Keeping track of your finances can be a lot easier if you have an app to refer to while you’re on the go. Personal finance apps can log your spending and savings, allow you to access vouchers to save money while you’re out and about, record your debt status and even document meter readings so you can budget wisely.
We’ve found some of the best personal finance apps that are ideal for ensuring you stay on top of your money situation, avoid debt and grab some bargains at the same time.
Money Dashboard is a free app that accesses your financial accounts (via bank-level security login, so you can be sure your details are completely protected) to give an overview of exactly what you are spending and how. The app shows graphics of incomings and outgoings, and splits your spending by area so you can see where you can afford to cut back.
The app also has a built in budget planner, which reviews your incomings to show you exactly what you can afford to spend, while being able to put some money aside for savings. Ultimately the app gives you organisation over your finances so you can feel fully in control and aware of what’s going on – all within your pocket so you can access it on the move whenever you need to.
While this app costs £1.49, it’s a good service to have in your pocket so you have an overview of your debts whenever you need it. The app aims to help you get out of debt as quickly as possible, without setting ridiculous targets that you won’t be able to meet. It follows the Debt Snowball process, and shows you how to best tackle your debts and keep everything under control, splitting payments into monthly amounts and displaying progress trackers.
The Vouchercloud app allows you to access deals in your area with your favourite shops, restaurants, entertainment venues and more. Ideal for checking if you’re planning a day out with the kids as you can secure a deal for cheaper film tickets and money off a meal, or for browsing before you head out on a shopping trip so you know where to go for discounts.
The app is free and available on all platforms. While you need an internet connection to browse the offers, you can save vouchers to your account to use offline while you’re out and about.
Meter Readings is an app that allows you to see just how much energy usage your household is using, with graphical overviews that you can break down into daily stats. The free app allows you to add 3 meters to monitor, and you can upgrade to the paid version if you wish to add more apps and to be able to export your data (to a spreadsheet, for example).
The app also alerts you to when to check your meters so you keep a regular check on usage, which allows you to better monitor household use and check to see if you are going overboard on any energy sources and need to cut back.