Five years, ago, I took out my very first mortgage and bought a three bed flat over the next thirty years. Interest rates were low, so I opted for an index tracker that hasn’t moved since. One of my favourite features about that mortgage is the ability to make small repayments whenever you feel like… Read more
Can Online Gaming help drive your income
While the online gaming sector may have drawn significant criticism over the course of the last decade, there is a sense that it’s time may finally have come. Already widely accepted and well-regulated in the UK market, there are also a rising number of U.S. states that are processing legislation to legalise online gambling sites…. Read more
How to Effectively Manage Your Credit Card
Welcome to the wonderful world of credit. It comes in many different shapes and forms, including; credit cards, loans and overdrafts. Each has their advantages. However, each are unique in how you manage them, ensuring that the credit that is borrowed is paid back, as per any agreement. Of course, each form of credit lending… Read more
Why is talking about money so taboo?
I have always been curious about money. How people earn it, save and spend it fascinates me. And yet, from an early age, I was told “we don’t talk about those things”. Like religion, past boyfriends and political orientation, money is a taboo for many people. And like any taboo, not talking about it may… Read more
Everything You Need to Know About Transferring Money Abroad
Transferring money abroad is something most of us will do at some point in our lives, whether you’re holidaying abroad, buying property overseas, retired expats, parents sending money to children on their travels, foreign workers in the UK sending money home to their families or UK based workers on foreign contracts, who are not paid… Read more
Play Fortune Finder to win a 10 grand investment
On Wednesday 12th November, crowdfunding network Money&Co. is launching a fantastic online treasure hunt. The £10,000 Fortune Finder competition will last for 10 days and feature six hunt games. Participants will have the chance to win an investment fortune of £10,000 and five prizes of £1,000, all of which are to be invested via the… Read more
Do I Need Income Protection Insurance or Accident, Sickness and Unemployment Insurance?
Usually, the name of an insurance product is all you’ll need to find out what it covers. There’s no room for confusion when one is shopping for buildings and contents insurance or life insurance, but there are two types of insurance which, at a glance, would seem to serve the same purpose. Both income protection… Read more
Are you eligible to make an accident at work claim?
One of my worst nightmares is to have an accident at work. I don’t know why, but I always imagine some kind of heavy machinery cutting off a finger or a builder falling off a scaffold, yet work accidents are generally not that bad, but happen more than you think. For example once, I had severe… Read more
Enrolling In The Thrift Savings Plan
Hello everyone, please help me welcome Marvin from www.brickbybrickinvesting.com and www.tspinvesting.com. You can connect with him on social media: Twitter | Facebook | Google + | LinkedIn. Many people have a lot of concerns about saving enough money for retirement, especially given the current state of the economy and the issues with various pension plans. In truth, the very things that most people once… Read more
Are contractors worth their rates?
I am always impressed when I see contractors’ rates, compared to someone doing pretty much the same job, but full time. For example, in IT, you can easily charge £800 and up per day, which is what an average IT professional might make in a week or more. As a matter of fact, a… Read more
How to keep your credit rating positive
If you’re a new, up-and-coming business it’s important that your credit rating is positive and clear of any misdemeanors to ensure you can obtain loans and help your growing enterprise excel. There are many ways to improve credit rating and just as many things you can do to tarnish your report. Steer clear of… Read more
Qualifying for a homeowner loan
Individuals who already own their property with a mortgage are normally eligible to apply for a homeowner loan. In this way, they can borrow extra money using their home as collateral against the loan. A secured loan (also referred to sometimes as a secured homeowner loan) lets you take out a loan which is… Read more