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The Savvy Scot

Personal finance and lifestyle blog

Ready for some #SummerFUNd? Enter Dr Pepper’s sweepstake!

By Pauline

Summer is rapidly approaching and Dr Pepper® has teamed up with Walmart to launch it with a bang. Are you ready for a one of a kind summer? I know I am. I love Dr Pepper’s unique taste and often associate it with a hot summer afternoon when you really need a special cold drink…. Read more

Filed Under: Competitions Tagged With: sweepstake

Things You Can Challenge in Order to Get Your Monthly Expenses Close to Zero

By savvyscot

Things You Can Challenge in Monthly Expenses Close to Zero

Before reading this post, I need you to be in the right mindset. After all, you’re probably mad after just having read the title. Or you’re excited. If you’re excited, skip this paragraph. If you’re mad, hear me out… Think about life this way. When we are born, we require very little. We need shelter,… Read more

Filed Under: Saving Money Tagged With: frugal living, saving tips, zero monthly expenses

Here’s the Mindset You Need in Order to Start Budgeting

By savvyscot

You Need in Order to Start Budgeting

A common saying is, “Personal finance is more personal than financial.” That’s true of the budgeting aspect as well. Budgeting is not difficult in and of itself. It’s really just tracking expenses and making sure you’re not wasting money. That’s really easy. So easy most people just use a simple Excel spreadsheet to track their… Read more

Filed Under: Personal Finance, Saving Money Tagged With: budgeting, positive mindset, start budgeting

How to Conserve Data on Your Mobile Plan

By savvyscot

Conserve Data on Your Mobile Plan

Data plans are pretty expensive. And the more data, the most expensive your plan becomes. The following post shows you how to conserve as much data as possible. By doing so, you’ll be able to be on a cheaper plan because you won’t be wasting any data. This information is even true if you have… Read more

Filed Under: Saving Money, Technology Tagged With: mobile plan

#giveaway Tweet/RT to win @StandardLifeUK’s Guide to Financial Admin

By Pauline

Last week, we talked about saving for retirement, and how important it is to plan your financial future. To help you do just that, Standard Life Savings has put together a handy Little Guide to Financial Admin, and today here is your change to win two hard copies of it. This simple guides shows you… Read more

Filed Under: Personal Finance Tagged With: giveaway

Save on travel and become mortgage free faster.

By Pauline

This post was written in collaboration with the Bank of Scotland Over the past couple of weeks, we have been talking about paying your mortgage off early with ideas for making small savings that can really add up over time. By making small monthly overpayments, you could save thousands in interest on a 25 year… Read more

Filed Under: Money, Personal Finance Tagged With: mortgage free, Save on travel

Benefits of Increasing Your Credit Limit

By Pauline

You may think that having a credit limit sucks. Why would you want to have a limit on your generous weekend shopping spree? You will pay for all of it after all. But having a credit limit has an upside. There are benefits when your credit card has a limit. Increasing your credit limit may… Read more

Filed Under: Money Tagged With: credit card limit

5 REASONS WHY YOU SHOULD START PLANNING YOUR… CHRISTMAS TRIP NOW!

By Pauline

Reasons why you should start planning your... Christmas trip now! Why? Well, there are at least five good reasons, and let me share those with you now.

Yes. I know. It is only the middle of May, and it seems like Christmas is not coming soon, but in fact, if you wish to travel around the jolliest season of the year, you should start planning your trip just right now! Why? Well, there are at least five good reasons, and let me… Read more

Filed Under: Money Tagged With: christmas trip

Keep from Having to Upgrade Your Internet

By savvyscot

Upgrade Your Internet

  Your internet is slow. But an upgraded plan is expensive. I get it. I’ve been there. Being that I’m online a lot, this was a problem. Being I like saving a lot, this was a problem.   I’ve figured out many workarounds to a slow internet connection. The following post outlines virtually everything someone… Read more

Filed Under: Saving Money, Technology Tagged With: Internet, saving money on internet, upgrade your internet

Forex and Stocks: What are the key differences?

By Pauline

The forex and stocks market are without a doubt two of the most popular markets in the world, each have a large number of participants on a daily or business daily basis. While you tend to hear more about the stock markets on your TV, it is in fact the Forex that is considered the… Read more

Filed Under: Money Tagged With: Forex, stocks

DIY Projects You Can Tackle with YouTube

By savvyscot

DIY Projects

Do-it-yourself projects are an amazing way to save money. If you are willing to do these projects, you’ll likely never run low of funds. That’s because most of the money you make, you can keep. You won’t be constantly paying others to manage areas of your life. You can do it yourself. The following post… Read more

Filed Under: Saving Money Tagged With: diy, DIY easy project, DIY project, do-it-yourself, tips, youtube

5 ways to make money online

By Pauline

This post was written in collaboration with Opinion Outpost. Today, let’s explore a few of the ways you can earn money online from the comfort of your home. Making money online isn’t easy, it requires effort and persistence, but it can be much more flexible, if you are a stay at home parent or instead… Read more

Filed Under: Money Tagged With: make money, make money online

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Disclaimer

Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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