lottery

By Pauline

In the last 20 years since the National Lottery started, just by playing the lottery, players have raised £31 billion towards UK based projects and causes. The Just Imagine Campaign by the Lottery Good Causes is to raise awareness of the difference this funding has made for different communities and say thank you to the… Read more

Filed Under: Money Tagged With: attraction, fund, gambling, landmark, Lottery, play, restoration

Changing my life into a healthier me

By Pauline

healthier me

    This is a guest post from Clarisse, my VA, about how a medical scare made her form new healthier habits. Enjoy!  It was a Saturday morning, June 7th, my mom’s birthday, my husband and I decided to treat my mom and the whole family to a Filipino restaurant. When we were all dressed… Read more

Filed Under: Fitness, Self Development Tagged With: Fitness, Health, healthy lifestyle, kidney problem, kidney stones, Self Development

Betting behaviour in the UK

By Pauline

I have always had a mixed relationship with gambling. On one hand, I really enjoy the thrill associated with it when I am in a social setting, but on the other side, I am a pretty sore loser and I dislike seeing my money disappearing before my eyes. My uncle was the first to ever… Read more

Filed Under: Money Tagged With: behaviour, bet, betting, casino, gamble, horses, machines, slots, sports, UK

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Disclaimer

Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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