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The Savvy Scot

Personal finance and lifestyle blog

Sky Suck

By savvyscot

SKY

Sky messed up my order and the router has still not arrived. Consequently I have an active broadband line but no means of connecting 🙁 ! A big complaint and £10 credit to my account later it should be here soon 🙁 – Hang in there….

Filed Under: Change Tagged With: Sky

Savvy Scot to Return this Weekend :D !!

By savvyscot

Internet

Great news… Our internet will be up and working in a matter of days – the Savvy Scot will return soon 🙂 ! I have so much to write about and it is so frustrating that I can’t sit down and bash it out: New House (inc. Photos) The new things that we have bought… Read more

Filed Under: Updates Tagged With: Internet, Savvy Scot returns

Blog Recap, House, Holidays & Fitness

By savvyscot

Hey Everyone! I am very aware that I have not posted much recently – believe me when I say this is NOT my choice!! We still do not have internet at our New House so it is proving to be very difficult to post. (I am writing this in my lunch break at work). I thought it… Read more

Filed Under: Updates Tagged With: Blog, Blog Recap, Fitness, Holidays, House

I am Still Alive!

By savvyscot

Alive

I am still alive. I have had the most craaazy weekend ever moving and don’t yet have internet in my new house. In the mean time, I am taking lots of pictures for everyone – including some of the controversial ‘credit-card furniture’ 😉 – Stay Tuned Everyone 😀

Filed Under: Uncategorized Tagged With: Alive, Moving, New House, Update

Tomorrow We Will Own a House

By savvyscot

House

Quick Update – Very Excited about tomorrow – WE GET THE KEYS TO OUR VERY OWN HOUSE 😀 !!!!! Today’s post is a Link back to an older post I wrote (before a lot of you started reading) called Attitude is Everything. After reading Money Beagle’s Article – A Tale of Two Customer Service Experiences… Read more

Filed Under: Change Tagged With: attitude, House, New House

Why Amortization is Important

By savvyscot

Please note that I have not converted currency to dollars in this post as I didn’t deem it necessary, given that the fundamental concepts still apply. Today’s topic for discussion is Amortization – in the Mortgage sense of the word. In Mortgage terms, it is essentially a fancy term that people use to discuss how… Read more

Filed Under: Personal Finance, Saving Money Tagged With: Amortization, Mortgage Amortization, Mortgage Overpayments, over payments

Contracts Exchanged & Why we got a new Credit Card!

By savvyscot

Contracts Exchanged & Why we got a new Credit Card!

Good morning everyone; hopefully we are all having a great weekend. I am aware that I have been quiet for the last few days but for a good reason – WE HAVE EXCHANGED CONTRACTS!! 😀 – Our new house is officially ours! We get the keys next Friday – officially the last day of the… Read more

Filed Under: Change, Personal Finance, Saving Money Tagged With: 0% Credit cards, 0% interest on purchases, Benefits of 0% credit card, Buying Furniture for new house, Contracts Exchanged, Moving House, New Furniture, New House, No Stamp Duty

4 Things They Didn’t Tell You About Life

By savvyscot

About Life

  It’s been a while since I have written a self development / deeper thinking post. I spend a lot of my ‘thinking time’ contemplating about why things are the way they are and today I want to talk about life. It is a fact that people are constantly trying to change things about themselves…. Read more

Filed Under: Self Development Tagged With: Consider alternatives, Don't take things at face value, grass is always greener, judging others, Life, making the best of your situation, networking, perception, Self Development

Monday Madness – Pictures / Fitness Update / Monies / My Announcement

By savvyscot

Howdy Everyone! If you are a new reader then welcome to my blog. I took Mrs Scot and her parents to see Sweeney Todd the musical for its opening night in London west-end. Was absolutely phenomenal – would recommend to anyone. Imelda Staunton and Michael Ball absolutely nailed it! If anyone has seen the movie,… Read more

Filed Under: Growing a Blog, Reflection Tagged With: 14 Week Fitness Challenge, Announcement, Blogoday, Diet, Fitness, Fitness Challenge, Moving House, Pictures

The Thailand Wedding Part 2 – The Finances

By savvyscot

My first post on Our Wedding in Thailand Explained has proved to be hugely popular – one of the most popular posts on this blog in fact. Finally, the time has come to reveal the finances behind the destination wedding! Thank you to those of you who have emailed me asking to post this information… Read more

Filed Under: Personal Finance, Reflection Tagged With: Married Abroad, Thailand, Thailand Wedding Cost, Wedding, Wedding Abroad, Wedding Cost, Wedding Costs, Wedding Planning

The Benefits of Being a Dilettante

By savvyscot

Being a Dilettante

  I want to start of by saying that today’s post is inspired by J.D. Roth’s latest post ‘A Magician of Time’. The post discusses the ways in which J.D. Roth can maximise his available time by knowing when to say yes and when to say no in given situations. He also mentions that he… Read more

Filed Under: Change, Reflection, Self Development Tagged With: Dilettante, Hobbies, Journey, Self-Discovery, Things that Make me Tick

ParkatmyHouse / PetrolPrices / Fitness Challenge / Further Reading

By savvyscot

Fitness Challenge

Got a mix-match post today: First up, Mrs Scot and I went to Wembly Arena in London on Saturday night to a concert. One of my pet-hates is getting stuck in traffic, especially when it is expected. Therefore parking at the arena was out of the question – especially at a cost of £25 ($40)…. Read more

Filed Under: Fitness, Saving Money Tagged With: Fitness Challenge, Further Reading, Parking Spaces, Petrol Price Variation

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Recommended Reading:

  • Defining Purpose and the Importance of Moderation
  • The Benefits of Being a Dilettante
  • 4 Things They Didn't Tell You About Life
  • Who Needs Business Insurance?
  • Our Wedding in Thailand
  • Wedding Part 2 - The Finances
  • How to Get a 100% LTV Mortgage
  • Lessons in Negotiation
  • Scottish Insolvencies Rise
  • A Mobile Phone Dilemma

Disclaimer

Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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