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The Savvy Scot

Personal finance and lifestyle blog

How to make the most from the sale of your home

By Pauline

There have been so many changes to the housing market recently that it is a very confusing time for people who are looking to buy or sell. With the government introducing a new tax, predictions that house prices are set to sky rocket and a national shortage of housing across the UK, it’s understandable that… Read more

Filed Under: Money Tagged With: sell your home

What is your ideal holiday?

By Pauline

I recently stumbled upon this infographic from the Croatian National Tourist Board, and thought I’d share it today. It carried out extensive research to find out what is the ideal holiday for people in the UK and 10 more countries. If you want to find out which type of holiday maker you are, you can… Read more

Filed Under: Money, Travel Tagged With: holiday, travel, vacation

How to form successful habits

By Pauline

form successful habits

This is a guest post from Ariel. I’m a 3rd year law student at the University of Southern California Gould School of Law, and I’m a healthy lifestyle entrepreneur. When I was seventeen, after playing competitive basketball all my life, I was told that I had a leak in one of the valves connected to… Read more

Filed Under: Personal Finance, Self Development Tagged With: good habits, Self Development, successful habits

Surviving January, let’s get your finances back on track!

By Pauline

get your finances back on track

Did you know one in three household in the UK experienced financial difficulty last January due to spending too much over the festive period? The survey from the Money Advice Service also shows people want that to change but have a bit of a hard time figuring out why. So let’s survive January together! Here… Read more

Filed Under: Money Tagged With: finances, finances back on track

5 Things You Shouldn’t Miss in Your Retirement Planning Checklist

By Pauline

5 Things You Shouldn’t Miss in Your Retirement Planning Checklist

  According to Statista, in 2015, 41% of UK residents had a retirement plan but they hadn’t it written down. Let’s face it, most of us seldom think about our retirement plan – and even less about writing an actual checklist for our plan. Nevertheless, those people who do write one will be able to… Read more

Filed Under: Personal Finance, Saving Money Tagged With: retirement, retirement checklist, retirement planning

Reasons to Outsource Your Bookkeeping

By Pauline

Reasons to Outsource Your Bookkeeping

Keeping on top of finances is not everyone’s strong suit – especially when you have all the other elements of a business to focus on as well. Whether you run a start-up or a growing enterprise, time is precious and you probably don’t want to be spending it on financial reports and tedious payroll. You… Read more

Filed Under: Personal Finance

Most People Don’t Have a Firm Grasp of Credit Scores  

By Pauline

Credit Card

For many of us, a credit score is an esoteric subject. To some, it’s this disembodied djinni which follows around our whole lives long, casting judgment on the way we spend our money, for reasons which are beyond our grasp. Well, the forces which drive our credit scores for good or for ill are actually… Read more

Filed Under: Money Tagged With: credit card, credit score

5 ways life insurance could benefit your family

By Pauline

When you’re single and only have to look out for yourself in terms of having enough money to meet rent and living expenses, extensive financial planning might seem unnecessary. However, as soon as you find yourself in a serious, long-term relationship or begin having children, your changed circumstances mean you have to start making plans… Read more

Filed Under: Money Tagged With: Life insurance

10 Principles to Follow before Lending Money to Family Members

By Pauline

10 Principles to Follow before Lending Money to Family Members

Lending money to family and even friends isn’t the most comfortable thing to do in the world. Sooner or later a family member who is in need may ask you for a loan. When this happens, you at first may feel in a weird position. On one hand, you may feel responsible about giving him… Read more

Filed Under: Personal Finance Tagged With: lending money, Money

5 Exceptional Ways to Teach Your Kids about Money Management

By Pauline

5 Exceptional Ways to Teach Your Kids about Money Management

Although we value education, we almost never teach our kids about financial education. This can often take them to make money mistakes in the future that can become burdensome for both you and your family. When your child finishes university and he starts having expenses such as rent, food, and even debt, he may not… Read more

Filed Under: Saving Money Tagged With: money management, teach your kids

Savvy Trading Using Forex and CFD’S

By Pauline

Once you have done your ‘homework’ and decided that forex and CFD trading is the way to go, you will do well by heeding some advice and taking advantage of a few essential tips in order to maximise your trading profits. The Right Broker Compare the credentials and expertise of various brokers before you decide… Read more

Filed Under: Money Tagged With: trading

How to NOT save money

By Pauline

Saving money is considered a virtue by most of us. However, there is actually a “wrong” way to do it. We all know prices are going up all the time. In fact, the Centre for Economics and Business Research recently stated that the average home price in the UK will increase 25% in the next… Read more

Filed Under: Saving Money Tagged With: Save Money, Saving Money

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Disclaimer

Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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