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Making money with what you already have

  One of my favourite ways to make money is by using things I already have. That means no start up costs, no fees, no risk. If you have a quick look around, you may ask yourself how you can possibly make money with what is around you, but with a little creativity you will […]

How to Get Fit Without Going to the Gym

10 ways to Get Fit Without Going to the Gym

Good morning everyone! This is a guest post from my V.A. Clarisse. Let me know if you want to guest post on Savvy Scot.  I love working out but I stopped going to the gym since last December. Honestly, I’m not really comfortable going to the gym because I prefer to simply stay here at […]

Vacation on a Budget

Summer Vacation on a Budget

This is a guest post from my VA Clarisse. Let me know if you would love to guest post on Savvy Scot! S-U-M-M-E-R is already here and I just came home from a great vacation with my daughter, my younger sister and her BF. We decided to visit our hometown Cebu because it’s been almost […]

activities for the whole family

Affordable activities for the whole family

Наvіng fun wіth уоur kіds thіs summеr shоuld nоt bе а hаsslе оr ехреnsіvе. Yоu hаvе mаnу орtіоns іn уоur оwn bасkуаrd оr nеаrbу раrks оr rесrеаtіоnаl аrеаs. Маkе а summеr оf fun уоur kіds wіll rеmеmbеr fоrеvеr. Whеn thе summеr hеаt іs gеttіng tо уоu, соnsіdеr wаtеr fun оn уоur оwn рrореrtу. Ѕеt uр […]

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Eco Ideas: Solar Panels Vs. Pension Fund

  It may seem like an utterly outrageous notion. But sometimes the craziest ideas are the best ones. In this case, we look at the idea that the benefits of a pension fund could be outstripped by an investment into solar power for the home. This article by writer James Kirkup on The Telegraph certainly […]

Forex Trading

Passive Income Series – Forex Trading – A New Investment Option

Diversify your portfolio. Don’t put all your eggs in one basket. How many times have you heard these statements? While these statements can apply to more to just finances, the chances are that you understand that it is a bad idea to invest all your cash in one stock, or put all your money into […]

activities for the whole family

Affordable activities for the whole family

Наvіng fun wіth уоur kіds thіs summеr shоuld nоt bе а hаsslе оr ехреnsіvе. Yоu hаvе mаnу орtіоns іn уоur оwn bасkуаrd оr nеаrbу раrks оr rесrеаtіоnаl аrеаs. Маkе а summеr оf fun уоur kіds wіll rеmеmbеr fоrеvеr. Whеn thе summеr hеаt іs gеttіng tо уоu, соnsіdеr wаtеr fun оn уоur оwn рrореrtу. Ѕеt uр […]

Vacation on a Budget

Summer Vacation on a Budget

This is a guest post from my VA Clarisse. Let me know if you would love to guest post on Savvy Scot! S-U-M-M-E-R is already here and I just came home from a great vacation with my daughter, my younger sister and her BF. We decided to visit our hometown Cebu because it’s been almost […]

conservative money

The Pros and Cons of Being Conservative with Money

Most financial books geared toward the needs of the general population are pretty conservative in their outlook. And they should be. Financial knowledge can be dangerous when you act on it without much experience. It’s the old “monkey with a handgun” scenario. Over-confident investors can lose all their money pretty quickly if they make aggressive […]

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How to Reduce Household Costs

Building an emergency savings isn’t easy when life’s little necessities get in the way. You can’t not pay your electricity, nor can you avoid grocery shopping (lest the lights go out, and your family slowly starves). From monthly utility bills to your shopping list, the following tips are designed to help you save money on […]

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Pawnbroking in the UK

Over the years, pawnbroking in the UK has emerged as one of the quickest, safest and most affordable way to secure loans. Not only are the interest rates extremely affordable, but it is possible for borrowers to receive a loan within 24 working hours without undergoing a lengthy credit check. Minimal Liability That said, many […]

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Spruce Up Your Home without Breaking Your Budget

You’ve been putting off redesigning your home for years, so why not put aside your excuses and get it done this summer? This is a great opportunity to find great savings and deals on beautiful decor and materials for renovating and redecorating your home. Here are a couple of ways you can do just that. […]

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Four ways to keep your company safe

    As a company owner, the last thing you want to have is a security breach. Being confidential data leaked to your competitor, stolen employee information, or a thief in the office. That can happen sooner than you think, even if you only run a small business. Because you have less processes in place […]

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You’ve Got a Really Popular Blog! Great! …Now What?

  It’s every blogger’s goal: to be the worldwide web’s next overnight sensation. And it has happened to you! The project that you worked so hard on and poured your sweat and tears into is live and people love it. Your ad sales are great, your tip jar is profitable and you think you might […]

prioritise saving

Business Loan Myths Debunked

In today’s economic climate it’s not uncommon to feel that you’ve got to hunker down financially to weather out the economic storm. That being said, being vigilant with your business doesn’t mean that you should isolate yourself from your business bank. Loans are an integral part of a functioning business, so keeping on top of […]

Landlord

How to Reduce Household Costs

According to the Social Security Administration (SSA), the cost of living has increased, which is why SSI payments have increased 1.7 percent for 2015. Despite this increase, living on a fixed income can still be difficult. The COLA (cost of living adjustment) reflects inflation currently present in the world; it’s not a raise. Whether you’re […]