If you’re faced with huge amounts of debt, you have some tough financial decisions ahead of you. Although filing for bankruptcy may be your last ditch effort to help get yourself out of debt, the following 7 steps can help simplify the process and make it easy for you to follow. Do Your Homework Many… Read more
3 Must-Know Funding Tips for Your Business Venture
A business venture is never an easy thing to do. There are a lot of things that you need to consider prior to successfully reaching your goal. You will experience tons of obstacles along the way. Nevertheless, you will be able to surpass these if you work hard to achieve your main objective. Once you… Read more
5 Money Saving Apps That Made Headlines in 2016
You’ve probably heard the saying before: “There’s an app for that!” There are even apps designed to help you save money. We’ve weeded through a number of them in order to bring you these top five. Zeek Zeek.me is a relatively new app, but an excellent one nevertheless. This one saves you money on… Read more
Three Tips for Managing Your Money Post Brexit
An environment of fear and speculation surrounds Britain’s exit from the European Union, with short-term traders moving their money rapidly in response. The market has plunged rapidly over the past few days, with billions moving into exchange-traded funds that track indices, gold prices, and more. But what about long-term investments? Here are some basic moves… Read more
The Do’s and Don’ts of Credit Card Ownership
Credit cards often get a bad rap, and in many cases, it is the direct result of a consumer not being a responsible owner. The truth is, having a credit card or two can work in your favor. Credit cards can aid you in building your credit so that you can obtain personal goals like… Read more
The importance of working as a student
According to a study from private student loan lender Future Finance, 78% of students in the UK feel the importance of working during the summer months. While 26% are looking to gain experience, 24% need to make ends meet. That means they are more likely to take a bartending job, or a job in retail,… Read more
5 Ways to Handle Legal Matters on a Shoestring Budget
No one ever anticipates getting caught up with legal matters, but unfortunately, it happens. Whether you’re dealing with a personal injury claim, landlord and tenant issue, or lawsuit brought on by creditors, there is probably nothing as financially draining as dealing with an issue that must be brought before the legal system. From the filing… Read more
Over Half of Brits think they will own a house by the time they are 30
Surveys consistently show that it’s becoming increasingly difficult to buy a home. For many young Brits, buying a home has become a statement of financial investment or commitment to a partner. With new research from icount, showing that 60% of Brits think they will own a house by the time they are 30. Why… Read more
Getting Financial Help for a Struggling Small Business
The ‘Great Recession’ may be behind us, but the economy is still full of uncertainty. For some business owners, they are still struggling to get back on their feet. For others, foreign competition, or new technologies have thrown them a curveball. The government knows it is tough to run a small business, but they are… Read more
4 Financial Advantages to Being a Nomad
The nomadic lifestyle is starting to increase in popularity. As more individuals break free of the confinements of corporate jobs, high cost of living, and increased stress, the idea of taking off to explore the world around them becomes more attractive. Unencumbered by the financial burdens that keep many from living a joyous life, being… Read more
Teaching Your Kids About Money
It’s important to teach your kids about personal finance. For the most part, these ideas aren’t going to be taught in schools. And places that do teach them often skip over the important stuff. Most kids don’t need to know how to write a check, even though they still teach this in some places. Kids… Read more
When It’s Ok to Invest Instead of Paying Off Debt
This is a guest post from Kayla on behalf of ListenMoneyMatters.com. Kayla is a personal finance blogger in her mid-20s who loves to write about money topics of all kinds. Let me know if you would like to guest post on Savvy Scot! When you have some debt to pay off, but you also know you… Read more