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The Savvy Scot

Personal finance and lifestyle blog

Viewing category: Money

Thinking About Applying for a Car Loan? Don’t Forget to Make These 7 Considerations First

By savvyscot

It will take a lot to end our love of cars. They take us places, help us explore, provide adventures, and promise vacations. All manner of vehicles take families on picnics, children to soccer practice, and families camping. They take us to work, school, and shopping. Our jobs depend on our getting to work on… Read more

Filed Under: Money

Cancelling a Student Loan

By Pauline

Cancelling a Student Loan

  Are you considering cancelling your student loan? Are you curious if that is even possible? Yes, cancelling a student loan is possible under certain rather specific circumstances. What’s more, it can happen whether your loan is active, in deferment, or even in default. Previously made payments can be refunded to you too—under certain conditions…. Read more

Filed Under: Money

7 Home Improvement that will Cost You the Most

By Pauline

7 Home Improvement that will Cost You the Most

Home improvements are an essential part of life. They are vital for comfort or when you want to increase the resale value of your home. Generally, the home improvements that add the most value are expensive.  Thankfully, the amount of money you recoup on these home improvement is on the rise with an average return… Read more

Filed Under: Money Tagged With: home improvement

How to Increase Your Chances of Investment Success

By savvyscot

Before investing, it’s recommended that you speak to a reputable financial advisor. It’s his/her job to help you decide on long-term financial strategies that suit your objectives. They can guide you through the financial investment landscape, helping you avoid pitfalls that you could fall into if you invested by yourself.   It’s important to find… Read more

Filed Under: Money

6 Ways You Can Pay for Your Child’s College despite Not Having Any Money Savings

By savvyscot

You shouldn’t consider yourself a failure if you didn’t save anything for your child’s college. In real sense, you can face financial challenges that could disrupt your savings plan. But look, you can still find ways of financing your child’s college even with zero savings. So, your child education plan is still very important, you… Read more

Filed Under: Money

Putting It All on the Line: Is Co-Signing Someone Else’s Student Loans a Good Idea?

By savvyscot

According to Consumer Financial Protection Bureau (CFPB), 90 percent of lenders need undergraduate students to have a cosigner. Even if you’re on a scholarship program, you may still face financial challenges. Because you’re a grown up, you’ll have to take responsibility of yourself by buying your own meals, buying your own clothes and purchasing some… Read more

Filed Under: Money

Pros & Cons of Reverse Mortgages

By savvyscot

Pros & Cons of Reverse Mortgages. Retirement is expensive. People don’t want to retire in squalor. They want to maintain a comfortable, easy lifestyle. To do that, you need to make sure that you have enough money to afford everything that you want. #mortgage #retirement #mortgagetips

You’re retired, over 62, and in need of a little extra cash. Is a reverse mortgage a good idea? It depends on your financial health. If you’re buried in debt and a reverse mortgage will only offer a brief reprieve from your creditor’s calls, getting the loan is a terrible decision. However, if you’re somewhat… Read more

Filed Under: Money

4 Threats to Your Health that You May Not Know About

By savvyscot

4 Threats to Your Health that You May Not Know About. Here are four diseases to consider today so you can work to prevent them tomorrow.

There’s nothing more rewarding than taking charge of your health and wellness. Indeed, not only is adopting a new fitness routine and diet good for your body, but it’s beneficial to your mental state as well. Changing your health habits for the better is always a good thing, but unfortunately, there are certain threats to… Read more

Filed Under: Money Tagged With: Health

Capitalizing on Recent Trends in Ecommerce

By savvyscot

Capitalizing on Recent Trends in Ecommerce. Savvy online retailers keep an eye on recent trends in ecommerce at all times, so they can capitalize on them ahead of the curve. Here are three such trends to note. #ECOMMERCE #trends

As “The Economist” reports, ecommerce has been expanding globally at an average rate of 20 percent annually over the course of the last decade. And yet, as pervasive as it seems, it’s still making up less than one-tenth of worldwide retail sales. Though it may feel like you see your neighbors receive new packages from… Read more

Filed Under: Money Tagged With: ecommerce

Reducing Pressure: 3 Types of Debt Consolidation You Should Be Aware Of

By savvyscot

Reducing Pressure: 3 Types of Debt Consolidation You Should Be Aware Of

If you’re struggling with debt, consolidation services could provide you with not just immediate relief, but also a quicker path to recovery. Debt consolidation combines all your bills into a single debt, which you can then eliminate through a management program or settlement that offers better terms. Debt consolidation comes in several forms that you… Read more

Filed Under: Money

Making It Count: 4 Secrets to Affordable Life Insurance You Probably Didn’t Know About

By savvyscot

Making It Count: 4 Secrets to Affordable Life Insurance You Probably Didn't Know About #insurance #retirement #retired

On their own, term insurance policies are not terribly expensive. Since they only last for a certain number of years, they are much less expensive than whole life policies that cover, well, your whole life. So, many people choose term life over whole life and invest the difference elsewhere. There are some ways to make… Read more

Filed Under: Money

Going abroad? Make sure you avoid these money mistakes

By savvyscot

Going abroad? Make sure you avoid these money mistakes. This post was written in collaboration with CompareHolidayMoney.com.Having travelled a lot, and all over the world, I can safely say I have done pretty much every mistake in the book when it comes to currency and travel money.Here are a few of them and how I do things now. #moneymistakes

This post was written in collaboration with CompareHolidayMoney.com.   Having travelled a lot, and all over the world, I can safely say I have done pretty much every mistake in the book when it comes to currency and travel money.   Here are a few of them and how I do things now.   Leaving… Read more

Filed Under: Money Tagged With: money mistakes, money tips

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