A couple of weeks back I wrote a post which detailed my spending and the ways in which I am working to cut back my ‘fixed’ costs. In the post I mentioned that my home insurance was due for renewal at the end of March and I have been working diligently to find the best [...]

Running your business successfully depends on many factors. Offering a fantastic service or a fantastic product is just one of them. But there are many other things to think about, whatever industry you are in. Successful marketing, the managing of your finances and keeping down core costs all play a part. So too does insurance. [...]

A few of my favourite Personal Finance bloggers quite frequently do a roundup type post detailing what things have taken their interest of late. I figured that I am an interesting guy and have my fingers in a few different pies so why not try the same… That said, this feature may spectacularly fail in [...]

SavvyScot – A Personal Finance Blog. Or is it…… This blog has been a lot of things recently, but personal is definitely not one of them. I wrote a couple of weeks back what can only be described as a list of ‘excuses‘ as to why the number of (personal) personal finance posts have slipped. [...]

Getting on to the property ladder is a big decision. First-time buyers face a lot of stress and work, from meeting with banks, brokers and advisers and working out the true costs of buying a house to viewing properties and enduring sleepless nights as they wait to hear whether their offer has been accepted. But [...]

If you’re unable to pay your debts, then, technically, you’re insolvent. But of course, you may simply be having debt problems; this is another thing altogether. Obviously, it’s important to differentiate the two, but if you’ve reached the stage of being insolvent, there are various things you can do to combat it. Perhaps the best [...]

Whether a business is established in another country or starting from the ground up in Canada, there are a few things that every business should do first. These steps will make sure that the business has the best chance of success and that the business is geared toward Canadian markets.   Research the Markets The [...]