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The Savvy Scot

Personal finance and lifestyle blog

How to be an energy shopper

By Pauline

If there is something we really want to avoid here at Savvy Scot, it is paying more thank you should for the same service. And utilities fall into that category. Did you know that you are probably paying £250+ too much, for the same electricity and gas service you would get from a cheaper provider?… Read more

Filed Under: Money Tagged With: energy shopper, shopper

Why my one piece of advice on getting started with investing is meetinvest

By Pauline

A couple of weeks back, I stumbled upon an article on The Telegraph that featured a fintech start-up that helps ordinary people ‘invest like Warren Buffett’ called meetinvest. Being the curious cat that I am (and how it could potentially benefit all of you, my dear readers), I’ve signed up on the platform and would… Read more

Filed Under: Personal Finance Tagged With: invest, Money, retirement

The First 24 Hours After Someone Steals Your Debit Card

By Pauline

The first 24 hours after someone steals your debit card can determine how much money you keep and how much you lose. Follow this guide during the first day after the crime to protect yourself and your bank account. Call the Bank First Sometimes, you discover debit card theft because the bank calls you about… Read more

Filed Under: Money Tagged With: debit card, steal

Getting the best from your ISA allowance

By Pauline

If you’re looking for an effective way to save for a brighter future, an ISA is a generally a great starting point. ISAs, or Individual Savings Accounts, can help you reach your long-term financial goals quicker than a standard savings account with your high street bank because you don’t have to pay tax on any… Read more

Filed Under: Money Tagged With: isa, ISA allowance

Top Recommended Forex Trading Apps for Android

By Pauline

I discovered quite a few years ago that Forex trading is a great way to earn profits on the market and invest some money wisely. With the internet being available on smartphones, there is even more incentive to trade in forex, as doing so is hassle-free. If you are looking for an app that facilitates… Read more

Filed Under: Money Tagged With: apps, Forex, forex trading

Starting a business – Why financial advice matters

By Pauline

Everybody knows that setting up your own business involves a lot of hard work. If you’re passionate about your chosen industry, you may relish the challenge of applying your skills to make sure your new company thrives. However, when it comes to the complex financial and administrative decisions that are essential to starting any serious… Read more

Filed Under: Money Tagged With: Business, financial advice

Is right now the best time to get your first time buyer mortgage?

By Pauline

Once you finally make it onto the property ladder, you complete a life goal. And you deject the anxiety that comes with ‘wishing for what could be’. It’s tough, before that first step. You feel the days tick away. Your colleagues share their housewarming photos on Facebook. And you become all too aware of how… Read more

Filed Under: Money Tagged With: bank, borrow, credit, deposit, first time, ladder, mortgage, property, stamp duty

Flow launches money saving boiler

By Pauline

The Flow boiler looks like a game-changing product – a boiler that generates electricity. And Flow has created two innovative deals to encourage take up. Both deals effectively allow you to avoid the cost of a new boiler by providing a guaranteed reduction in your home energy bills that exceeds the cost of the Flow boiler. … Read more

Filed Under: Money Tagged With: boiler, flow, launches, money saving

Choosing a charity to support? Take on board what your customers think…

By Pauline

Recent research has cast a light on what the public thinks about charities – from pay and transparency through to the perception of political campaigning. What can businesses learn from this when selecting a charity to support? Why get involved? Assuming it’s done in the right way, all parties can gain from corporate charitable involvement…. Read more

Filed Under: Money Tagged With: Charity, support

Greyhound ownership: is it worth a punt?

By Pauline

The anticipation before the big day, the thrill of the race, the presentation, the winner’s enclosure… Many a keen punter has at least looked into what it takes to get involved in racing as an owner. The answer, as a glance over a Tattersalls list soon demonstrates, is generally spare cash – and plenty of… Read more

Filed Under: Money Tagged With: dogs, greyhound

Finding your perfect financial match

By Pauline

With online dating, the whole world of dating has changed drastically. Now in just a few clicks, you can decide if the person is worth another minute of your time, or just give up on what could potentially have been a great relationship had you met face to face. I am no expert in online… Read more

Filed Under: Money Tagged With: online dating, perfect match

Real estate crowdfunding, the hassle free property investment

By Pauline

If there are two things we like here at The Savvy Scot, it is real estate and alternative investments. Remember that time when we talked about two couples taking a mortgage together to get a bigger house? Well today I would like to review another alternative way to invest in real estate: crowdfunding. Yes, just… Read more

Filed Under: Money Tagged With: crowdfunding, loan, mortgage, property, real estate

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Disclaimer

Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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