• About
  • Advertise
  • Contact
  • Terms & Conditions
  • Fitness Challenge
  • Change Your Life
  • Bucket List
    • Email
    • Facebook
    • Google+
    • Instagram
    • Pinterest
    • RSS
    • Twitter

The Savvy Scot

Personal finance and lifestyle blog

Are You Applying for a Business Loan? How to Nail the Application Interview

By Pauline

Are You Applying for a Business Loan? How to Nail the Application Interview

Whether you run an existing business or starting a new one, your finances play a big role in your success. In case you need a short-term or long-term business loan, here are some tips that will help you get the financing you require. As you approach the lenders, it would be helpful if you considered… Read more

Filed Under: Money Tagged With: business loan

5 Hacker Tips to Getting Out of Debt Fast; Even on a Low Income!

By Pauline

5 Hacker Tips to Getting Out of Debt Fast; Even on a Low Income!

Being debt free is critical for any family out there to achieve a positive financial future. So, if you have been putting off paying debt on any income, you just have to find a way out. If you don’t, your financial future will likely feature more debt, constant financial stress and even strained family relationships…. Read more

Filed Under: Money Tagged With: debt

How to Stay Afloat on a Freelancer’s Income

By Pauline

What do salespeople, the self-employed and freelancers all have in common? They are constantly struggling to budget their unpredictable and fluctuating incomes. Imagine budgeting on an amount you do not know until the end of the month, when you will be paid and not knowing how much you will make the next month. Crazy as… Read more

Filed Under: Money Tagged With: freelance, freelancers income

How to Expand Your Manufacturing Business Internationally

By Pauline

How to Expand Your Manufacturing Business Internationally

Expanding a manufacturing business can be an exciting venture, especially when you continue to see upward growth which each passing year. For those who are looking to go international, however, making the leap can be anxiety-producing to say the least. International expansion is always somewhat of a gamble no matter what the industry or space… Read more

Filed Under: Money Tagged With: Business

Wealth Investment for Beginners

By Pauline

Blue and Yellow Graph on Stock Market Monitor

We’d all like to earn a little extra money to be able to afford a few more holidays a year, splash out on a new car or have savings for any unexpected emergencies. Sadly the spare change in your piggy bank will only get you so far; to make some serious money, you need to… Read more

Filed Under: Money Tagged With: invesment

Smart Fulfillment Strategies Your E-commerce Business Should Explore

By Pauline

Smart Fulfillment Strategies Your E-commerce Business Should Explore

  It’s one of the most critical aspects of e-commerce: A well-executed fulfillment will delight your customers, while poorly executed fulfillment can turn them against you. It’s an extreme understatement to say you have to be very selective in terms of your fulfillment processes. With this in mind, here are some smart fulfillment strategies your… Read more

Filed Under: Money Tagged With: Business

Your Ultimate Guide to Explore Kolkata

By Pauline

I have always had issues with how the popular travel guides describe Kolkata. Kolkata, the city of joy, the former capital of India, the intellectual and cultural capital of India, has been stereotyped and thus, I would request you to come to Kolkata, expecting more than what you have read on those blogs and guides…. Read more

Filed Under: Money Tagged With: explore, Kolkata

How to Budget for FUN While Traveling

By Pauline

Wikipedia

CC The average person can’t afford to just pick up one day and go on a vacation without notice. Most of us need to plan ahead, sometimes far in advance. We’ve all read the books and articles about how to save for a vacation cut out your daily cup of coffee, skip eating out at lunch… Read more

Filed Under: Money Tagged With: budget, travel

Do you Really Need that Flagship Smartphone?

By Pauline

Do you Really Need that Flagship Smartphone?

Although their excitement factor has decreased in the last decade, smartphones are still among the most craved gadgets of our times. Even if their evolution seems to have reached its pinnacle, many people are still excited about buying the latest model, most likely the one that has the most powerful hardware, the most polished features,… Read more

Filed Under: Money Tagged With: smartphone

Items You Are Wasting Your Money On

By Pauline

Here are some items that you are wasting your money on. Avoid buying these to reduce your buyers remorse and save some euros in the process.

Money is made to be spent, right? But have you ever purchased something only to realize it was unnecessary? I have! Here are some items that you are wasting your money on. Avoid buying these to reduce your buyers remorse and save some euros in the process.   Name Brand Products Did you know that… Read more

Filed Under: Saving Money Tagged With: items

Here Are 5 of the Most Visually Impactful Home Improvements You Can Make

By Pauline

Here Are 5 of the Most Visually Impactful Home Improvements You Can Make

If you made a list of all the possible home improvements you could make, you would be all day making that list. There is no end to the projects you can start around the house. In terms of priority, repairs should probably come first, especially if those repairs fall into one of the following categories:… Read more

Filed Under: Money Tagged With: home improvement

The Deadly Cost of Not Having a Will

By Pauline

Remember that having a will isn't for you. It's for your children and heirs. Without a will, inheritance tax must be paid on the estate if over the threshold. Can you family afford these taxes?

An important part of managing our assets includes creating a will. Death isn’t something we want to think about, but it’s going to happen to us all. Having a will in place helps safeguard our desires upon death.   Keep in mind that certain places may have laws in place regarding those who die without… Read more

Filed Under: Personal Finance Tagged With: will

« Previous Page
Next Page »

Get on the list!

Receive earning updates, reader questions and general tips straight to your inbox:

Search this website

Recommended Reading:

  • Defining Purpose and the Importance of Moderation
  • The Benefits of Being a Dilettante
  • 4 Things They Didn't Tell You About Life
  • Who Needs Business Insurance?
  • Our Wedding in Thailand
  • Wedding Part 2 - The Finances
  • How to Get a 100% LTV Mortgage
  • Lessons in Negotiation
  • Scottish Insolvencies Rise
  • A Mobile Phone Dilemma

Disclaimer

Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

Copyright © 2025 The Savvy Scott · Custom site by Moonsteam Design