You might be tempted to hang up on them. You might be tempted to ignore the phone calls and throw the letters in the trash. However, whether the debt is legit or not, those are not the steps you need to take in order to properly handle the debt collectors. Talk With The Creditors One… Read more
Taming Your Travel Budget: Wise Ways to Watch Out for Airline Fees and Charges
You’ve saved up all year for the holiday of a lifetime and you are finally getting around to booking your flight but when you get to the end you notice that there are hidden extras like taxes, luggage fees, and insurance. Suddenly half of your spending money has gone. Many people don’t think about those… Read more
Ways to Make More Money
Tired of being turned down for a pay raise? Looking for a way to make more money without having to nag your friends on social media to buy products that are a waste of money? Try these ways to make more money. If you haven’t already been asking for a pay raise or promotion,… Read more
How Online Banking Can Save You Money
What is the difference between an online bank and online banking? Online banking is usually a service provided by your bank, where an online bank is a bank that has no offline presence. Whether you are using an online banking service provided by your bank, or opening a new account with an online bank, online… Read more
Best Ways to Pay for Life’s Unexpected Expenses
We’ve all been there. The air conditioner goes out, and you’re looking at a summer of triple-digit temps with little more than a few box fans. The clutch on your car stops working, and you live in a city with no reliable public transportation (unless you don’t mind taking an extra hour to get to… Read more
Looking for Money in All the Right Places: Finding the Best Loan
So you want to get a loan? That’s probably a good thing. Taking out loans is often a sign that you’ve got big plans. Some people use them to become better educated, to increase their earning potential, to update their living situation, to get married, to expand their business, and so many other worthy reasons…. Read more
Books to Help Invest in Future
What if there was a place that held the answers to all of your investing questions? What if I told you that place exists? That place is right in your home and available to you now in the form of these books. Add these books to your financial library and every question you have about… Read more
Rewarding Yourself While Paying Off Debt
Financial debt is a huge stressor that doesn’t go away until a significant amount (if not all) is paid off. Although taking care of your financial debt is responsible and smart, it can also make you feel disconnected from your social circle and the “world” you used to live. While it’s tempting to skip a… Read more
£8.8 million flows into Lending Works ISAs in under two months
Lending Works, the UK’s third largest peer-to-peer platform, has recently announced that its customers have invested £8.8 million into its ISA (Individual Savings Account) since they launched back in February 2017. The volumes are expected to grow, as the 2017/18 tax years will see an increase in ISA allowance to £20,000. Peer-to-peer lending is… Read more
Why Saving Money is Beneficial
Ever feel like you are one paycheck away from a financial disaster? According to statistics, more than 10 million UK citizens have less than £100 in savings and the majority of citizens have less than £1,000. It’s no wonder that so many are one paycheck away from a disaster with so little in savings…. Read more
The Lifetime ISA Explained
On April 6th, the start of the new financial year, a new ISA class was born. The Lifetime ISA, known as the LISA has been launched to help first time buyers and retirees save up for life’s uncertainties. A replacement for the Help-to-Buy ISA, the LISA allows for tax-free returns on deposits up to £4,000…. Read more
4 Great Tips for first time company car owners
Are you a first-time company car owner? Then read on to find out what our 4 top tips are: 1) Look after your car It might seem obvious, but if you take care of your car, you will save money in the long term. Taking note of dashboard messages, acquainting yourself with your owner’s manual… Read more