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The Savvy Scot

Personal finance and lifestyle blog

How Social Media Has Transformed the World

By savvyscot

Social Media has taken over the world. Quite a bold statement, I know; but consider how things have changed over the last couple of decades. Back in the nineties, you would look in the local newspaper to find a review of a good restaurant. Considered impartial, the ‘Food and Drink’ column was a great way… Read more

Filed Under: Entertainment, Futurism Tagged With: HMV intern controls twitter, importance of reviews, social media changing the world, social media for businesses, why are reviews important?

Small Business Insurance

By savvyscot

Running a business, large or small is a potentially stressful undertaking. To the list of things one must consider, insurance is particularly important, dependent on the industry or sector your business falls into. Whether self-employed, or running a small business with employees, it is important that you adequately protect your assets; be those goods, property,… Read more

Filed Under: Insurance Tagged With: Insurance for small businesses, small business insurance

Tips On How To Deal With Unfiled Tax Returns

By savvyscot

  If you have some unfiled tax returns, it will definitely serve your best not to forget this in future. This is because there are consequences if you fail to do so. Therefore, if you have not filed your taxes, it is something you need to do right away. The longer you wait, the worse… Read more

Filed Under: Tax Tagged With: dealing with unfiled tax returns, problems with tax, Tax returns

Is Taking Wedding Insurance Bad Luck?

By savvyscot

I used to think of wedding insurance as a bad omen. Why spend money taking out an insurance policy against a wedding? Surely this just means that you might have second thoughts and that it creates a layer of doubt between yourself and your wife / husband to-be? In actual fact, wedding insurance protects you… Read more

Filed Under: Insurance Tagged With: should I take wedding insurance, Wedding insurance, what does wedding insurance cover?

How Previous Generations have Benefited from Property Inflation over the Years

By savvyscot

Older generations who bought their homes many years ago had the benefit of extremely low house prices. However, the younger generation is finding it more difficult to step on the property ladder in the present climate due to the demand for housing and the severe lack of housing stock. So how are previous generations benefiting… Read more

Filed Under: Entertainment, Money Making Tagged With: Housing, Property Inflation, Young professional

June: Things of the Month

By savvyscot

I’ve been off the radar for a few days. Unfortunately I had to move my hosting to another provider as my last provider was hit with a continual DDOS (Dedicated Denial of Service) attack. For the less tech-savvy of you out there, a DDOS attack involves using a network of hijacked (infected) computers to constantly… Read more

Filed Under: Entertainment, Updates Tagged With: Cocapoo, Cocapoo puppy, Golf, New puppy, starting golf, Tough Mudder, TV show tracking

5 Simple Money-Saving Tips That Could Change Your Life

By savvyscot

Times are incredibly hard for the hard-working people of the UK these days. It seems that a constant barrage of bad economic news is forcing many to fore-go the luxuries of life in order to make ends meet. Rising unemployment, stagnant wages and steeply rising costs of living are squeezing incomes, and drastic action is… Read more

Filed Under: Saving Money Tagged With: 5 personal finance tips, Comparison sites, energy bills, expert finance help, reduce food shopping, reduce grocery shop, reduce rent

Rising House Prices in London Over the Last Few Years

By savvyscot

The introduction of government schemes has seen demand for property rise over the last few years. London has seen the largest rise in house prices in the UK, with prices reaching double the national average. The interest from international buyers and the introduction of new wealth has seen London’s property prices hit an all-time high,… Read more

Filed Under: Entertainment, Money Making Tagged With: house market UK, london, London house, london house market, London House Prices

Doing the Credit Card Shuffle

By savvyscot

No, it isn’t the latest summer dance craze. The credit card shuffle is a technique used to minimise the interest that you are paying on credit card debt, fairly simply and easily. It can be used whether you have one or multiple credit cards, or if you have a credit card and an overdraft. Here’s… Read more

Filed Under: Entertainment, Personal Finance Tagged With: beat the credit card, Credit cards, getting out of credit card debt, how to get out of debt, technique to pay off credit card

4 Ways to Save Money This Summer

By savvyscot

Save Money This Summer

Summer time and the living is easy…. yeah freaking right! This song definitely needs updated to consider the recession and the fact that so many young people are struggling to get jobs. While summer is definitely my favourite time of year, there is always the temptation to spend lots of extra money. Here are my… Read more

Filed Under: Entertainment, Personal Finance, Saving Money Tagged With: bbq cost, save money at summer, save money on bbq, save money on commuting, save money on water, Saving Money, saving money in summer, summer saving tips

3 Ways to Inflate Your Lifestyle – Doing the Right Thing with a Pay Rise

By savvyscot

Lifestyle Inflation Sucks Lifestyle Inflation is what happens when unnecessary spending balloons to match a growing salary. Essentially, you start to spend more in everyday life without ever realising! Do you remember the days of being a student? If they were anything like mine, loan day was a good one… A couple of heavy nights… Read more

Filed Under: Entertainment, Personal Finance Tagged With: avoid lifestyle inflation, doing the right thing with a pay rise, how to spend a payrise, Lifestyle inflation

NAMING Help Required – We are Getting a CocaPoo!

By savvyscot

Pets have been a frequent topic of conversation in our household; Admiring the Rabbits at the pet store, filling our pond with fish and borrowing the in-laws dog for the weekend. I always had pets growing up – dogs, guinea pigs, rabbit, cats and a pygmy hedgehog, yet since moving out and getting married we… Read more

Filed Under: Entertainment, Uncategorized Tagged With: Cocapoo, names for a dog, naming a dog, new dog

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Disclaimer

Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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