This is a guest post from Kayla on behalf of ListenMoneyMatters.com. Kayla is a personal finance blogger in her mid-20s who loves to write about money topics of all kinds. Let me know if you would like to guest post on Savvy Scot! When you have some debt to pay off, but you also know you… Read more
Viewing category: Personal Finance
Wise Ways to Stay in Your Home Longer
If you’re aging, you probably want to stay in your home as long as possible. And who can blame you? It’s your home after all. It’s comfortable. You’re independent. And you have everything you need. But staying at home comes with its challenges. The point of this blog post is to attack those challenges… Read more
Make saving effortless with Plum
I have talked a lot around here about willpower. We have a limited amount of it, and that is why many successful entrepreneurs try to remove trivial decision making from their busy lives, so they can focus on what is really important. Yes, that’s why Steve Jobs wore the same outfit every day. No… Read more
10 Reasons Why You’re Still Broke
Happy Monday everyone! This is a guest post from my V.A. Clarisse. Let me know if you would like to guest post on SS. Ever wondered why you’re still broke, even though you have a job and a salary? Keep reading! You don’t have savings. You have a bank account, but it’s always empty! It… Read more
National insurance income tax – National Insurance (NI) was historically a way of paying pensions and other benefits but is really just another form of income tax.
This is a guest post from David over at Dodgy Statistics. Please let me know if you would like to guest post on SS. Hello! Over at my blog, I have talked about the referendum campaigns (who are trying to push you into a decision) and corporations (who are trying to sell you stuff). For this… Read more
How to Get Along Financially with Flatmates
A lot of people hate the idea of having flatmates. Or they’ve had bad flatmate experiences in the past. I’ve had about 20 flatmates if my lifetime. This following post shares my ways of making it great. You should want flatmates. They keep your cost of living much lower than without them. Decide Who… Read more
How Rich People Grocery Shop
As an aspiring rich person, I love to talk with and read about the wealthy. It fascinates me. How they were able to do what I want to do. There’s even something to learn about rich people when it comes to something as ordinary mundane as grocery shopping. How do the rich grocery… Read more
Treat Your Money like Employees
Instead of dollar bills, think employees. Each dollar bill you gain is another employee you gain. Dollar bills, as employees, allow you to make more money. I read an insane person’s comment on a YouTube video recently. The guy in the video just bought an Aston Martin. A lot of people in the comments… Read more
Here’s the Mindset You Need in Order to Start Budgeting
A common saying is, “Personal finance is more personal than financial.” That’s true of the budgeting aspect as well. Budgeting is not difficult in and of itself. It’s really just tracking expenses and making sure you’re not wasting money. That’s really easy. So easy most people just use a simple Excel spreadsheet to track their… Read more
#giveaway Tweet/RT to win @StandardLifeUK’s Guide to Financial Admin
Last week, we talked about saving for retirement, and how important it is to plan your financial future. To help you do just that, Standard Life Savings has put together a handy Little Guide to Financial Admin, and today here is your change to win two hard copies of it. This simple guides shows you… Read more
Save on travel and become mortgage free faster.
This post was written in collaboration with the Bank of Scotland Over the past couple of weeks, we have been talking about paying your mortgage off early with ideas for making small savings that can really add up over time. By making small monthly overpayments, you could save thousands in interest on a 25 year… Read more
Are you ready to save money?
This post was written in collaboration with the Bank of Scotland Last week, we talked about how little amounts add up when you start saving, and how if you put these little amounts towards your mortgage every month, you can save thousands in interest, and shave years off your mortgage. Today, as we are entering… Read more