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The Savvy Scot

Personal finance and lifestyle blog

What to Know Before Investing

By savvyscot

Before Investing

  Many people think investing is some risky game that’s foolish to play. Some people are scared of any talk about investing in the stock market. Some people think it takes great skill to invest in the stock market. Some people invest but they do so poorly. This blog post will tell you everything you… Read more

Filed Under: Investing Tagged With: investing, investment, knowledge in investing, what is investing

Tricks for Spending Less on Clothing

By savvyscot

Spending Less on Clothing

  Clothing is one of those expenses we all must navigate. But fear not. Clothing doesn’t have to be expensive. And fear not again. You don’t need to look like a homeless person just for the sake of saving money. The following post shares ways to spend less on clothing – so you have more… Read more

Filed Under: Saving Money Tagged With: clothing, saving tips, spend less, spend less on clothing

Deciding Where to Live if You Can Live Anywhere

By savvyscot

Where to Live if You Can Live Anywhere

  For whatever reason, you can live anywhere. Congratulations! That’s huge! Most people are confined to one place for their entire lives. But not you. You can go anywhere. Or you can stay a kilometer from the hospital where you were born. It’s up to you to decide. No one is holding you down.  … Read more

Filed Under: Personal Finance Tagged With: country, Digital Nomad, Live Anywhere, retired, retirement

Save Big Money With: Biking

By savvyscot

Saving Money With Biking

  Biking is a fast way to save big money on a daily basis. It’s so powerful in fact that the biggest frugality blogger, Mr. Money Mustache, believes it’s one of the pillars of financial freedom. After reading his blog for a few months, it finally set in. I needed to buy a bike.  … Read more

Filed Under: Saving Money Tagged With: bike, biking, frugal ways, Save Money, saving tips

Car Modifications That Actually Save You Money

By savvyscot

Car Modifications That Actually Save You Money

Tons of people love to modify their cars. There’s a car modding subculture that exists in basically every country on the planet. The biggest problem with being a petrolhead is that it’s expensive! Really expensive! At least… it can be. If you’re modifying your car purely to go faster, that will be expensive. There are… Read more

Filed Under: Personal Finance, Saving Money, Transport Tagged With: car modifications, car tips, Save Money

Expensive Habits You Should Drop

By savvyscot

Expensive Habits You Should Drop

  A lot of people lament that life is expensive. That’s a pretty bad attitude. And life actually isn’t that expensive. I mean, even people who have a negative net worth still drive fairly modern cars, carry mobiles and have a television. This post discusses the various expenses people can avoid. If you think life… Read more

Filed Under: Personal Finance, Saving Money Tagged With: bad habits, expensive habits, habits

Strategies for Never Paying Interest on a Credit Card

By savvyscot

Strategies for Never Paying Interest on a Credit Card

The wealthy receive interest. The poor pay it. If you’re anything like me (probably are if you’re reading this blog) you want to be wealthy. So the following post describes how I’ve never paid a cent in credit card interest. I never will either, as long as I keep using the strategies outlined in this… Read more

Filed Under: Personal Finance Tagged With: credit card

On Presents, Presence and Happiness

By savvyscot

On Presents, Presence and Happiness

We can all remember what Christmas meant to us as a kid. I remember how the night of Christmas Eve always passed so ridiculously slowly. The second hand used to tick that little bit louder as if to remind you of every second that was passing. I loved pretending to be asleep as my parents… Read more

Filed Under: Reflection, Saving Money, Self Development Tagged With: Attitude towards giving, enjoying giving, Giving, how to enjoy giving, importance of christmas, pleasure out of giving, presence for christmas, presents for christmas, spotlight, why giving is important

Financial Advisors Can Help Anyone

By savvyscot

Financial Advisors Can Help Anyone

Some people may believe that only the super wealthy can benefit from the services of a high quality, reputable and knowledgeable financial advisor. In reality, nearly everyone can benefit from a financial advisor’s services, depending on their stage of life or sudden changes to their financial situation. A relationship with a financial advisor doesn’t have… Read more

Filed Under: Money Tagged With: Financial Advisors

Why you should reclaim your PPI

By savvyscot

Unless you have been living on another planet, you will have heard a lot recently about reclaiming back PPI. PPI claim compensation is available to all those who were mis-sold their payment protection insurance, either because they did not need, did not want it, or did not ask for it. Some people unfortunately will think that… Read more

Filed Under: Money Tagged With: Apply for PPI refund, entitlement to PPI refund, PPI refund, PPI Refund entitlement, Why you should apply for a PPI refund

Investing 101: What Are Your Investment Options?

By savvyscot

The first step in becoming a successful investor is taking the time to understand the markets and the different types of investment options that are available. There is an element of risk in every form of investment – just as there is in virtually every decision we make in life. Even a basic understanding of… Read more

Filed Under: Money Tagged With: Binary Trading, Bonds, Mutual Funds

5 Tips For Landlords

By savvyscot

5 Tips For Landlords

Everyone knows that property is one of the most popular forms of investment. Unlike shares, bonds, trusts etc. property has an extra safety-net in that people will always need somewhere to live. That said, this by no means guarantees that any property investment is a good one. House prices fluctuate, as do the rental returns… Read more

Filed Under: Investing, Money Tagged With: contingency funds, contract, investing in houses, investing in property, landlord insurance, overpayments, tenancy contract, tips for landlords, using a property agency

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Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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