Are you tired of taking selfies and boring pictures? It’s time to level up your photography skills! Last summer, when we went on holidays, I looked online for new tips on how to take different style of pictures. Even if you don’t have an expensive camera like DSLR or Go Pro, you can use your… Read more
10 Ways to Build an Emergency Fund
Financial advisors state that having an emergency fund equivalent to at least 3 months’ worth of your expenses is necessary for your financial stability. With it, you will have financial support if something unplanned happens. In order to build your own emergency fund you need to either reduce expenses or increase earnings. The next 10… Read more
How to Deal with Wage Arrestments in Scotland for Council Tax Debt
Council tax debt is a growing problem in Scotland. If you’re one of the people struggling with council tax debt, you are far from alone. The number of people seeking help for council tax debt has risen over 350% in the past five years. The average amount owed has also increased in that time to… Read more
Save money on your job search
When you’re out of a job, you are obviously in a hard financial place, and sure, you have to spend money to make money, but there are ways you can keep looking for a job on the cheap, and only invest in yourself or your appearance once you actually land a job. Here are a… Read more
How to make the most from the sale of your home
There have been so many changes to the housing market recently that it is a very confusing time for people who are looking to buy or sell. With the government introducing a new tax, predictions that house prices are set to sky rocket and a national shortage of housing across the UK, it’s understandable that… Read more
Expensive Habits You Should Drop
A lot of people lament that life is expensive. That’s a pretty bad attitude. And life actually isn’t that expensive. I mean, even people who have a negative net worth still drive fairly modern cars, carry mobiles and have a television. This post discusses the various expenses people can avoid. If you think life… Read more
What is your ideal holiday?
I recently stumbled upon this infographic from the Croatian National Tourist Board, and thought I’d share it today. It carried out extensive research to find out what is the ideal holiday for people in the UK and 10 more countries. If you want to find out which type of holiday maker you are, you can… Read more
Strategies for Never Paying Interest on a Credit Card
The wealthy receive interest. The poor pay it. If you’re anything like me (probably are if you’re reading this blog) you want to be wealthy. So the following post describes how I’ve never paid a cent in credit card interest. I never will either, as long as I keep using the strategies outlined in this… Read more
How to form successful habits
This is a guest post from Ariel. I’m a 3rd year law student at the University of Southern California Gould School of Law, and I’m a healthy lifestyle entrepreneur. When I was seventeen, after playing competitive basketball all my life, I was told that I had a leak in one of the valves connected to… Read more
Surviving January, let’s get your finances back on track!
Did you know one in three household in the UK experienced financial difficulty last January due to spending too much over the festive period? The survey from the Money Advice Service also shows people want that to change but have a bit of a hard time figuring out why. So let’s survive January together! Here… Read more
5 Things You Shouldn’t Miss in Your Retirement Planning Checklist
According to Statista, in 2015, 41% of UK residents had a retirement plan but they hadn’t it written down. Let’s face it, most of us seldom think about our retirement plan – and even less about writing an actual checklist for our plan. Nevertheless, those people who do write one will be able to… Read more
Reasons to Outsource Your Bookkeeping
Keeping on top of finances is not everyone’s strong suit – especially when you have all the other elements of a business to focus on as well. Whether you run a start-up or a growing enterprise, time is precious and you probably don’t want to be spending it on financial reports and tedious payroll. You… Read more