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What is the best gift you ever gave or received?

What is the best gift you ever gave or received?

Christmas is fast approaching, and with it the pressure to buy the perfect gift for the ones you love. And sometimes, you just forget about it. So you end up on the 23rd frantically going from shop to shop, and end up buying the most expensive gift out of guilt. Something that will clutter the […]

Changing my life into a healthier me

Changing my life into a healthier me

This is a guest post from Clarisse, my VA, about how a medical scare made her form new healthier habits. Enjoy!  It was a Saturday morning, June 7th, my mom’s birthday, my husband and I decided to treat my mom and the whole family to a Filipino restaurant. When we were all dressed up and […]

Planning head for your summer holiday

Planning ahead for your summer holiday

I am not a planner, more kind of a go with the flow person. But I love to travel, and stretch my hard earned cash further when I do. Which is why I always try to plan ahead for a holiday. No kids? Go in low season For summer holidays, there is peak season, which […]

Enrolling In The Thrift Savings Plan

Enrolling In The Thrift Savings Plan

Hello everyone, please help me welcome Marvin from  www.brickbybrickinvesting.com and www.tspinvesting.com. You can connect with him on social media: Twitter | Facebook | Google + | LinkedIn. Many people have a lot of concerns about saving enough money for retirement, especially given the current state of the economy and the issues with various pension plans. In truth, the very things that most people once thought […]

Recent posts

spread betting

The ins and outs of spread betting

      It has been a long time since we have talked about investing in detail here on the Savvy Scot, and while we are generally trying to find ways to save money, we also like to investigate ways to earn more and to create more sources of income, especially when they are passive […]

Credit

Three ways to save time in the kitchen

We are all busy, and we all want to spend time doing things that are important to us, be it spending more time with the kids, enjoying a hobby or focusing on our careers. Not doing routine tasks like cooking. Still, today I want to show you that there are ways to save time in […]

How much do you know about financial fundamentals? Take this US vs UK quiz!

  If you read personal finance blogs like this one, you are probably way better about money than the average person. I am always amazed at how sometimes, I will talk to someone about simple money topics, like if they have a budget, if they carry a balance on their credit card, or if they […]

Credit

Financial Changes in the Face of the No Vote: Will Anything Actually Happen?

On the 18th September, Scotland voted to remain a part of Britain by a margin of 55.3%. Although there is a sense that Scotland should remain as it has been in recent years – married with England as Britain, there’s also a sense – even from staunch “No” voters – that things need to change. […]

Refinance your Mortgage

Paying off your mortgage early is easier than you think

Five years, ago, I took out my very first mortgage and bought a three bed flat over the next thirty years. Interest rates were low, so I opted for an index tracker that hasn’t moved since. One of my favourite features about that mortgage is the ability to make small repayments whenever you feel like […]

gamer-geeks

Can Online Gaming help drive your income

While the online gaming sector may have drawn significant criticism over the course of the last decade, there is a sense that it’s time may finally have come. Already widely accepted and well-regulated in the UK market, there are also a rising number of U.S. states that are processing legislation to legalise online gambling sites […]

What is the best gift you ever gave or received?

What is the best gift you ever gave or received?

Christmas is fast approaching, and with it the pressure to buy the perfect gift for the ones you love. And sometimes, you just forget about it. So you end up on the 23rd frantically going from shop to shop, and end up buying the most expensive gift out of guilt. Something that will clutter the […]

credit cards

How to Effectively Manage Your Credit Card

Welcome to the wonderful world of credit. It comes in many different shapes and forms, including; credit cards, loans and overdrafts. Each has their advantages. However, each are unique in how you manage them, ensuring that the credit that is borrowed is paid back, as per any agreement. Of course, each form of credit lending […]

Credit

Rent out your spare room with Homestay.com and earn some extra cash

Most of us have been renters at some point in our lives. Whether it’s booking holiday accommodation, or long-term renting, we have all been part of the rental market. But renting doesn’t just have to be looked at with the dread of depleting your finances. By renting out your spare bedroom you could instead earn […]

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Why is talking about money so taboo?

I have always been curious about money. How people earn it, save and spend it fascinates me. And yet, from an early age, I was told “we don’t talk about those things”. Like religion, past boyfriends and political orientation, money is a taboo for many people. And like any taboo, not talking about it may […]

pound-sterling

Everything You Need to Know About Transferring Money Abroad

Transferring money abroad is something most of us will do at some point in our lives, whether you’re holidaying abroad, buying property overseas, retired expats, parents sending money to children on their travels, foreign workers in the UK sending money home to their families or UK based workers on foreign contracts, who are not paid […]

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Play Fortune Finder to win a 10 grand investment

On Wednesday 12th November, crowdfunding network Money&Co. is launching a fantastic online treasure hunt. The £10,000 Fortune Finder competition will last for 10 days and feature six hunt games. Participants will have the chance to win an investment fortune of £10,000 and five prizes of £1,000, all of which are to be invested via the […]