Home improvements are an essential part of life. They are vital for comfort or when you want to increase the resale value of your home. Generally, the home improvements that add the most value are expensive. Thankfully, the amount of money you recoup on these home improvement is on the rise with an average return… Read more
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How to Increase Your Chances of Investment Success
Before investing, it’s recommended that you speak to a reputable financial advisor. It’s his/her job to help you decide on long-term financial strategies that suit your objectives. They can guide you through the financial investment landscape, helping you avoid pitfalls that you could fall into if you invested by yourself. It’s important to find… Read more
6 Ways You Can Pay for Your Child’s College despite Not Having Any Money Savings
You shouldn’t consider yourself a failure if you didn’t save anything for your child’s college. In real sense, you can face financial challenges that could disrupt your savings plan. But look, you can still find ways of financing your child’s college even with zero savings. So, your child education plan is still very important, you… Read more
Putting It All on the Line: Is Co-Signing Someone Else’s Student Loans a Good Idea?
According to Consumer Financial Protection Bureau (CFPB), 90 percent of lenders need undergraduate students to have a cosigner. Even if you’re on a scholarship program, you may still face financial challenges. Because you’re a grown up, you’ll have to take responsibility of yourself by buying your own meals, buying your own clothes and purchasing some… Read more
Pros & Cons of Reverse Mortgages
You’re retired, over 62, and in need of a little extra cash. Is a reverse mortgage a good idea? It depends on your financial health. If you’re buried in debt and a reverse mortgage will only offer a brief reprieve from your creditor’s calls, getting the loan is a terrible decision. However, if you’re somewhat… Read more
4 Threats to Your Health that You May Not Know About
There’s nothing more rewarding than taking charge of your health and wellness. Indeed, not only is adopting a new fitness routine and diet good for your body, but it’s beneficial to your mental state as well. Changing your health habits for the better is always a good thing, but unfortunately, there are certain threats to… Read more
Capitalizing on Recent Trends in Ecommerce
As “The Economist” reports, ecommerce has been expanding globally at an average rate of 20 percent annually over the course of the last decade. And yet, as pervasive as it seems, it’s still making up less than one-tenth of worldwide retail sales. Though it may feel like you see your neighbors receive new packages from… Read more
Reducing Pressure: 3 Types of Debt Consolidation You Should Be Aware Of
If you’re struggling with debt, consolidation services could provide you with not just immediate relief, but also a quicker path to recovery. Debt consolidation combines all your bills into a single debt, which you can then eliminate through a management program or settlement that offers better terms. Debt consolidation comes in several forms that you… Read more
Making It Count: 4 Secrets to Affordable Life Insurance You Probably Didn’t Know About
On their own, term insurance policies are not terribly expensive. Since they only last for a certain number of years, they are much less expensive than whole life policies that cover, well, your whole life. So, many people choose term life over whole life and invest the difference elsewhere. There are some ways to make… Read more
Going abroad? Make sure you avoid these money mistakes
This post was written in collaboration with CompareHolidayMoney.com. Having travelled a lot, and all over the world, I can safely say I have done pretty much every mistake in the book when it comes to currency and travel money. Here are a few of them and how I do things now. Leaving… Read more
Technical Terms Made Simple: Learn What’s Covered by a General Liability Insurance
There is a long list of insurance products that service providers will recommend for your micro-business, but general liability coverage always tops it and is often considered a must-have. General liability insurance coverage, at times, referred to as liability insurance coverage or comprehensive general liability is designed to protect a company in case of a… Read more
Living Frugally in the UK for Expats
Living in the UK as an expat you are more than likely to be earning significantly higher than in your home country; so much so that you probably send money from UK back home in sizable amounts. Nevertheless, the costs of living in a mature economy like the UK are also higher. You may want… Read more