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The Savvy Scot

Personal finance and lifestyle blog

Insurance Explained: Professional Indemnity

By savvyscot

NOT another boring insurance post… time to learn what Professional Indemnity Insurance actually is… Am I the only one that finds all the different types of insurance confusing? You can get insurance for almost anything these days; phones, pet, health, home, possessions, cars, bike, travel, payment protection… the list goes on. If you are starting… Read more

Filed Under: Insurance Tagged With: Insurance, Professional Indemnity, Professional Indemnity Insurance

Passive Income Series – Method 2: Income from Investing

By savvyscot

Passive Income Series – Method 2: Income from Investing

You might have noticed that it’s been pretty quiet around SavvyScot over the last week or so. As I mentioned a few weeks back, I have been co-writing a book with a bunch of great financial bloggers and yesterday was the deadline! All my writing time has been dedicated to finishing the two chapters that… Read more

Filed Under: Personal Finance Tagged With: offshore investing, Passive Income

Combining Freelancing with Fitness

By savvyscot

Combining Freelancing with Fitness

Freelancing certainly has its upsides: flexible hours, flexible working methods and the right to choose where you work and when. It’s not only bloggers and graphic designers either; 21st century communications make it possible for administrative and secretarial roles to be performed remotely as well. Increasingly, companies are creating more and more home-based roles for… Read more

Filed Under: Fitness Tagged With: Freelancing, Freelancing with Fitness

The Life of a Safe Adrenaline Junkie

By savvyscot

Safe Adrenaline Junkie

Adrenaline Junkie: Addicted to the Rush If you read SavvyScot regularly, you will know that I am a bit of an Adrenaline Junkie. That is, I like the feeling of being a little bit out of control and the idea of playing with danger. While I love the feeling that this brings, I would rather… Read more

Filed Under: Adrenaline Junkie Tagged With: Adrenaline Junkie, attitudes to risk, being an adrenaline junkie safely, Finance risks, Mitigating Risks, Personal Finance Risks, Risk Taking, risks with money, serious injury claims, spotlight, staying safe with extreme sports, tackling risks, Taking Risks

3 Things to Consider Before Jumping on the Property Ladder

By savvyscot

Mortgage

Housing: Something we all need, yet many can’t afford. Property is an area of investment that it is a little different to stocks and shares. No matter how the economy performs – regardless whether we are in a recession or not – housing will always be required. From an investors point of view, this is… Read more

Filed Under: Personal Finance Tagged With: debt calculator, how to pay off mortgage, mortgage affordability, mortgage calculator, mortgage exit plan, mortgage ladder, mortgage long term plan, mortgage overpayment, mortgage plan

3 Bad Habits That Blow Your Budget

By savvyscot

3 Bad Habits That Blow Your Budget

We all have at least one bad habit. For me, it is nail biting. No matter how hard I try – including using ‘stop n grow’ and similar products – I just can’t seem to kick it! Each time that my hand goes near my mouth, my loved ones nag me not to.. especially Mrs… Read more

Filed Under: Personal Finance, Saving Money Tagged With: cost of gambling, costs of smoking, eating out cost, gambling, habit for holiday, planning a budget, quit smoking calculator, quit smoking cost, Saving Money, saving quitting smoking, smoking, things that blow your budget, top 3 things that blow your budget

A Mobile Phone Dilemma

By savvyscot

I make no secret about the fact that I love technology. As well as being an adrenaline junkie, I am a self-confessed geek! I work with Technology & have had a strong interest from a very young age. At about 8 years old I used all my persuasion skills to convince my Dad that we… Read more

Filed Under: Personal Finance, Reflection, Saving Money Tagged With: contracts, iphones, mobile phone, mobile phone power, mobile phone technology, Mobile phones, new contracts, samsung

7 Extreme Sports for the Cheap Adrenaline Junkie

By savvyscot

Adrenaline junkies love extreme sports and there’s a good physiological reason for that. As far as extreme sports go, running with the bulls in Pamplona basically, physio-chemically speaking, does the same thing to your body that illicit drugs do – only with an added chance of death by bull. When you’re in dangerous situations, hormones… Read more

Filed Under: Adrenaline Junkie Tagged With: Adrenaline Junkie, cheap extreme sports in the UK, Extreme sports, spotlight, UK extreme sports

Sometimes Even the Best of Us Need Help

By savvyscot

For many households around Britain, 2012 was not the most comfortable of years financially. With austerity measures, job cuts and the rising cost of living, many families were stretched to breaking point, trying to juggle dwindling income with increasing expenditure. And the bad news is that 2013 doesn’t look to be bringing any change to… Read more

Filed Under: Personal Finance Tagged With: debt advice, debt help, help, help with money problems, issues with money, money problems

10 Tips for Renovating Investment Property

By savvyscot

renovating

So you’ve bought an investment property that needs some work done – what now? How do you make the most of your investment? Here are ten things to consider when planning your renovations:   Check your figures Before you start, check your numbers. When investing in property, it makes no sense to spend £15,000 on… Read more

Filed Under: Personal Finance Tagged With: add value to your house, how to renovate your home, Renovating home, renovation tips, tips to add value to your home, tips to add value to your house

The Passive Income Series – Method 1: Get Paid to Browse the Internet

By savvyscot

Method 1: Get Paid to Browse the Internet

Happy Tuesday everyone! Given that the temperature has dropped well below zero degrees in London, Mrs Scot and I thought it would be a good idea to book our holiday. We spent last night (hence no blog post) finalising our arrangements and have successfully booked our first holiday of 2013! In May we will be… Read more

Filed Under: Money Making, Personal Finance Tagged With: Get Paid to Browse the Internet, get paid to surf, paid to browse online, paid to look at websites

Understanding Structured Settlements

By savvyscot

Structured Settlement

Hopefully everyone is having a great weekend. Today I have the pleasure of co-hosting a $1000 giveaway! You may well have already seen posts from some other cohosts relating to Structured Settlements or selling annuity; if not, make sure you enter here! What is a Structured Settlement? When we hear the term structured settlement or… Read more

Filed Under: Competitions, Personal Finance Tagged With: Annuity payments, Structured Settlements, why you would sell a structured settlement, win $1000

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Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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