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The Savvy Scot

Personal finance and lifestyle blog

Viewing category: Personal Finance

Have You Thought About Dying?

By savvyscot

Have You Thought About Dying?

Dying is not something people ever like to think about. We associate dying with something that happens when you are old and have fulfilled your dreams. While we appreciate that in certain circumstances or career choices, dying is more possible, most of us don’t think it will happen to us until a lot later on… Read more

Filed Under: Personal Finance, Saving Money Tagged With: danger of dying, Have you thought about dying, how to prepare for death, importance of insurance, importance of life insurance, Life insurance, what to do before dying

Starting a Blog in the UK – Pt. 2 Domain Names, Hosting and More

By savvyscot

Starting a Blog in the UK – Pt. 2 Domain Names, Hosting and More

Do you enjoy reading The Savvy Scot? Did you know that you can subscribe by entering your email address in the box at the bottom of the page? It takes half a minute and it will ensure that you never miss a post again!   So by now you have read ‘Starting a Blog in… Read more

Filed Under: Growing a Blog, Money Making, Personal Finance, Reflection Tagged With: Blog Hosting, Blogging Platform, Choosing Domain Name UK, Domain Names for Blogs, Hosting Blogs in the UK, Hosting for Blogs, Hosting Options for Blogs, how to make a UK blog, how to start a blog from the UK, How to start blogging, make money blogging, Make money blogging UK, Self-Hosted Blogs, Start a Blog, start a UK blog, UK Blogging, UK money blogs, Why to go self-hosted

When Credit Cards can get you OUT of Debt

By savvyscot

When Credit Cards can get you OUT of Debt

This is a bit of a strange title. You might be thinking ‘How on earth could a credit card get you out of debt?’ Surely credit cards do the opposite and tempt you into getting into MORE debt? Well not always. You might remember reading a few months back that Mrs Scot and I got… Read more

Filed Under: Money Making, Personal Finance Tagged With: 0% balance transfers, 0% credit card deals, Credit cards, how to take advantage of credit cards, use credit cards to get out of debt

The Best Investment EVER!

By savvyscot

Investment EVER!

Apple’s shares have skyrocketed to almost $700 each today, after they announced pre-orders of the iPhone 5 have reached in excess of 2 million units!!! Comparing this to the iPhone 4 which obtained 600,000 pre-orders and the iPhone 4S of 1 million – this is HUGE! What is more, the company’s shares have risen over… Read more

Filed Under: Change, Money Making, Personal Finance Tagged With: Apple, apple invest, apple return, apple shares, apple stock, apple stock in 10 years, best investment, investing in apple, investment

Wake Up Or Get Wiped Out!

By savvyscot

NEW GIVEAWAY @ SavvyScot! – The following is a guest post from author Paul Knott about his new book – Ouch! that has just been launched in the UK. I am well on my way through reading the book and can vouch that it is not only very educational, but extremely funny! I am also… Read more

Filed Under: Competitions, Personal Finance, Saving Money Tagged With: Book giveaway, Competition, giveaway, Ouch!, Personal finance book, personal finance reading, savvyscot giveaway, UK personal finance, wake up

5 Reasons To Check Your Credit Score Today!

By savvyscot

Here are 5 reasons to check your credit score today and persuade you. (I have saved the best until last)

There is some shocking statistic about the number of people worldwide who have never checked their credit report. I can’t remember the exact percentage, but it is atrocious! Here are five reasons to try and persuade you. (I have saved the best until last)   Verify that the Information Held on File is Correct Your… Read more

Filed Under: Personal Finance, Saving Money Tagged With: credit reports are important, credit score, importance of credit report, Reasons to check credit report, Should I do a credit check, What is experian, why are credit reports important, why should i check credit report

Why Is Offshore Investing More Attractive?

By savvyscot

Offshore investing is not quite as simple as opening up a secret account somewhere that the tax man doesn’t know about.

We have all heard of the term offshore investment or offshore account. Probably, the first thing that comes to mind is some sort of criminal trying to hide money somewhere so that the authorities can’t track it down! Movies and TV series aside, offshore investments can offer some fairly attractive benefits. Offshore investing is not… Read more

Filed Under: Personal Finance, Saving Money Tagged With: forced heirship, investing offshore, Offshore, offshore accounts, offshore banking, offshore bonds, Offshore investment, offshore products, offshore savings, prevent forced heirship, reasons for offshore accounts, reasons to invest offshore, tax relief expatriates, tax relief expats, tax relief for non-domiciles, top reasons to open offshore accounts, why should I invest offshore

Four Ways of Making Things Frugal at Home

By savvyscot

There are lots of ways to save money. Heck look at how many hundreds of personal finance blogs write about different methods everyday!!

There are lots of ways to save money. Heck look at how many hundreds of personal finance blogs write about different methods everyday!! That amounts to a LOT of ways! The question one would ask is where do I start and how do I prioritise? Let me put this in perspective: lots of people procrastinate… Read more

Filed Under: Money Making, Personal Finance, Saving Money Tagged With: contract saving, current account, cut bank charges, cut energy costs, deals with current accounts, food saving, Frugal, save money on food, Save money on mobile phone contracts, save money on phones, save on energy bills, savings account deals

Choosing Your Travel Wisely

By savvyscot

Choosing Your Travel Wisely. Travel at off-peak times. Remember to consider that two singles can often be cheaper than a return.

Mrs Scot and I are going for a trip to Scotland over the long weekend (this weekend coming). Our trip is well over 500 miles one-way, so being the Savvy Scot that I am, I checked the price of flights months ago in order to search for the best deal. £260 each…. WITHOUT LUGGAGE!When you factor… Read more

Filed Under: Personal Finance, Saving Money, Travel Tagged With: cheap transport, Cheap UK transport, how to travel cheaply, Modes of transport in the UK, transport deals, Transport in the UK, travel, UK transport deals, UK travel, Ways to travel in the UK

Starting a Blog in the UK – Pt. 1 Key Decisions

By savvyscot

Starting a Blog in the UK – Pt. 1 Key Decisions

Starting to write a blog is becoming increasing popular. A lot of people have the misconception that it is an easy way to make a fast buck. Unfortunately it requires more effort than first meets the eye. The internet is teaming with articles/ebooks/seminars/videos which comprehensively explain how to start a blog – from choosing your… Read more

Filed Under: Growing a Blog, Money Making, Personal Finance Tagged With: Blog, how to make a UK blog, how to start a blog from the UK, How to start blogging, make money blogging, Make money blogging UK, Start a Blog, start a UK blog, UK Blogging, UK money blogs

How Much is Enough?

By savvyscot

To those of you who entered my competition to win a share in the Euromillions £100M prize fund last week – bad luck – we didn’t win. In fact, nobody won. The jackpot now stands at: £119M – Wow! What an unimaginably large sum of money! I am sure that everyone has at some point… Read more

Filed Under: Money Making, Personal Finance Tagged With: Making Money, much, retire at 50, retirement, retiring early, saving for the future

UK – Falling Out of Love and Falling Into Debt

By savvyscot

UK Debt

The following guest post describes the horrendous situation that debt is causing people in the UK to get into and some of the severe personal consequences that are associated with this. Borrowing up to twice the amount of our western European counterparts, a report has found that up to 25 people every day in the… Read more

Filed Under: Guest Posts, Personal Finance Tagged With: debt and relationships, UK, UK Broken Marriages because of debt, UK Debt, UK Debt and relationships, UK Debt Problems, UK Debts

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Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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