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The Savvy Scot

Personal finance and lifestyle blog

Viewing category: Money

Lower Loan Rates: 4 Secrets on How to Get Them

By savvyscot

Hello everyone! Hope you are all doing great! Been a little bit quiet around here over the last couple of days – I had the pleasure of having family stay with me and am exhausted! Fear not, here is something that was prepared earlier: Four top tips to achieve a lower loan rate! I must… Read more

Filed Under: Money Tagged With: cheap loans, discounted loans, get discount on loan, loan rate discounts, lower loan rates, Save Money

How To Cut Cost On Your Monthly Expenditure This Year

By Pauline

    You might want to save up for a special holiday, a revamp of your home, or you might just want to save a little extra for a rainy day. Whatever you reason, the best way to add up the pounds and pennies is to cut back on your monthly expenses over the course… Read more

Filed Under: Money Tagged With: cost, cut, expenditure, monthly

How does the Help to Buy scheme work?

By Pauline

Have you ever heard about the help to buy scheme? It is a government backed project that helps people buy a home. It divides in two categories, the equity loan and the mortgage guarantee. The folks at Barratt Homes have put together a nice infographic to help you understand everything better. Basically, you can get… Read more

Filed Under: Money Tagged With: buy, scheme

Should you get renter’s insurance?

By Pauline

  Living in a rental home or apartment may have you feeling relatively secure with your living conditions. Since you’re not the owner, there’s no worrying about fixing major property damage. Therefore, you may have never given much thought to renters’ insurance. However, you may want to reconsider and give this type of insurance serious… Read more

Filed Under: Money Tagged With: claims, Insurance, property, renter

Advice for saving towards a 2014 summer holiday

By Pauline

  This post was written in collaboration with My Jar       If you’re planning to get away this summer, now is the perfect time to stop day dreaming and start planning your holiday. Whether you’re craving a buzzing city break or a blissfully peaceful beach holiday, you can make the fantasy a reality… Read more

Filed Under: Money Tagged With: holiday, summer, trip, vacation

Cheap and Cool New Car Tech

By Pauline

Car technologies such as navigation and blind-spot monitoring are great ways to enhance your overall driving experience. However, these items do not come cheap. The cost of an in-dash navigation system can easily exceed $1,000. The good news is that you do not have to shell out thousands of dollars in order to add neat… Read more

Filed Under: Money Tagged With: auto, automobile, car, drive, gadget, tech

Cheapest ways to work out

By Pauline

Cheapest ways to work out

Fitness and finance never seem to go hand in hand. As our wallets become lighter, gym memberships seem to become ever more expensive, meaning many of us don’t bother. However, in these times of financial hardship there are still places and ways to get a cheap workout, so you can maintain a healthy lifestyle and… Read more

Filed Under: Money Tagged With: cheap, Finance, Fitness, Workout

6 Key Elements for Building a Successful Online Store

By Pauline

Online sales are on the rise. Surveys indicate that by 2015, e-commerce sales will total almost $279 billion per year. For small businesses looking to increase their bottom line, launching an e-commerce website is a critical step. Your success depends on doing it right from the beginning, and to that end it’s important to find… Read more

Filed Under: Money Tagged With: Business, online store

Four Key Elements to Include in Your Will

By Pauline

  Writing a will may seem overwhelming, but everyone should do it. A common misconception is that only wealthy people should bother creating a will, but that couldn’t be further from the truth, according to USA.gov. In the past, the standard way to plan an estate was to hire an attorney to walk you through… Read more

Filed Under: Money Tagged With: key elements, will

Record Keeping for Tradesmen

By Pauline

  At Nova Insurance we know that things have been tight for tradesmen over the last few years, and rising costs combined with pressures on income has meant that increasing profits has been tough. While many are finding it hard to attract new customers or find suppliers who can reduce prices, there are other ways… Read more

Filed Under: Money Tagged With: accounting, Business, Money, operation, trade, tradesman

Do iPhone users live beyond their means?

By Pauline

  The launch of the iPhone 5 in 2013 caused the usual stir whenever Apple release a new product.  News footage showed an army of Apple fanatics camping outside stores around the globe, desperate to be one of the first to own the shiny, new smart phone. A recent report by debt advice company PayPlan… Read more

Filed Under: Money Tagged With: Data, iphone, month, plan, smartphone, usage

If You Must Play Cards – How To Play It Sensibly

By Pauline

  There are plenty of ways the internet has revolutionised our lives. They way we shop, the way we watch movies – even the way we interact with each other. One of the other ways the virtual world has changed us is the way we gamble. Before the internet, if you wanted to get in… Read more

Filed Under: Money Tagged With: card, game, gaming, Money, online, play, spend

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