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You Need in Order to Start Budgeting

Here’s the Mindset You Need in Order to Start Budgeting

A common saying is, “Personal finance is more personal than financial.” That’s true of the budgeting aspect as well. Budgeting is not difficult in and of itself. It’s really just tracking expenses and making sure you’re not wasting money. That’s really easy. So easy most people just use a simple Excel spreadsheet to track their […]

3 Reasons Exercise Is Making You Fat

3 Reasons Exercise Is Making You Fat

Calories in, calories out. Losing weight comes down to simple maths. Exercise seems like the natural solution when you’re trying to lose weight. Start moving and the pounds should fall off. Not necessarily. Sometimes starting an exercise program can have the opposite effect. You’re working your butt off but the scales are moving the wrong […]

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How To Travel The World For Free

Want to see the world but worried about how much it can cost to go travelling? Well, fear not, because it is surprisingly easy to experience a range of different cultures on a budget – in fact you do not have to spend a single penny if you are determined enough. Our friends at The […]

You Need in Order to Start Budgeting

Here’s the Mindset You Need in Order to Start Budgeting

A common saying is, “Personal finance is more personal than financial.” That’s true of the budgeting aspect as well. Budgeting is not difficult in and of itself. It’s really just tracking expenses and making sure you’re not wasting money. That’s really easy. So easy most people just use a simple Excel spreadsheet to track their […]

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Here’s the Mindset You Need in Order to Start Budgeting

A common saying is, “Personal finance is more personal than financial.” That’s true of the budgeting aspect as well. Budgeting is not difficult in and of itself. It’s really just tracking expenses and making sure you’re not wasting money. That’s really easy. So easy most people just use a simple Excel spreadsheet to track their […]

How to Conserve Data on Your Mobile Plan

Data plans are pretty expensive. And the more data, the most expensive your plan becomes. The following post shows you how to conserve as much data as possible. By doing so, you’ll be able to be on a cheaper plan because you won’t be wasting any data. This information is even true if you have […]

#giveaway Tweet/RT to win @StandardLifeUK’s Guide to Financial Admin

Last week, we talked about saving for retirement, and how important it is to plan your financial future. To help you do just that, Standard Life Savings has put together a handy Little Guide to Financial Admin, and today here is your change to win two hard copies of it. This simple guides shows you […]

Save on travel and become mortgage free faster.

This post was written in collaboration with the Bank of Scotland Over the past couple of weeks, we have been talking about paying your mortgage off early with ideas for making small savings that can really add up over time. By making small monthly overpayments, you could save thousands in interest on a 25 year […]

Benefits of Increasing Your Credit Limit

You may think that having a credit limit sucks. Why would you want to have a limit on your generous weekend shopping spree? You will pay for all of it after all. But having a credit limit has an upside. There are benefits when your credit card has a limit. Increasing your credit limit may […]

5 REASONS WHY YOU SHOULD START PLANNING YOUR… CHRISTMAS TRIP NOW!

Yes. I know. It is only the middle of May, and it seems like Christmas is not coming soon, but in fact, if you wish to travel around the jolliest season of the year, you should start planning your trip just right now! Why? Well, there are at least five good reasons, and let me […]

Keep from Having to Upgrade Your Internet

  Your internet is slow. But an upgraded plan is expensive. I get it. I’ve been there. Being that I’m online a lot, this was a problem. Being I like saving a lot, this was a problem.   I’ve figured out many workarounds to a slow internet connection. The following post outlines virtually everything someone […]

Forex and Stocks: What are the key differences?

The forex and stocks market are without a doubt two of the most popular markets in the world, each have a large number of participants on a daily or business daily basis. While you tend to hear more about the stock markets on your TV, it is in fact the Forex that is considered the […]

DIY Projects You Can Tackle with YouTube

Do-it-yourself projects are an amazing way to save money. If you are willing to do these projects, you’ll likely never run low of funds. That’s because most of the money you make, you can keep. You won’t be constantly paying others to manage areas of your life. You can do it yourself. The following post […]

5 ways to make money online

This post was written in collaboration with Opinion Outpost. Today, let’s explore a few of the ways you can earn money online from the comfort of your home. Making money online isn’t easy, it requires effort and persistence, but it can be much more flexible, if you are a stay at home parent or instead […]

Making money with paid surveys

This post was written in collaboration with Opinion Outpost. We have talked about many ways to boost your income with side hustles here at The Savvy Scot, and today we have one more for you: paid surveys. Yes, there are companies that value your opinion and are ready to pay you to give it. With a […]

Get control of your money with B

Clydesdale and Yorkshire Bank have just launched a new app called B to help you take control of your money. B is a current account and a savings account, B current and B Instant Savings, pooled together into a colourful app. With the launch of B, Clydesdale and Yorkshire Bank shared some interesting statistics about […]