If you are a first time buyer, getting on the property ladder can be a daunting tasks. Yes, property prices have gone up in the past few years, but mortgage rates are quite low, which is good news for you. 30 years ago, the Bank of England’s rate rose to 15% (!), now it sits… Read more
Viewing category: Investing
Buying a house? Understand the types of mortgages
There are many types of mortgages to choose from out there. And as with anything, choice can be overwhelming. Buying a house is one of the biggest decisions you will make in your life. And picking the right mortgage is very important. Why? Because it can greatly impact the amount of money you will have… Read more
How much are you saving for retirement? And a Wealthsimple UK review
When I tell people I am going to live until age 93, it makes them laugh. Why 93? Well, with the average life expectancy in the high 80s, I thought my low risk lifestyle would buy me a few more years. My grandparents are 88 and 90 and going strong. They drive, climb stairs… Read more
Books to Help Invest in Future
What if there was a place that held the answers to all of your investing questions? What if I told you that place exists? That place is right in your home and available to you now in the form of these books. Add these books to your financial library and every question you have about… Read more
When It’s Ok to Invest Instead of Paying Off Debt
This is a guest post from Kayla on behalf of ListenMoneyMatters.com. Kayla is a personal finance blogger in her mid-20s who loves to write about money topics of all kinds. Let me know if you would like to guest post on Savvy Scot! When you have some debt to pay off, but you also know you… Read more
How to Find a Good Income Property
Many millionaires it seem earn their wealth through real estate. While you may not have Donald Trump’s money, you can still get in on the action. If you only have a few thousand, but want to get into real estate, getting a mortgage is a touch out of reach. But you could invest in Real… Read more
How to get mortgage free faster
This post was written in collaboration with the Bank of Scotland One thing we strive for day in and day out at The Savvy Scot is to help you save money. And often, we find out readers forget about the big pictures. Sure, it is great to stop buying clothes for a month, it may… Read more
How to Get a House Ready to Sell
Whatever your reason, you have a house to sell. It doesn’t matter for what occasion, this guide will help you get through the process. The following are the many things to consider: Repair You’ve probably seen those home renovation shows. What often happens is some sucker sells their house for way under… Read more
What to Know Before Investing
Many people think investing is some risky game that’s foolish to play. Some people are scared of any talk about investing in the stock market. Some people think it takes great skill to invest in the stock market. Some people invest but they do so poorly. This blog post will tell you everything you… Read more
Is your house disaster proof?
There is a reason why the saying goes “home, sweet home”. It is one of our most personal belongings and the place that keeps us safe. The mere fact that we sleep in our home totally vulnerable is enough proof that we think it to be the safest place imaginable. Sometimes natural calamity can… Read more
How to Prepare Yourself for a Possible 2016 Economic Crisis
Economy experts have already made their predictions. We are already seeing a decline in the main stock market indexes, a stumbling Chinese Economy, a $30 oil price, and the list goes on. According to Peter Schiff, one of the few economists that predicted the 2008-2009 crisis, we are headed towards another one – which… Read more
9 Secret Tips to Attract Home Buyers
Attracting home buyers during is the first step in the home selling process. Being the first step, it is fundamental to attract as many buyers as possible in order to increase the chances of a successful sale. What you are about to read are 9 secret tips – almost no one knows about –… Read more