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The Savvy Scot

Personal finance and lifestyle blog

Viewing category: Money

Do you Really Need that Flagship Smartphone?

By Pauline

Do you Really Need that Flagship Smartphone?

Although their excitement factor has decreased in the last decade, smartphones are still among the most craved gadgets of our times. Even if their evolution seems to have reached its pinnacle, many people are still excited about buying the latest model, most likely the one that has the most powerful hardware, the most polished features,… Read more

Filed Under: Money Tagged With: smartphone

Here Are 5 of the Most Visually Impactful Home Improvements You Can Make

By Pauline

Here Are 5 of the Most Visually Impactful Home Improvements You Can Make

If you made a list of all the possible home improvements you could make, you would be all day making that list. There is no end to the projects you can start around the house. In terms of priority, repairs should probably come first, especially if those repairs fall into one of the following categories:… Read more

Filed Under: Money Tagged With: home improvement

Tips For Handling Debt Collectors Properly

By Pauline

Tips For Handling Debt Collectors Properly

You might be tempted to hang up on them. You might be tempted to ignore the phone calls and throw the letters in the trash. However, whether the debt is legit or not, those are not the steps you need to take in order to properly handle the debt collectors. Talk With The Creditors One… Read more

Filed Under: Money Tagged With: debt collector

Taming Your Travel Budget: Wise Ways to Watch Out for Airline Fees and Charges

By Pauline

Taming Your Travel Budget: Wise Ways to Watch Out for Airline Fees and Charges

You’ve saved up all year for the holiday of a lifetime and you are finally getting around to booking your flight but when you get to the end you notice that there are hidden extras like taxes, luggage fees, and insurance. Suddenly half of your spending money has gone. Many people don’t think about those… Read more

Filed Under: Money Tagged With: travel budget

Best Ways to Pay for Life’s Unexpected Expenses

By Pauline

We’ve all been there. The air conditioner goes out, and you’re looking at a summer of triple-digit temps with little more than a few box fans. The clutch on your car stops working, and you live in a city with no reliable public transportation (unless you don’t mind taking an extra hour to get to… Read more

Filed Under: Money

Looking for Money in All the Right Places: Finding the Best Loan

By Pauline

So you want to get a loan? That’s probably a good thing. Taking out loans is often a sign that you’ve got big plans. Some people use them to become better educated, to increase their earning potential, to update their living situation, to get married, to expand their business, and so many other worthy reasons…. Read more

Filed Under: Money

Rewarding Yourself While Paying Off Debt

By Pauline

Financial debt is a huge stressor that doesn’t go away until a significant amount (if not all) is paid off. Although taking care of your financial debt is responsible and smart, it can also make you feel disconnected from your social circle and the “world” you used to live. While it’s tempting to skip a… Read more

Filed Under: Money

£8.8 million flows into Lending Works ISAs in under two months

By Pauline

  Lending Works, the UK’s third largest peer-to-peer platform, has recently announced that its customers have invested £8.8 million into its ISA (Individual Savings Account) since they launched back in February 2017. The volumes are expected to grow, as the 2017/18 tax years will see an increase in ISA allowance to £20,000. Peer-to-peer lending is… Read more

Filed Under: Money

4 Great Tips for first time company car owners

By Pauline

Are you a first-time company car owner? Then read on to find out what our 4 top tips are: 1) Look after your car It might seem obvious, but if you take care of your car, you will save money in the long term. Taking note of dashboard messages, acquainting yourself with your owner’s manual… Read more

Filed Under: Money Tagged With: car, company car

Revisit the Era of Tipu Sultan: A Trip to Tipu Sultan Palace

By Pauline

Today, Bangalore might just be known as The Silicon Valley of India, but only a few are aware that it was once ruled by several dynasties. Bangalore witnessed the era of Tipu Sultan, who ruled the Kingdom of Mysore from 1782-1799. The rule of Tipu Sultan gifted Bangalore with architectural wonders including the Bangalore Fort… Read more

Filed Under: Money

The Online Evolution of Buying

By Pauline

In 1995 people were amazed at being able to join an online chat room from their mammoth desktop computer. Fast-forward 20 some odd years and people are walking around with tablets and stepping into virtual realities with their phones. One of the most dramatic shifts has been how consumers shop. Almost overnight an entire world… Read more

Filed Under: Money Tagged With: online evolution

Possible reasons why your personal loan application got rejected

By Pauline

Gone are the days when you had to wait indefinitely before buying a home, spending on education or planning a wedding. You can now depend on IndusInd’s Personal loans and, by following a few simple steps, you will be on way to comfortable consumer banking. While personal loans are unsecured loans and you only need… Read more

Filed Under: Money Tagged With: personal loan

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