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When spending less is more important than earning more

When spending less is more important than earning more

  I have always said that when it comes to choosing between earning more or spending less, I am on the earn more side for a variety of reasons, which boil down to two points: You can always make more. If you have two arms and a sane mind, there are no excuses. You can […]

Changing my life into a healthier me

Changing my life into a healthier me

This is a guest post from Clarisse, my VA, about how a medical scare made her form new healthier habits. Enjoy!  It was a Saturday morning, June 7th, my mom’s birthday, my husband and I decided to treat my mom and the whole family to a Filipino restaurant. When we were all dressed up and […]

Planning head for your summer holiday

Planning ahead for your summer holiday

I am not a planner, more kind of a go with the flow person. But I love to travel, and stretch my hard earned cash further when I do. Which is why I always try to plan ahead for a holiday. No kids? Go in low season For summer holidays, there is peak season, which […]

Christmas Tree

How to make frugal Christmas decorations

  As I am not really big on Christmas, I am happy to have my VA Clarisse who is a Christmas enthusiast, talk about frugal Christmas decorations today. Enjoy!   When the months ending in “BER” start, for us it means that Christmas is just around the corner! And when we speak about Christmas, we […]

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10 things to know before you get a Great Dane

Little Napoleon, the cutest Great Dane to ever walk the Earth, has been with us for a few months now, and in an attempt to see how to keep him happy and healthy, I have learned quite a bit that I wanted to share if you are considering a giant breed.   They are huge […]

How to keep your credit rating positive

  If you’re a new, up-and-coming business it’s important that your credit rating is positive and clear of any misdemeanors to ensure you can obtain loans and help your growing enterprise excel. There are many ways to improve credit rating and just as many things you can do to tarnish your report. Steer clear of […]

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Qualifying for a homeowner loan

  Individuals who already own their property with a mortgage are normally eligible to apply for a homeowner loan. In this way, they can borrow extra money using their home as collateral against the loan. A secured loan (also referred to sometimes as a secured homeowner loan) lets you take out a loan which is […]

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It’s Time to Rethink Your Cash Wrap

  Is your register based cash wrap still stuck in the 1990s? Checking out some of the new point-of-sale systems for small business can really boost your bottom line by saving time and money. While your cash register may be “old reliable,” it could be hindering your growth simply because it can’t give you the […]

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Have you checked your motor insurance deal lately?

One thing that is on my to do list every year, when my insurance contracts are about to expire, is to go look for a better deal, or make sure my current company provides the minimum coverage I need at the best price possible. Your insurance premium is a bundle of individual prices for each […]

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Make your own junk food! Chapter two

Last time, we looked at easy recipes to replace convenience food, making your own burger, fries, soda, mayo and salad dressing. You won’t regret spending a little time in the kitchen to make a much healthier, tastier and cheaper version of junk food. And imagine the time you spent as an investment in your most […]

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With Tesco and its competitors stalling, what’s next for supermarket shopping?

By Patrick Foot, financial markets writer at IG, the leading UK financial spread betting company. Tesco’s disastrous performance in recent years is well known. Back in September, Tesco announced its worst news yet: a previous profit warning – released on August 29 – had added an estimated £250 million to its potential for profit. A […]

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Patrick Mahony on the psychology of open space offices

Doctor Patrick Mahony takes a look at this now widespread practice that is being increasingly criticized. Hailed as the key to efficiency and great team dynamics since the mid-80s, the open space configuration is far from being a universally-good idea. Welcome to the era of professional roommates. An era of shared space where desks are […]

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How to Fund Home Improvements

A recent survey by Lloyds TSB has suggested that the total spent by UK households on DIY has fallen to its lowest level since 2000, with more homeowners than ever resorting to a simple lick of paint or some new wallpaper to improve their home. An average British household now spends just £352 on home […]

When spending less is more important than earning more

When spending less is more important than earning more

  I have always said that when it comes to choosing between earning more or spending less, I am on the earn more side for a variety of reasons, which boil down to two points: You can always make more. If you have two arms and a sane mind, there are no excuses. You can […]

Credit

Recovering from bad credit? Tips to get you back on track

Recovering from bad credit can be a long process. At times it may even seem like you’ll never break out of the rut … but there are ways of securing your place in the black and out of the red. Here’s how. Get reviews from credit bureaus When you receive the review make sure the […]

Make your own junk food!

Make your own junk food!

I have been reading Salt, Sugar, Fat: How the food giants hooked us and it is pretty alarming. Basically, in a never-ending quest to make their products taste delicious, flavor busting in your mouth while they score more and more market shares, the food giants have loaded the convenience food we it with salt, sugar and […]