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The Savvy Scot

Personal finance and lifestyle blog

Is a Hybrid Really Worth the Hype?

By savvyscot

In addition to designing iconic automobiles such as the Volkswagen Beetle, the Mercedes-Benz SSK and numerous models bearing his Porsche name, Ferdinand Porsche also built the first hybrid vehicle. While the appeal and function of hybrid cars have changed a lot since 1899, they remain an expensive alternative to traditional gas-powered vehicles. In order to… Read more

Filed Under: Money

How to Stay on Track When Trying to Get Healthy

By savvyscot

No matter how serious you are about living healthier, it’s human nature to fall victim to temptation. Over time, your life may seem to get too busy or you may feel frustrated with a lack of results, but these aren’t reasons to throw in the towel. If anything, you should use these occasions to reaffirm… Read more

Filed Under: Money

More Than a Luxury Treat: Top Benefits of Going to the Spa

By savvyscot

  Life can sometimes make you feel like wanting to get away from it all. There’s so much to stress about these days, it’s no wonder everyone is struggling. Unfortunately, a lot of what’s going on in society and in your everyday lives, there’s not much you can do to change it. That’s why it’s… Read more

Filed Under: Money

Enjoying a Comfortable Lifestyle: How to Manage Your Money

By savvyscot

Many people make enough money to live well but often use poor judgment when it comes to spending it. If you make bad money decisions too often, you end up with a lot of unnecessary debt, late payments and late fees. You can even end up in dire straits and land in the vicious cycle… Read more

Filed Under: Money

Long-Term Benefits of Maintaining a Budget

By savvyscot

  If you’re someone who sees no purpose in having a budget, this compiled list gives you a few reasons that may change your mind. A budget, as you will see, is more than just numbers on a spreadsheet. If you remain committed, it will allow you to pay your bills on time, raise your… Read more

Filed Under: Money

Should You Adopt an Edgy Brand Voice?

By savvyscot

Business would be so much simpler if you could simply offer a good product at a good price and let everything else take care of itself. However, in a hyper-competitive environment like ecommerce, everybody has good products at good prices. Differentiation is necessary to help your audience find you. For many, this has entailed embracing… Read more

Filed Under: Money

Thinking About Applying for a Car Loan? Don’t Forget to Make These 7 Considerations First

By savvyscot

It will take a lot to end our love of cars. They take us places, help us explore, provide adventures, and promise vacations. All manner of vehicles take families on picnics, children to soccer practice, and families camping. They take us to work, school, and shopping. Our jobs depend on our getting to work on… Read more

Filed Under: Money

How to Increase Your Chances of Investment Success

By savvyscot

Before investing, it’s recommended that you speak to a reputable financial advisor. It’s his/her job to help you decide on long-term financial strategies that suit your objectives. They can guide you through the financial investment landscape, helping you avoid pitfalls that you could fall into if you invested by yourself.   It’s important to find… Read more

Filed Under: Money

6 Ways You Can Pay for Your Child’s College despite Not Having Any Money Savings

By savvyscot

You shouldn’t consider yourself a failure if you didn’t save anything for your child’s college. In real sense, you can face financial challenges that could disrupt your savings plan. But look, you can still find ways of financing your child’s college even with zero savings. So, your child education plan is still very important, you… Read more

Filed Under: Money

Putting It All on the Line: Is Co-Signing Someone Else’s Student Loans a Good Idea?

By savvyscot

According to Consumer Financial Protection Bureau (CFPB), 90 percent of lenders need undergraduate students to have a cosigner. Even if you’re on a scholarship program, you may still face financial challenges. Because you’re a grown up, you’ll have to take responsibility of yourself by buying your own meals, buying your own clothes and purchasing some… Read more

Filed Under: Money

How financially resilient are you?

By savvyscot

Sometimes, we think we are doing good financially because things are going pretty smoothly. Rent gets paid, so do bills, and there may even be a little bit of money at the end of the month to save for a rainy day. But what if instead of raining, it started to pour? How would you… Read more

Filed Under: Insurance Tagged With: financially

Pros & Cons of Reverse Mortgages

By savvyscot

Pros & Cons of Reverse Mortgages. Retirement is expensive. People don’t want to retire in squalor. They want to maintain a comfortable, easy lifestyle. To do that, you need to make sure that you have enough money to afford everything that you want. #mortgage #retirement #mortgagetips

You’re retired, over 62, and in need of a little extra cash. Is a reverse mortgage a good idea? It depends on your financial health. If you’re buried in debt and a reverse mortgage will only offer a brief reprieve from your creditor’s calls, getting the loan is a terrible decision. However, if you’re somewhat… Read more

Filed Under: Money

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Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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