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The Savvy Scot

Personal finance and lifestyle blog

Is Passive Income Just Make Believe?

By savvyscot

Passive Income

Passive income seems to be the holy grail of income. It’s basically getting paid for doing nothing. The money just keeps on flowing. Pretty sweet, eh? Is it attainable? You bet! And actually, you’ll achieve this level of success someday. I can almost guarantee it.   Passive income is really what everyone is reaching for…. Read more

Filed Under: Money Making Tagged With: Passive Income

How to Get Along Financially with Flatmates

By savvyscot

Get Along Financially with Flatmates

A lot of people hate the idea of having flatmates. Or they’ve had bad flatmate experiences in the past. I’ve had about 20 flatmates if my lifetime. This following post shares my ways of making it great. You should want flatmates. They keep your cost of living much lower than without them.   Decide Who… Read more

Filed Under: Personal Finance, Saving Money Tagged With: flatmates, tips to save money

Over a third of people aged 45-54 believe registering to vote will improve their credit score

By Pauline

  A new study, conducted on behalf of leading prepaid current account provider icount  shows that the older generation of Brits are more savvy when it comes to taking action to improve their credit rating, with over a third of 45-54 year-olds believing that registering to vote will improve their credit score. What does this generation… Read more

Filed Under: Money Tagged With: credit score, improve credit score

How Rich People Grocery Shop

By savvyscot

How Rich People Grocery Shop

    As an aspiring rich person, I love to talk with and read about the wealthy. It fascinates me. How they were able to do what I want to do. There’s even something to learn about rich people when it comes to something as ordinary mundane as grocery shopping. How do the rich grocery… Read more

Filed Under: Personal Finance Tagged With: grocery shop

Treat Your Money like Employees

By savvyscot

Treat Your Money like Employees

Instead of dollar bills, think employees. Each dollar bill you gain is another employee you gain. Dollar bills, as employees, allow you to make more money.   I read an insane person’s comment on a YouTube video recently. The guy in the video just bought an Aston Martin. A lot of people in the comments… Read more

Filed Under: Personal Finance, Saving Money Tagged With: treat your money

Do You Find Motor Insurance Too Complex?

By Pauline

If you find motor insurance too complex to understand, you are not alone. About half of motorists (48%) find motor insurance confusing, according to a recent Co-op study. UK drivers said they were mostly confused about how premium is calculated (51%), why prices change annually (43%), what isn’t covered (39%), and what is covered (28%)!… Read more

Filed Under: Money Tagged With: Insurance, motor insurance

A Brexit Guide For Small Businesses

By Pauline

Have you made up your mind about the Brexit vote already? There is little time left! If you are a small business owner and still unsure about how to cast your vote, check out this infographic that takes a look at whether Britain should take the plunge and ‘Brexit’, or remain in the EU. The… Read more

Filed Under: Money Tagged With: Brexit Guide

10 Things to Know Before You Take Out a Cash ISA

By Pauline

With the UK economy finally getting back on its feet after the economic slump that plagued most of the last decade, it’s time to start making your money work for you. According to data supplied by HMRC, as many as 16 million Britons already had a cash ISA back in 2014. To join that increasing… Read more

Filed Under: Money Tagged With: Take Out a Cash ISA

How to Justify Buying a Laptop

By savvyscot

Buying a Laptop

Technology can be pretty expensive. This is especially true if you’re buying an Apple product. But can it be justified? Absolutely. But this is only really true if you commute a lot. Let me explain. Commuting is an epic waste of time. I know it may feel like you’re doing something but in reality, you’re… Read more

Filed Under: Saving Money, Technology Tagged With: buying a laptop

How to Enjoy Driving an Older Car

By savvyscot

Driving an Older Car

To many people, driving an older car is embarassing. I understand that. Driving an older car can make you seem unsuccessful, sloppy, a has been, a child, an under achiever. But are these thoughts that race through your head actually real? Think about it. There’s a saying I’ve heard that goes something like this, ‘You… Read more

Filed Under: Saving Money, Transport Tagged With: minimalist, old car

How to Avoid Becoming Too Frugal

By savvyscot

Avoid Becoming Too Frugal

You may be laughing at this title. You may thinking becoming too frugal is the least of your worries. You’re too busy partying and spending to even become a little frugal. But chances are, you’d like to become a little more frugal. And once you do so, an avalanche can occur.   Yes, most people… Read more

Filed Under: Saving Money Tagged With: too frugal

Small Ways to Save While Traveling by Air

By savvyscot

Tps to Save While Traveling by Air

I recently took a trip across America. While doing so, I learned a few things about how to save money. The following post discusses the variety of small ways to save money while traveling by air. Let’s get saving:   Booking Tickets   Booking tickets doesn’t have to be a nightmare. My site of choice… Read more

Filed Under: Saving Money, Travel Tagged With: save money while travelling, saving tips, Travelling

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Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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