It has been a long, hard recession that has left many of us counting our pennies and being more cautious with our pound coins. It is no surprise that many families have sacrificed their annual holidays abroad as a means of being more frugal, but as we emerge out of the recession is it time… Read more
May: Things of the Month
May was a freaking awesome month. This positive statement is primarily due to the fact that I spent over 2 week relaxing in the Riviera Maya in Mexico and that summer is definitely coming! Aside from catching up with work and blogging, here are some of the things that I managed to fit in…. … Read more
Cover Yourself: Five Reasons to Invest in Boiler Insurance
In a time when families all over the country have to scrimp and save as much as they possibly can, it’s no wonder people are cutting back on things that they don’t think they need. Luxury items in their shopping basket are a distant memory and insurance policies that they deem unnecessary are put on… Read more
Cutting Back on Fixed Costs – The Gym
Click HERE for Part 1 Click HERE for Part 2 Any Personal Finance Blog will tell you that the fundamental key to financial freedom and success is to make more money than you spend. There are a number of fancy ways to say this and different equations that can be used, but the basics… Read more
A Promise of Paradise – Why I am Not Buying Property in Mexico
Whilst vacationing in Mexico, I was fortunate enough to stay at a large 5 star hotel – The Grand Bahia Principe Sian Kaan. The hotel is actually a giant resort made up of 4 hotels in addition to a world championship golf course. The boundary of the Grand Bahia makes a vast footprint on the… Read more
The Future of Payments
In the last few decades we have come on leaps and bounds in how we use money – in terms of how we store it, spend it and keep it secure. It was Barclaycard which introduced the very first credit card in the UK back in the 1960s, sending cards out to all their customers… Read more
A Secret World – Diving Angelita and Calavera (Temple of Doom) Cenotes
Hola Amigos! A couple of days back I took you on a diving adventure into the Mayan underworld. Together we explored the caverns of Casa and Grand Cenote and the hidden wonders within. To avoid repeating myself, I am going to assume that you all know what a cenote is and understand that Mexico has… Read more
Diving the Cenotes – Grand Cenote and Casa Cenote
Have you ever tried Scuba Diving? Ever since I first put on the gear a few years back, I have been addicted. Last year, I posted about diving in Roatan – one of the bay islands in the Caribbean and then again about the amazing sensation called String of Pearls that can be seen at… Read more
Cutting Back On Fixed Costs – Part 2
A couple of weeks back I wrote a post which detailed my spending and the ways in which I am working to cut back my ‘fixed’ costs. In the post I mentioned that my home insurance was due for renewal at the end of March and I have been working diligently to find the best… Read more
You and Your Business: The Top Four Types of Insurance
Running your business successfully depends on many factors. Offering a fantastic service or a fantastic product is just one of them. But there are many other things to think about, whatever industry you are in. Successful marketing, the managing of your finances and keeping down core costs all play a part. So too does insurance…. Read more
April: Things of the Month
A few of my favourite Personal Finance bloggers quite frequently do a roundup type post detailing what things have taken their interest of late. I figured that I am an interesting guy and have my fingers in a few different pies so why not try the same… That said, this feature may spectacularly fail in… Read more
Why do Bloggers Blog?
SavvyScot – A Personal Finance Blog. Or is it…… This blog has been a lot of things recently, but personal is definitely not one of them. I wrote a couple of weeks back what can only be described as a list of ‘excuses‘ as to why the number of (personal) personal finance posts have slipped…. Read more