This post was written in collaboration with Standard Life Savings. I read a pretty interesting article recently on USA Today. It is estimated that millenials will need between $1.8 and $2.5 million dollars(around £1.3 to £1.7 million) to generate the equivalent of a $40,000 annual income in today’s dollar once they retire. That is just… Read more
Viewing category: Personal Finance
Reasons for and Against Living at Home as an Adult
When you look at your expenses, it’s easy to see what aspect of your life is the most expensive. Housing. Something we typically take for granted actually costs quite a lot. To any money conscious young adult, the idea of living at home beyond childhood is worth a thought. There are many good reasons… Read more
How to Get a House Ready to Sell
Whatever your reason, you have a house to sell. It doesn’t matter for what occasion, this guide will help you get through the process. The following are the many things to consider: Repair You’ve probably seen those home renovation shows. What often happens is some sucker sells their house for way under… Read more
How I cleared £10k of Debt whilst my Girlfriend was Pregnant
Good morning everyone! Today, I have a guest post from Steve Hoyles, a personal trainer who writes at www.hoylesfitness.com. Let me know if you would like to guest post on Savvy Scot! I want to share my story with you all. A story of how I cleared £10,000 of debt in 10 months whilst… Read more
How to Find Your Latte Factor
What is the latte factor? You can read the excellent book called The Automatic Millionaire for the background on the idea. Here’s my quick version. I had heard of the latte factor before but just read the book the few days ago. The latte factor started out as the idea that if you… Read more
Deciding Where to Live if You Can Live Anywhere
For whatever reason, you can live anywhere. Congratulations! That’s huge! Most people are confined to one place for their entire lives. But not you. You can go anywhere. Or you can stay a kilometer from the hospital where you were born. It’s up to you to decide. No one is holding you down. … Read more
Oanda FxTrade Review
I have been trading forex with OANDA for a while now, and wanted to share my experience today. Forex is a great way to diversify your investment portfolio, on top of stock and shares trading. OANDA established its forex division in 2001, and is one of the biggest forex trading platforms worldwide. It handles more… Read more
Is your house disaster proof?
There is a reason why the saying goes “home, sweet home”. It is one of our most personal belongings and the place that keeps us safe. The mere fact that we sleep in our home totally vulnerable is enough proof that we think it to be the safest place imaginable. Sometimes natural calamity can… Read more
Costly mistakes while building a home
When you plan on building a house, your own house, you my friend have become a complete adult. Hence you should understand that building a house is no child’s plays. If you don’t look at the house from all possible angles it many not turn into a home you want it to be. There might… Read more
5 Best Budgeting Apps for 2016
Saving, future planning to be specific is a uniquely humane aspect. We flaunt this skill gloriously while saving/controlling our money expenses viz. budgeting. But budgeting is a tad bit time consuming, plus people nowadays have a knack to do everything on their smartphones. So in compliance to these costumers’s yearning, we have budgeting apps. So… Read more
Best Movies that Will Teach You about Personal Finance
It’s a relief to know that you don’t have to go to college to learn about the fundamentals of personal finance – movies will teach you for a fraction of the cost. Sometimes the best lessons are learned in relatively simple ways. The good thing about these movies is that they will not only… Read more
Santander 1-2-3 Current Account Raises Monthly Fee From £2 to £5. 5 Reasons Why I am Staying
I have reviewed the Santander 123 Current Account before, and talked about why I love it. It offers cashback AND savings up to 3% a year, automatically on your current account, for what used to be a £2 monthly fee. They now more than doubled their monthly fee since January 2016, to £5. The… Read more