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The Savvy Scot

Personal finance and lifestyle blog

Viewing category: Money

A Smart Guide for Condo Shopping in the Metro

By Pauline

Buying your first prope rty is a daunting task that could take a toll on your psychological and financial capacity. Most first- time home buyers are often torn between buying a single- family home and renting a condo. However, most people opt to start out with condominium units as opposed to attached homes. This is… Read more

Filed Under: Money

Forex: for a New Generation of Investors

By Pauline

Leverage Your Earnings with Binary Options Trading

Investment is all about preparing for the future. Different forms of investment will be suited for different tasks. It’s important to decide what your goals are, and which forms of investment will help you achieve them. However, it’s common to have an unbalanced knowledge about all the true diversity of investment forms, because of the… Read more

Filed Under: Money Tagged With: Forex

Debt consolidation: Make your finances work for you

By Pauline

Debt consolidation: Make your finances work for you

Make no mistake about it, these are financially difficult times to be forging your way in life. Extortionate education costs, sky-high rents, eye-popping property prices… the list goes on, and, needless to say, it’s easy to see how a cycle of debt can perpetuate itself over the course of our lives. One thing it has… Read more

Filed Under: Money Tagged With: debt, Debt consolidation

How to become a mystery shopper

By Pauline

When I was a student flipping burgers, we were told from day one to always be at our best, because once a month, a mystery shopper would come over and write a report about the service received, the quality of the food, and the cleanliness of the amenities. While most of my colleagues were only… Read more

Filed Under: Money Tagged With: mystery shopper

Finding the Path Towards a True Work Life Balance

By Pauline

Finding the Path Towards a True Work Life Balance

According to a recent workplace wellbeing  survey, a sizeable minority (39%) of employees globally feel that their work and personal life isn’t all it should be. Another survey also states that a whopping 94% of managers work longer than their contracted hours1. Being a manager of course often means staying late, tapping away at a… Read more

Filed Under: Money Tagged With: work life balance

Five ways to a more environmentally friendly business

By Pauline

These days, many businesses choose to become greener, not only for environmental purposes, but also to differentiate themselves from their competitors, and offer their customers a greener option. While some green alternatives are actually more expensive, but can result in an increase in business, attracting customers who would otherwise not consider your product, there are also… Read more

Filed Under: Money Tagged With: Business, friendly business

For Money or Love: When Making Important Financial (or Other) Decisions, Don’t Let Emotions Rule

By Pauline

  Sometimes it’s far wiser to lead with your head rather than your heart, particularly when it comes to important life decisions. That’s a lesson many people learn the hard way. Most of us have made decisions that were based primarily on our emotions at the moment, rather than on careful consideration of what is… Read more

Filed Under: Money, Uncategorized Tagged With: money or love

How to Become a Gym Instructor

By Pauline

The fitness industry in the UK continues to go from strength to strength. With private health clubs and council facilities boasting over 8m members, not to mention the mega-rich clothing manufacturers and sports supplement providers, it’s little wonder this thriving industry has a market value of £4.3bn … … and it’s an industry that keeps… Read more

Filed Under: Adrenaline Junkie, Money Tagged With: Gym, Gym Instructor

Money Saving Budgeting Tips for Young Families

By Pauline

If you’re a couple with a young children, you’ll be able to appreciate that the costs involved in raising them can be expensive. Naturally, you’ll want the best for your children and will try your hardest to give them a comfortable and nurturing childhood, but sometimes we can struggle to do this financially. There are… Read more

Filed Under: Money Tagged With: budget, budgeting tips

A Lot of People Need Investment 101

By Pauline

A Lot of People Need Investment 101

  Polls of adults all over the world reveal that people have all kinds of perceptions about what makes the best investment strategy. Using a recent poll by Lottosend, we can make some general observations about what people think about investment, though we’ll have to guess about why. Here are some takeaways from this interesting… Read more

Filed Under: Money Tagged With: investment

5 steps to cheaper a mobile phone contract

By Pauline

Mobile phones may be must-have accessories but no one wants to pay over the odds for a contract. Scarily, new research from consumer watchdog, Which? has revealed that 75% of us are doing just that – and it’s collectively costing Brits £5.4 billion a year. Ouch. Luckily there’s lots you can do to put things… Read more

Filed Under: Money Tagged With: mobile contract, phone contract

5 Lessons learned from buying a car with bad credit

By Pauline

Buying a car can be stressful even for those who are fortunate enough to be able to buy outright, but if your only option is to finance the purchase and you have bad credit, it can feel like you’re trying to break down a 10ft brick wall with your bare hands. However, having had the… Read more

Filed Under: Money Tagged With: bad credit, car

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