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The Savvy Scot

Personal finance and lifestyle blog

Viewing category: Saving Money

Are Daily Discount / Deal Sites still Worthwhile?

By savvyscot

Daily deal sites have been around for a number of years now. The advertiser offers a huge discount – sometimes in excess of 50% – in an attempt to market a product or service and get you to come back for more. In effect, they are often not making any money (in some cases maybe… Read more

Filed Under: Saving Money Tagged With: deal site bargains, deal sites, online butcher, online wines, Saving Money, saving money with deal sites

Saving Preparations for the Festive Period

By savvyscot

After today, there are only 12 Saturdays left until Christmas. Scary thought right? I’m definitely not ready to leave the longer days and weekend golf behind yet! This got me thinking that there actually only 3 paychecks left until Christmas is upon us…. very scary considering how much that time of year costs!   Prepare… Read more

Filed Under: Saving Money Tagged With: christmas food, Preparing for christmas, saving money at christmas, saving money on food at christmas, saving money on heating

Saving Money by Working from Home

By savvyscot

Does your job provide you the luxury of flexible working hours? Furthermore, are you able to choose to work from home? I guess I am quite lucky in the sense that I fall into both of these categories. My job enables me to manage my own time and (within reason) work from home. I currently… Read more

Filed Under: Entertainment, Saving Money Tagged With: commuting costs, save money commuting, saving money working from home, wfh, working from home

Saving Money on Habits / Vices

By savvyscot

Most people have a vice of some sort. Something that causes you to go weak at the knees and give in. For some this is comfort food (think obsession with carry-outs or ice cream) or maybe drinking too much (one drink leads to another or you just don’t know when to stop)! My vice is… Read more

Filed Under: Saving Money Tagged With: expensive habits, expensive hobbies, Habits that cost money, save money on habits

How will Changes to the State Pension Age affect you?

By savvyscot

The State Pension Age is the age at which you are entitled to start drawing your state pension. It used to be 65 for men and 60 for women but, with public finances being squeezed and more people living longer, this is set to change for almost everyone. For women born before 6 April 1950,… Read more

Filed Under: Saving Money Tagged With: pension, retirement, state pension ages

How Can You Choose the Best Broadband Deal?

By savvyscot

When it comes to choosing the right broadband package, it can be a difficult and time consuming exercise. With a huge choice of providers and deals to choose from, making sure you get the right one can be hard. If you’re confused about download limits and line speeds, here we provide you with all the… Read more

Filed Under: Saving Money, Technology Tagged With: avoid getting ripped off on broadband, Broadband deals, broadband speed, Save money on broadband

5 Simple Money-Saving Tips That Could Change Your Life

By savvyscot

Times are incredibly hard for the hard-working people of the UK these days. It seems that a constant barrage of bad economic news is forcing many to fore-go the luxuries of life in order to make ends meet. Rising unemployment, stagnant wages and steeply rising costs of living are squeezing incomes, and drastic action is… Read more

Filed Under: Saving Money Tagged With: 5 personal finance tips, Comparison sites, energy bills, expert finance help, reduce food shopping, reduce grocery shop, reduce rent

4 Ways to Save Money This Summer

By savvyscot

Save Money This Summer

Summer time and the living is easy…. yeah freaking right! This song definitely needs updated to consider the recession and the fact that so many young people are struggling to get jobs. While summer is definitely my favourite time of year, there is always the temptation to spend lots of extra money. Here are my… Read more

Filed Under: Entertainment, Personal Finance, Saving Money Tagged With: bbq cost, save money at summer, save money on bbq, save money on commuting, save money on water, Saving Money, saving money in summer, summer saving tips

Cutting Back On Fixed Costs – Part 2

By savvyscot

A couple of weeks back I wrote a post which detailed my spending and the ways in which I am working to cut back my ‘fixed’ costs. In the post I mentioned that my home insurance was due for renewal at the end of March and I have been working diligently to find the best… Read more

Filed Under: Saving Money Tagged With: cutting cost of living, Cutting costs, cutting fixed costs, reducing cost of basic expenses, renewals

8 Painless Money Savers for Families

By savvyscot

Money Savers for Families

As a mother to three I am always looking for ways to save pounds and pennies.  We love going out together as a family, seeing new places and traveling abroad and in the UK; all of these ‘hobbies’ can become expensive so I always have my eye out for bargains to make life simpler and… Read more

Filed Under: Saving Money Tagged With: money saving, saving money with a family

Three Things You Pay More for at the Airport

By savvyscot

Three Things You Pay More for at the Airport

By the lack of posting, you can probably tell that it has been a looong week. So long in fact that I am struggling to keep my eyes awake as I wait for my flight back to London. If it wasn’t for the fact that I was scared I would miss my flight, I would… Read more

Filed Under: Entertainment, Saving Money Tagged With: airport prices, airports expensive, batteries, expensive adapters, Expensive airports, expensive travel, expensive travel adapters, sun tan lotion

Routines That Cost Us Money

By savvyscot

Routines That Cost Us Money

As I write this post today I am surrounded by busy people. Today I have the privileged of flying business/first with my work and consequently this gives me a taste of how others live. Fast track security queues, business lounges and priority anything. I cringe at the thought of how much my ticket cost. I… Read more

Filed Under: Saving Money Tagged With: cost of routines, routines that cost money, spending too much money, substituting costs, substituting routines

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