• About
  • Advertise
  • Contact
  • Terms & Conditions
  • Fitness Challenge
  • Change Your Life
  • Bucket List
    • Email
    • Facebook
    • Google+
    • Instagram
    • Pinterest
    • RSS
    • Twitter

The Savvy Scot

Personal finance and lifestyle blog

Do You Really Need a Cloud-Based Video Conference Platform for Your Company?

By Pauline

Video conferencing has gotten big – much bigger than it was only about a decade ago. It wasn’t that long ago when getting people together for a project meant physically getting them together – not starting a chat room and working away with the help of sophisticated collaboration software and more. But times have changed,… Read more

Filed Under: Money Tagged With: video conference

How to be Successful in Whatever you Do

By savvyscot

However not inspired enough to think that you are capable of ever reaching or exceeding their level of success. In fact, although you've listened to their challenges from them personally, your focus becomes their success and riches NOW!

  Maybe you’ve heard the success stories of Steve Jobs, Warren Buffet, and Oprah Winfrey.  You listen as they describe some unimaginable challenges and become inspired by journey.  However not inspired enough to think that you are capable of ever reaching or exceeding their level of success. In fact, although you’ve listened to their challenges… Read more

Filed Under: Personal Finance, Self Development Tagged With: Successful

Why looking for the best savings deal simply isn’t enough

By Pauline

  You’ve worked hard and you’ve saved some money, and now you’re looking for the best way to make that money work hard for you. Unfortunately it’s not a saver’s market right now. Interest rates are at a record low of 0.25% and there’s little sign of them rising anytime soon. This means you’ve got… Read more

Filed Under: Money Tagged With: savings

7 Immediate Steps to Take Out of a Bankruptcy

By Pauline

If you’re faced with huge amounts of debt, you have some tough financial decisions ahead of you. Although filing for bankruptcy may be your last ditch effort to help get yourself out of debt, the following 7 steps can help simplify the process and make it easy for you to follow. Do Your Homework Many… Read more

Filed Under: Money Tagged With: Bankruptcy

How to Construct a Frugal Meal

By savvyscot

And yes, the food is delicious. I find frugal meals to actually be more delicious than expensive meals.

Groceries are a major expensive, no matter who you are. It’s something we must constantly be dealing with. I remember when I was in uni. On most days, I would earn $0. I remember thinking that I was going into the red on each one of those days. That’s true because no matter what, I… Read more

Filed Under: Food Tagged With: frugal meals, meals

3 Must-Know Funding Tips for Your Business Venture

By Pauline

A business venture is never an easy thing to do. There are a lot of things that you need to consider prior to successfully reaching your goal. You will experience tons of obstacles along the way. Nevertheless, you will be able to surpass these if you work hard to achieve your main objective. Once you… Read more

Filed Under: Money Tagged With: business venture

Why Airbnb’s Are Better Than Hotels

By savvyscot

Let’s get started counting the many reasons you should choose Airbnb next time you leave home.

This is a money blog so I’m sure you think I’m going to be raving about the savings. You’re correct! It is dramatically cheaper to go with an Airbnb than a hotel. It’s not uncommon to find a private bedroom at an Airbnb to be one-fifth of what a hotel charges. Furthermore, you get so… Read more

Filed Under: Personal Finance, Saving Money Tagged With: airbnb, Saving Money, tips

5 Money Saving Apps That Made Headlines in 2016

By Pauline

You’ve probably heard the saying before: “There’s an app for that!” There are even apps designed to help you save money. We’ve weeded through a number of them in order to bring you these top five.   Zeek Zeek.me is a relatively new app, but an excellent one nevertheless. This one saves you money on… Read more

Filed Under: Money Tagged With: Money Saving Apps

Three Tips for Managing Your Money Post Brexit

By Pauline

An environment of fear and speculation surrounds Britain’s exit from the European Union, with short-term traders moving their money rapidly in response. The market has plunged rapidly over the past few days, with billions moving into exchange-traded funds that track indices, gold prices, and more. But what about long-term investments? Here are some basic moves… Read more

Filed Under: Money Tagged With: Brexit

How Minimalists Manage to Get by on so Little (Whilst Saving Thousands!)

By savvyscot

I’ve been a minimalist most of my life. This is what I can tell you about how to live on less, so should you choose this lifestyle (and yes - it is a lifestyle). Let’s start at home.

Minimalism is being quite popular with millennials. Maybe it’s because the word minimalism and millennial are so similar. I digress.   There are many misconceptions about how to live like a minimalist. Many people believe minimalists live a life of depravity. However, modern day minimalists don’t live like Gandhi. In fact, they have anything they… Read more

Filed Under: Personal Finance, Saving Money Tagged With: minimalists, saving

The Do’s and Don’ts of Credit Card Ownership

By Pauline

Credit cards often get a bad rap, and in many cases, it is the direct result of a consumer not being a responsible owner. The truth is, having a credit card or two can work in your favor. Credit cards can aid you in building your credit so that you can obtain personal goals like… Read more

Filed Under: Money Tagged With: credit card

A Practical Guide to Hiring People on Fiverr

By savvyscot

What service do you want done? Fiverr freelancers offer everything from voicemail greetings to short video production to just general virtual assistant work.

I’ve been using Fiverr for a few years now. If you don’t know, Fiverr is a service where freelancers offer their services for $5 (plus .50 for some BS service fee or something that Fiverr gets). Now, $5 or £3.52 isn’t much money. But don’t let that put you off from the site. Let me… Read more

Filed Under: Money Making Tagged With: fiverr, hire people

« Previous Page
Next Page »

Get on the list!

Receive earning updates, reader questions and general tips straight to your inbox:

Search this website

Recommended Reading:

  • Defining Purpose and the Importance of Moderation
  • The Benefits of Being a Dilettante
  • 4 Things They Didn't Tell You About Life
  • Who Needs Business Insurance?
  • Our Wedding in Thailand
  • Wedding Part 2 - The Finances
  • How to Get a 100% LTV Mortgage
  • Lessons in Negotiation
  • Scottish Insolvencies Rise
  • A Mobile Phone Dilemma

Disclaimer

Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

Copyright © 2025 The Savvy Scott · Custom site by Moonsteam Design