With the always rising cost of tuition and other related costs, it is getting more and more expensive to get a degree. If you are familiar with the archives of Savvy Scot, you know I always strongly recommend to run the numbers before getting into several years of negative cash flow in pursuing advanced education. In general,… Read more
Rent out your spare room and earn some extra cash
Most of us have been renters at some point in our lives. Whether it’s booking holiday accommodation, or long-term renting, we have all been part of the rental market. But renting doesn’t just have to be looked at with the dread of depleting your finances. By renting out your spare bedroom you could instead earn… Read more
Moneystepper’s 2015 Saving Challenge
Fancy a new challenge in 2015? Want to save more money and become wealthier? If you do, Moneystepper.com may have just the thing for you. The Moneystepper 2015 Savings Challenge is a free community where participants in the challenge are working together to accelerate their climb up the steps to financial freedom. So, how does… Read more
Funding retirement debate on new pension rules
In case you haven’t heard, the pension reform will roll in from April 2015, and change quite a bit about the way you can fund and use your pension. On April 2015, people over 55 will be able to access their pensions freely as long as they pay income tax, instead of receiving an annuity…. Read more
Thoughts before buying a new car
A few months back, I went to the border to import a new to me car. It is a cute 2006 Hyundai Tucson with over 140,000 miles. When I bought it at an auction site, only one other bidder seemed to have a small interest in it, most people where bidding on two year old cars… Read more
Take control of your finances in the new year with uMoneyBook
Can you believe there are only two weeks left in 2014? I know, me neither. And with the new year, comes the perfect time to take care of your finances! That means cleaning up your financial house, and setting goals for the year to come. And there is a perfect tool to help you do… Read more
Why do people choose secured loans
Loans secured against assets are a popular choice for people who may find it difficult to obtain other types of products or for those who want access to larger amounts of money or longer repayment periods. They usually offer better rates than unsecured loans but do require people to have assets, such as their… Read more
£30 Christmas giveaway!
Hi there! Did you realize there were only two weeks left until Christmas? Scary, I know… we talked recently about the ideal gift, and I am sure at the moment some of you are just scratching their heads thinking about what would make their family and loved ones really happy for Christmas. And trying… Read more
Christmas Celebration in the Pinas “Philippines”
Good morning everyone! Today, my VA Clarisse will share how they spend their Christmas Celebration in the Pinas “Philippines”. Hello December! Time flies soooo fast and December is here again. The Philippines is well known for having the world’s longest Christmas celebration. For us, when the ber months start, it means that Christmas is already coming…. Read more
A word about helping and gratefulness
Lately, I have lent my old car, a beaten up Suzuki Samurai from the end of the last century, to a couple of Airbnb guests. I have always been into sharing what I have, be it on Couchsurfing or Freecycle or just with random strangers. I am in a remote location and public transportation is… Read more
When spending less is more important than earning more
I have always said that when it comes to choosing between earning more or spending less, I am on the earn more side for a variety of reasons, which boil down to two points: You can always make more. If you have two arms and a sane mind, there are no excuses. You can make… Read more
Make your own junk food! Chapter two
Last time, we looked at easy recipes to replace convenience food, making your own burger, fries, soda, mayo and salad dressing. You won’t regret spending a little time in the kitchen to make a much healthier, tastier and cheaper version of junk food. And imagine the time you spent as an investment in your most… Read more