We all know how important savings are… or at least we have probably been told this throughout our lives. But why? Why should we put money away that we could spend now? Why sacrifice buying things when you could have them now? Why live frugal when you can live in luxury? I don’t claim to… Read more
Scottish Insolvencies Rise – How does this compare with the rest of the UK?
In the second quarter of 2012 (from April to June – often called simply Q2), individual insolvencies in Scotland were up by 5.3%, compared with the same period in 2011. In total, 5,601 people in Scotland became insolvent during this time. If we look more closely, we can see the different kinds of insolvency that… Read more
More Money Means More Debt
Premiership football is back and it has been another busy summer of spending by the 20 clubs involved. Whilst much is made of the levels of debt at the clubs, what about the levels of debt for the people in the areas represented? Debt Free Direct have worked out the average debt per person per… Read more
The Sunday Review – Top Posts of the Week
I want to start by saying thank you to all my readers for another fantastic week at SavvyScot. Visitors continue to steadily increase with this week’s average sitting at 137 per day. The most popular post of the week was ‘Four Ways of Making Things Frugal at Home’ This week saw the conclusion of the… Read more
Four Ways of Making Things Frugal at Home
There are lots of ways to save money. Heck look at how many hundreds of personal finance blogs write about different methods everyday!! That amounts to a LOT of ways! The question one would ask is where do I start and how do I prioritise? Let me put this in perspective: lots of people procrastinate… Read more
New Giveaway at Savvyscot – RelayRides
This Giveaway is NOT limited to the UK! In fact, this giveaway is targeted at US / Canadian readers. Relay Rides allows you to either list your own car and rent it out, or hire a car from someone else – hence the name relay! If you are renting out your car, Relay rides will… Read more
Could You Drive The Dakar Rally?
It’s the world’s most brutal race; spanning over 8000 km of harsh South American desert and mountainous terrain. Dubbed an off-road endurance race, drivers are faced with searing temperatures and treacherous conditions. Even this doesn’t stop hundreds of adrenaline junkies flocking to take part every year, and with around 80% of these being amateurs, we… Read more
The Sunday Review – Top Posts of the Week
Slightly late with this one, but i’m going to call it the Sunday review anyway! Another great week for Savvyscot visitors, averaging out at 120 a day! In case you missed it, you should check out Part 1 of the (soon to be series) Starting a Blog in the UK. Stay tuned for following parts… Read more
The Benefits of Traveling Alone
The following is a guest post about solo travel. Looking back, I wish I had the courage to do this. Instead, I joined in with my friends who wanted to go to Ibiza and spend £1000s on alcohol and nightclubs and return with little memory of where you were or what even happened! I guess… Read more
Choosing Your Travel Wisely
Mrs Scot and I are going for a trip to Scotland over the long weekend (this weekend coming). Our trip is well over 500 miles one-way, so being the Savvy Scot that I am, I checked the price of flights months ago in order to search for the best deal. £260 each…. WITHOUT LUGGAGE!When you factor… Read more
4 Reasons Why I Like Comparison Sites
I don’t think it’s an understatement to say that comparison sites are taking over the world! We constantly see adverts on billboards, the TV, through the mail and I hear at least three every morning on the radio on the way to work. You can think of pretty much any financial service and I’ll bet… Read more
The Sunday Review – Top Posts of the Week
Savvyscot has had a new burst of life recently. Those of you who follow this blog regularly will know that I have been really busy this year, from getting married in Thailand to buying a house to going on honeymoon and then the excitement of the Olympics, but finally I have some time back! I… Read more