Homeownership has been an unaffordable aspiration for millions of people in the UK. A combination of stagflation (low wage growth and high inflation rates), sky-high property prices in large parts of the country and trepidation on the part of mortgage lenders has made it hard for people to get onto the first rung of the… Read more
A Trip to Singapore
I have another business trip next week… this time to Singapore! Anyone ever been and got good recommendations of places to go / eat? I won’t be staying in the Marina Bay Sands, but I’ll definitely get to visit…. The infinity pool looks AMAZING!
Saving Preparations for the Festive Period
After today, there are only 12 Saturdays left until Christmas. Scary thought right? I’m definitely not ready to leave the longer days and weekend golf behind yet! This got me thinking that there actually only 3 paychecks left until Christmas is upon us…. very scary considering how much that time of year costs! Prepare… Read more
How do you Handle Business / Blog Finances?
One of the trickier parts of an eCommerce business is handling all of the financial matters. It becomes even trickier when you incorporate your business or become involved with other businesses. However, you can avoid some of the more common pitfalls by remembering these things: Set Up a Separate Business Account with PayPal It… Read more
Carnival of Financial Independence 28th Edition
I have been a BAD blogger recently. My job has been a little bit crazy at the moment and I have had to arrange a last minute trip to Singapore! In the meantime lots of family and friends have been down staying which has been nice…. What better way to start my writing comeback than… Read more
Rainy Sundays
I have been a busy bee for the last week or so. Aside from traveling to Belgium, everything else has gone mad! Don’t have time to write a post today (due to the banging headache from drinking a litre of rum last night), but thought I would leave you with a thought for the day…… Read more
Would You Drop Everything and Move Abroad?
The web is teaming with digital nomads; Travelers with a desire to never give up their titles. There are many a successful travel blogger making enough money to continue their journey almost indefinitely. My question for you today however is slightly different. If your company came to you tomorrow and presented you with an opportunity… Read more
Saving Money by Working from Home
Does your job provide you the luxury of flexible working hours? Furthermore, are you able to choose to work from home? I guess I am quite lucky in the sense that I fall into both of these categories. My job enables me to manage my own time and (within reason) work from home. I currently… Read more
Saving Money on Habits / Vices
Most people have a vice of some sort. Something that causes you to go weak at the knees and give in. For some this is comfort food (think obsession with carry-outs or ice cream) or maybe drinking too much (one drink leads to another or you just don’t know when to stop)! My vice is… Read more
How will Changes to the State Pension Age affect you?
The State Pension Age is the age at which you are entitled to start drawing your state pension. It used to be 65 for men and 60 for women but, with public finances being squeezed and more people living longer, this is set to change for almost everyone. For women born before 6 April 1950,… Read more
Your Chance to WIN Flowers!
Howdy readers! It’s been a busy weekend in the Savvy Scot household – mainly recovering from jet lag! Although I did manage to sleep for about 6 hours in the plane, you always feel somewhat groggy! New GIVEAWAY It’s been a few months since we have hosted a giveaway, but SavvyScot has teamed up… Read more
Connected Takeaways
Mrs Scot and I generally try to eat healthily. We plan our meals in advance and try not to buy too much junk food. In order to sustain a healthy diet as a lifestyle, we both appreciate the need for occasional dirty food or a ‘cheat day’ as people like to call it! For this… Read more