Are you a visual person? I certainly am. My friend Elaine over at Mortgage Free in Three is a bit of a genius when it comes to designing Mind Maps. Companies pay her a lot of money to read business books and evaluate them in a diagrammatic map. When I was studying in my masters… Read more
How I Live Within My Means
Going to go off on a little bit of a tangent before we get into this post… Long term readers of this blog will know that I have a long commute to and from work. Between the two of us, we travel almost 140 miles every day. Not only is this costly from a fuel… Read more
Ways To Consolidate Your Debts
As household debt continues to rise, at the same time as many household incomes are flat lining, there is increasing concern about how many people can meet their existing debts. Unemployment and falling incomes also mean that there is more danger of many people accumulating further debts, to cover every day living expenses. Clearing debt… Read more
The Operation That Went Wrong
Last week, one of my friends took ill during a business trip in Moscow. For no apparent reason, he started to feel dizzy and actually passed out at the table during a meeting. Scared and confused, his colleagues called for an ambulance. Although my friend quickly regained consciousness, he awoke to a pretty scary situation…. Read more
Savvy Scot does the Carnival of Financial Camaraderie
Happy Sunday everyone. The spammers have been out in force this weekend – I understand that numerous GoDaddy hosted blogs have been compromised. The hack basically involves spammers infecting the WP-INCLUDES folder with malware and leads to Google red-listing your blog. This is bad news for any blogger as it basically puts-off 99% of visitors… Read more
Top Five Tips for Whiplash Sufferers
Spraining your neck is a painful injury and one that we generally associate with car accidents. There is good reason for this, and as many as a quarter of rear-end collisions lead to whiplash. Symptoms include stiffness, headaches, lower back pain and ringing in the ears. If you do have an accident then you could… Read more
Divorce and save money? Match made in heaven!
Most of us think of filing for a divorce as an expensive and emotional process. While the latter is most certainly true, the former doesn’t have to be your reality. There are many ways to save throughout the divorce process so that you come out ahead—with or without the court ruling in your favour. I… Read more
Top Money Saving Tips for Appliances
One tip that covers all appliances and a great place to start is looking at energy efficiency. Manufactures have become aware of the competitive requirement to produce appliances that are efficient and cheap to run. You have no doubt seen energy efficiency stickers everywhere. From buildings to appliances, energy is everyone’s business these days: But……. Read more
SavvyScot’s Lifestyle Carnival – £300 to be won!
Hopefully everyone had a good weekend. I thoroughly enjoyed watching Scotland smash the Italians in the Six Nations Rugby! 🙂 I also managed to get a couple of runs in for my upcoming Tough Mudder events later this year! For those of you who didn’t catch the news, together with 2 other UK personal finance… Read more
5 Tips for Planning a Holiday – £300 Giveaway
Happy Friday everyone! I am delighted to announce that The Money Principle, Skint and the City and SavvyScot have partnered up with My Voucher Codes to bring you a fantastic giveaway with a prize fund of £300! The giveaway will last until the end of the month and one lucky winner will receive £300 (over… Read more
The Importance of Budgeting in Financial New Year Resolutions
Have you kept your New Year’s resolution? According to 2011 research by allabouthealth.org.uk, the majority of British people give up just nine days into January! If you resolved to sort your finances out in the New Year, but you’ve already started going off-course, you might be wondering what you can do. Having your resolution fail… Read more
A Blog and Life Update for February
Happy Tuesday everyone! Hope you had a great weekend and start to your week. Unfortunately SavvyScot got hacked over the weekend and I spent most of Sunday reloading the site… from scratch! The only positive that I can take from the experience is that I learned a lot about SQL and very much realised the… Read more