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The Savvy Scot

Personal finance and lifestyle blog

5 Top Tips for Saving Money on Food

By savvyscot

Saving Money on Food

  There was an article today in the news regarding food waste. Studies have shown that an average family in Britain throws away about £680 ($1000) of food every single year! This amounts to 7.2 million tonnes of waste food – 4.4 million tonnes of which could have been eaten (over 60%). Let alone the… Read more

Filed Under: Food, Money, Personal Finance, Saving Money Tagged With: Food Tips, Saving Money on Food, Shopping Smart

Side Income is There for the Taking

By savvyscot

Side Income is There for the Taking

I’m not a big politics fan, but I have to admit I love some of Thomas Jefferson’s quotes. The man was very wise – perhaps a modern day Confucius? I particularly like some of his quotes around hard work and ambition:   “Determine never to be idle. No person will have occasion to complain of… Read more

Filed Under: Money, Money Making, Personal Finance Tagged With: earn money blogging, earning money on the side, side income, side income is available to everyone, ways to earn side income

Passive Income Series – Forex Trading – A New Investment Option

By savvyscot

Forex Trading

Diversify your portfolio. Don’t put all your eggs in one basket. How many times have you heard these statements? While these statements can apply to more to just finances, the chances are that you understand that it is a bad idea to invest all your cash in one stock, or put all your money into… Read more

Filed Under: Money Tagged With: Forex, make money trading currency, Passive Income, passive income stream, Trading currency, what is currency trading?

Cutting Back on My Basic Spending

By savvyscot

My Basic Spending

Click HERE for Part 2 I want to start this post by saying that the cupcakes that I blogged about making yesterday were a massive success! Although it did take me two full hours and a lot of energy! I know it is not polite to give kudos to your own cooking, but the cupcakes… Read more

Filed Under: Saving Money Tagged With: Basic Spending, Cutting back on basic spending, cutting bills, Cutting costs, cutting monthly outgoings, how much pre-tax salary, pre-tax salary worth, reducing bills, saving money on monthly expenses, tips to reduce monthly outgoings, tips to save money

I Can’t Believe It’s March Already!

By savvyscot

March Already

It seems like only a few days ago I was writing a January update post… where the heck did February go? February was an EXPENSIVE month for me. Within a four week period, I have to contend with the following – Mum’s Birthday Valentines Day Mrs Scot’s Birthday Mother-in-laws Birthday Car Insurance Renewal Paying for… Read more

Filed Under: Updates Tagged With: March update, Tough Mudder, Win Canon Camera, Win digital SLR

Making Money from Smartphones

By savvyscot

Smartphones

I have always wanted to be an Entrepreneur. A bit like this guy: For those of you who can’t watch the video, this guy is a 12 year old app developer. Quite remarkable that he asked for a developer kit for a present instead of a typical 12-year old’s choice of video games. That said,… Read more

Filed Under: Money Tagged With: future of mobile phones, future of technology, How to use your smart phone, Making money from applications, money from mobile apps, Smart Phones, the future of technology, What to use your smartphone

The high cost of being disorganized

By savvyscot

I was driving home from work today when it occurred to me how expensive being disorganized can be. How much money could we collectively save by tightening the belt and being a little more responsible?! Let me break this into three categories:   Being Disorganized with Meals Groceries are undoubtedly one of the biggest expenses… Read more

Filed Under: Money Tagged With: Being Disorganized Costs A Fortune, Disorganized, Disorganized costs cash, flight, Holidays, hotel, management, plan, time, travel

10 Things That Changed the World this Decade

By savvyscot

Changed the World

Look around you. How many things do you see that didn’t exist ten years ago? A 3D LED television? Smartphones? Digital Books? MP3 players? High-powered games consoles…. The list goes on. While I can’t help but be curious about what our homes may look like ten years from now, I wonder how many of these… Read more

Filed Under: Money Tagged With: 10 technology improvements, 10 things that change the world, ten improvements, ten things can't live without, ten things that change the world

Shopping for building and contents insurance

By savvyscot

In the past year or two, items concerning the rising building and household insurance costs for UK households have hit the headlines on numerous occasions. Sure, there are floods, catastrophes and robberies, but more than before?  Unfortunately, somebody has to pay for the damage. Insurance certainly don’t have an endless supply of money and are… Read more

Filed Under: Money Tagged With: building insurance, contents insurance, do i need building insurance, what is building insurance, what is contents insurance, what is insurance

Lower Loan Rates: 4 Secrets on How to Get Them

By savvyscot

Hello everyone! Hope you are all doing great! Been a little bit quiet around here over the last couple of days – I had the pleasure of having family stay with me and am exhausted! Fear not, here is something that was prepared earlier: Four top tips to achieve a lower loan rate! I must… Read more

Filed Under: Money Tagged With: cheap loans, discounted loans, get discount on loan, loan rate discounts, lower loan rates, Save Money

Who Needs Business Insurance?

By savvyscot

Shelter from Risk

If you own a small business, planning for your insurance coverage is one of the most crucial aspects of business administration. It doesn’t matter if your business is one in which high risks occur, or if your business is quite low in the risk department; you need insurance. While you might try invoice discounting to… Read more

Filed Under: Money Tagged With: Banking, Business, business banking, business insurance explained, Claim, do i need business insurance?, invoice discounting, Is business insurance necessary, loans, small business insurance, The need for business insurance

How to Make Sure your Home is Cost Effective: The Plumbing

By savvyscot

The Plumbing

In a country whose economic crisis is showing no real sign of abating, it’s almost second nature to try and cut costs where we can in order to live a little more comfortably. Unless you’re well and truly rolling in it, saving money where we can is essential if we want to be able to save… Read more

Filed Under: Money Tagged With: good plumbing saves money, plumbing saves money, saving money on plumbing

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Disclaimer

Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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