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The Savvy Scot

Personal finance and lifestyle blog

Viewing category: Personal Finance

Want to make money writing for The Savvy Scot?

By Pauline

In order to offer more diverse content here, I am looking for writers, to provide simple but original posts about personal finance, personal growth, travel and fitness. Here are the guidelines: You don’t need to be a blogger or have a personal site. You can submit as many posts as you like. Posts should be… Read more

Filed Under: Money Making, Personal Finance

How to save money with your London flat using Airbnb management service while travelling

By Pauline

Does your London work involve a lot of travel and are you getting overwhelmed by the bargain of rent or mortgage that you have to pay, considering this money an annoying sunk cost? Rent it out, using a hassle free AirBnB management company Passthekeys.co.uk and you will be paid for each day you travel. The… Read more

Filed Under: Personal Finance Tagged With: airbnb, London flat, Travelling

5 Scenarios When Buying is Better than Renting

By Pauline

5 Scenarios When Buying is Better than Renting

Good morning everyone! I have a guest post over at Reach Financial Independence, Connie from Savvy With Saving will discuss the 5 Scenarios When Buying is Better than Renting.    Click here to read more..  

Filed Under: Personal Finance Tagged With: buying a house, renting a house

Spending Money to Make Money: Getting the Most From Rewards Cards

By Pauline

Credit cards are for spending money — or at least, that’s what lenders want you to believe. In truth, there are a variety of ways you can take advantage of credit cards to earn back what you have spent. Nearly every credit card issuer offers at least one card that boasts rewards. Rewards cards allow… Read more

Filed Under: Money, Personal Finance Tagged With: reward cards

What are the consequences of not having life cover to protect your mortgage

By Pauline

What are the consequences of not having life cover to protect your mortgage

  If you have dependents, whether that’s a spouse, partner and or children, the consequences of death without having life cover in place to protect the repayment of a mortgage can be catastrophic. Let’s just imagine the scenario for a moment of what might be a typical family. David and Claire have two children, Tom… Read more

Filed Under: Money, Personal Finance Tagged With: life cover, mortgage

Visiting Quito, Ecuador

By Pauline

  When I set off for a one year trip around the world after college, I put Ecuador on the list, because it was on the way, rather than because it was a destination that had caught my attention. It turns out Ecuador was one of the highlights of my trip. For me, it was… Read more

Filed Under: Personal Finance, Travel Tagged With: ecuador, travel

What does ‘’Your Home Is At Risk If You Do Not Keep Up The Payments On It’’ really mean?

By Pauline

An alarming number of mortgage borrowers are placing their family and their homes at risk by not taking out appropriate insurance cover with recent reports suggesting that as many as 50% may not have appropriate cover. This may be due in part to people misunderstanding the regulatory risk warnings provided by lenders on the associated… Read more

Filed Under: Personal Finance Tagged With: home, home payment

5 Top Tips for Saving Money on Food

By savvyscot

Saving Money on Food

  There was an article today in the news regarding food waste. Studies have shown that an average family in Britain throws away about £680 ($1000) of food every single year! This amounts to 7.2 million tonnes of waste food – 4.4 million tonnes of which could have been eaten (over 60%). Let alone the… Read more

Filed Under: Food, Money, Personal Finance, Saving Money Tagged With: Food Tips, Saving Money on Food, Shopping Smart

Making money with what you already have

By Pauline

Making money with what you already have

  One of my favourite ways to make money is by using things I already have. That means no start up costs, no fees, no risk. If you have a quick look around, you may ask yourself how you can possibly make money with what is around you, but with a little creativity you will… Read more

Filed Under: Money Making, Personal Finance Tagged With: Making Money, Money

Side Income is There for the Taking

By savvyscot

Side Income is There for the Taking

I’m not a big politics fan, but I have to admit I love some of Thomas Jefferson’s quotes. The man was very wise – perhaps a modern day Confucius? I particularly like some of his quotes around hard work and ambition:   “Determine never to be idle. No person will have occasion to complain of… Read more

Filed Under: Money, Money Making, Personal Finance Tagged With: earn money blogging, earning money on the side, side income, side income is available to everyone, ways to earn side income

Overview: Top 5 Online Investment Advisors

By Pauline

Have you ever heard of so-called “robo-advisors”, online financial planners? No doubt you have. These technology-based companies have generated a lot of media buzz and are now actively winning clients around the world. The United States of America and the United Kingdom are spearheading this wealth management revolution. New entrants make bold statements claiming they… Read more

Filed Under: Personal Finance Tagged With: Advisors, Investment Advisors

What are you doing for your retirement?

By Pauline

Do you remember your first job, and when you had to decide whether you wanted to contribute to your company’s pension plan or not? I certainly do, and what I remember is that it was pretty confusing. The company offered a match up to a certain percentage of my income, but they were very vague… Read more

Filed Under: Money, Personal Finance Tagged With: investing, retirement

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Disclaimer

Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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