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The Savvy Scot

Personal finance and lifestyle blog

Viewing category: Money

The Vanishing Game by William Boyd

By Pauline

Land Rover is a classic worthy of the finest prose. By partnering with British writer William Boyd, the performance vehicle manufacturer brings his next book to the world in keeping with their foremost ideals. Ghanaian-born Boyd has always been a master of intrigue and suspense. His earliest works charted his heroes’ paths through his birthplace… Read more

Filed Under: Money Tagged With: the vanishing game

The ins and outs of spread betting

By Pauline

  It has been a long time since we have talked about investing in detail here on the Savvy Scot, and while we are generally trying to find ways to save money, we also like to investigate ways to earn more and to create more sources of income, especially when they are passive or almost… Read more

Filed Under: Money Tagged With: Spread Betting

How much do you know about financial fundamentals? Take this US vs UK quiz!

By Pauline

  If you read personal finance blogs like this one, you are probably way better about money than the average person. I am always amazed at how sometimes, I will talk to someone about simple money topics, like if they have a budget, if they carry a balance on their credit card, or if they… Read more

Filed Under: Money Tagged With: financial fundamentals, quiz, UK, US

Financial Changes in the Face of the No Vote: Will Anything Actually Happen?

By Pauline

On the 18th September, Scotland voted to remain a part of Britain by a margin of 55.3%. Although there is a sense that Scotland should remain as it has been in recent years – married with England as Britain, there’s also a sense – even from staunch “No” voters – that things need to change…. Read more

Filed Under: Money Tagged With: scotland, vote

Paying off your mortgage early is easier than you think

By Pauline

Refinance your Mortgage

Five years, ago, I took out my very first mortgage and bought a three bed flat over the next thirty years. Interest rates were low, so I opted for an index tracker that hasn’t moved since. One of my favourite features about that mortgage is the ability to make small repayments whenever you feel like… Read more

Filed Under: Money Tagged With: bank, borrow, debt, lender, Money, mortgage, pay off, refinance, retirement

Can Online Gaming help drive your income

By Pauline

While the online gaming sector may have drawn significant criticism over the course of the last decade, there is a sense that it’s time may finally have come. Already widely accepted and well-regulated in the UK market, there are also a rising number of U.S. states that are processing legislation to legalise online gambling sites…. Read more

Filed Under: Money

How to Effectively Manage Your Credit Card

By Pauline

Welcome to the wonderful world of credit. It comes in many different shapes and forms, including; credit cards, loans and overdrafts. Each has their advantages. However, each are unique in how you manage them, ensuring that the credit that is borrowed is paid back, as per any agreement. Of course, each form of credit lending… Read more

Filed Under: Money Tagged With: credit card

Everything You Need to Know About Transferring Money Abroad

By Pauline

Transferring money abroad is something most of us will do at some point in our lives, whether you’re holidaying abroad, buying property overseas, retired expats, parents sending money to children on their travels, foreign workers in the UK sending money home to their families or UK based workers on foreign contracts, who are not paid… Read more

Filed Under: Money Tagged With: abroad, convert, currency, exchange, Money, pound, rate, transfer

Play Fortune Finder to win a 10 grand investment

By Pauline

On Wednesday 12th November, crowdfunding network Money&Co. is launching a fantastic online treasure hunt. The £10,000 Fortune Finder competition will last for 10 days and feature six hunt games. Participants will have the chance to win an investment fortune of £10,000 and five prizes of £1,000, all of which are to be invested via the… Read more

Filed Under: Money Tagged With: grand investment, imvestment, investment, online

Do I Need Income Protection Insurance or Accident, Sickness and Unemployment Insurance?

By Pauline

Usually, the name of an insurance product is all you’ll need to find out what it covers. There’s no room for confusion when one is shopping for buildings and contents insurance or life insurance, but there are two types of insurance which, at a glance, would seem to serve the same purpose. Both income protection… Read more

Filed Under: Money Tagged With: accident, buildings insurance, income, insurance life insurance, protection, sickness, work

Are you eligible to make an accident at work claim?

By Pauline

Are you eligible to make an accident at work claim?

One of my worst nightmares is to have an accident at work. I don’t know why, but I always imagine some kind of heavy machinery cutting off a finger or a builder falling off a scaffold, yet work accidents are generally not that bad, but happen more than you think. For example once, I had severe… Read more

Filed Under: Money Tagged With: accident, Business, Claim, company, employee, injury, Insurance, work

Are contractors worth their rates?

By Pauline

  I am always impressed when I see contractors’ rates, compared to someone doing pretty much the same job, but full time. For example, in IT, you can easily charge £800 and up per day, which is what an average IT professional might make in a week or more. As a matter of fact, a… Read more

Filed Under: Money Tagged With: contract, contractor, earn more, freelance, Insurance, it, job, liability, rates, taxes, work

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