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The Savvy Scot

Personal finance and lifestyle blog

Efficiencies on the rise within the training sector

By Pauline

Although entirely different, price comparison websites (PCWs) and learning management systems share two key commonalities; they both increase time and cost efficiencies. These are both commonplace features within many sectors, however the combination of the two within the training industry is an entirely new creation that is set to transform the professional lives of learning… Read more

Filed Under: Money Tagged With: training sector

3 Reasons Exercise Is Making You Fat

By Pauline

3 Reasons Exercise Is Making You Fat

Calories in, calories out. Losing weight comes down to simple maths. Exercise seems like the natural solution when you’re trying to lose weight. Start moving and the pounds should fall off. Not necessarily. Sometimes starting an exercise program can have the opposite effect. You’re working your butt off but the scales are moving the wrong… Read more

Filed Under: Fitness Tagged With: benefits of exercise, Exercise, exercise tips

Morning Routines: Why They are Important and How to Develop One

By Pauline

Morning Routines

    Mornings can be hectic.  Sleeping until the final moment then being rushed into making choices for yourself and others, feeding yourself and others, and getting dressed all while running against the clock to get out the door and to work on time can become extra stressful.  Hectic and stressful mornings often result in… Read more

Filed Under: Self Development Tagged With: how to develop one, morning routines, routines

Invest In Feet

By Pauline

Two cousins from a long line of cobblers are on a mission to transform the shoe industry and change everything you think you know about footwear and your feet.Barefoot shoe pioneer Vivobarefoot is launching a crowdfunding campaign on Crowdcube that will ramp up its mission to change what they believe to be an out-of-date and… Read more

Filed Under: Money Tagged With: Invest In Feet, investing

Best Movies that Will Teach You about Personal Finance

By Pauline

Teach You about Personal Finance

  It’s a relief to know that you don’t have to go to college to learn about the fundamentals of personal finance – movies will teach you for a fraction of the cost. Sometimes the best lessons are learned in relatively simple ways. The good thing about these movies is that they will not only… Read more

Filed Under: Personal Finance, Saving Money Tagged With: best movies, personal finance movies

Council Tax to rise by £520 a year for Scotland’s biggest homes

By Pauline

First Minister Nicola Sturgeon has announced a major shake-up of the Council Tax system in Scotland, ending the freeze from next year and adding up to £520 per annum to the country’s biggest homes. From April 2017, councils will be able to raise the levy by up to 3% as the SNP calls time on… Read more

Filed Under: Money Tagged With: council tax

A student budget in Guildford, Surrey

By Pauline

A student budget in Guildford, Surrey

      I lived in Guildford, Surrey, for three years. While I was employed, I shared a house with many students. Here is the budget I had. Accommodation A room rents in Guildford for anywhere between £350 and £700. For £350, you will be “near campus”, which generally means Park Barn, a not so… Read more

Filed Under: Uncategorized Tagged With: college, Guildofrd Surrey, student

Santander 1-2-3 Current Account Raises Monthly Fee From £2 to £5. 5 Reasons Why I am Staying

By Pauline

Santander 1-2-3

  I have reviewed the Santander 123 Current Account before, and talked about why I love it. It offers cashback AND savings up to 3% a year, automatically on your current account, for what used to be a £2 monthly fee. They now more than doubled their monthly fee since January 2016, to £5. The… Read more

Filed Under: Personal Finance Tagged With: santander, santander 123

Link Building Strategies that Work in 2016 and Beyond

By Pauline

When I first started to write about europalace casino games in the early 2000s (on a different blog, of course), I found that link building was easy. In a few days I’ve manually registered my URL in a bunch of web directories which transfer link juice, about 100 of them, and watched Google follow them… Read more

Filed Under: Money Tagged With: Building Strategies, Link Building Strategies

Home insurance made simple

By Pauline

I have always been confused about insurance. And I am not the only one. Two thirds of consumers find insurance too confusing, according to a Co-op press release. Most of the time, I just resort to saving, thinking whatever insurance I take, the company won’t cover it anyway, so I should budget for replacing things… Read more

Filed Under: Money Tagged With: Home insurance

How to Prepare Yourself for a Possible 2016 Economic Crisis  

By Pauline

Economic Crisis

  Economy experts have already made their predictions. We are already seeing a decline in the main stock market indexes, a stumbling Chinese Economy, a $30 oil price, and the list goes on. According to Peter Schiff, one of the few economists  that predicted the 2008-2009 crisis, we are headed towards another one – which… Read more

Filed Under: Investing, Personal Finance Tagged With: Economic Crisis

Thinking about buying a car on finance? Read this first

By Pauline

Credit   Your car is one of the biggest investments you’re likely to make. It is an essential for many of us, but people often having a hard time saving to pay upfront for a brand new car, tax and insurance all at once. That is why buying a car is one of the most… Read more

Filed Under: Money Tagged With: buying, car, car finance, Finance, guide, tips

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Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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