Good morning and welcome to the carnival of retirement, a selection of great posts related to retirement. For more information you can visit www.carnivalofretirement.com and submit your post for the next edition on Blogger Carnivals. Enjoy!
Wayne @ Young Family Finance writes Forget the Past and Focus on the Financial Future – You can’t go back in time to correct your financial mistakes — at least not until the time machine is invented. Time to focus on your financial future.
Tushar @ Start Investing Money writes Getting Specific with Savings Goals for the Year Ahead – We’ve talked before about the idea of setting goals so you can save what you want to save (and ideally more besides). But there is a big difference between setting goals and setting specific goals that are packed with detail.
Moneycone @ Money Cone writes My Best Financial Move Of 2013 – Year 2013 was a record year for the stock market. The S&P 500 returned 32.39% last year, including dividends. 2013 was an unusual year for my 401K.
Michael Kitces @ Nerd’s Eye View writes The Untenable State Of State Estate Taxes – Recouple, Repeal, Or Enact Gift Taxes – While recent changes in the law have removed most from the scope of the Federal estate tax, many affluent individuals – especially retirees – are still exposed to state estate and inheritance taxes. Fortunately, a “loophole” exists that allows many to avoid the tax, but the window of opportunity may close soon!
Steven J Fromm @ Philadelphia Estate and Tax Attorney Blog writes The Biggest (Tax) Loser: Misguided Gifts of Real Estate By Uninformed Do It Yourselfers, Realtors & Attorneys – With no regard to the income tax implications, many times elderly people get the idea that the transfer of real estate to children during their lifetime is a good idea
Hadley @ Epic Finances writes Should you keep your Mutual Funds? – If you own a lot of mutual funds this next bit of news is not going to exactly make your day. The fact is, the vast majority of them underperform the average return of the stock market.
Oscar @ Money is the Root writes These 10 Mutual Funds have Outdone College Costs over the last 10 Years – Even if you might have paid a hefty commission upfront (and of course taxes along the way) the following 10 mutual funds that we’re going to show you have outpaced the average rise in public college tuition costs over the last 10 years.
Marvin @ Brick By Brick Investing writes Tax Free Municipal Bonds – A detailed description of tax free municipal bonds and how to implement them into your investment portfolio.
Alice @ Hurricanes, Panties & Dollars writes The pterodactyl retirement plan – An interesting conversation, a plan to trap a pterodactyl and waking back up in the real world. Plus a fun, catchy video and perhaps a little talk about retirement.
Gary @ Gajizmo writes Largest Mutual Fund Companies – Planning on investing in the stock market this year? Interested in learning about the largest mutual fund companies in the industry? Here is a list of top mutual funds by assets.
Christopher @ This That and The MBA writes Rolling Over – Most brokerage accounts charge a custodial fee which is the cost of “maintaining” your IRA account. In the long-run these can really add up if you’re paying them on multiple accounts. It is usually better to bite the bullet and pay the termination fee that often comes with transferring your funds and reap the reward of fewer fees down the road.
Brian Fourman @ Luke1428 writes This One Stock Chart Could Make or Break You Over the Next 20 Years – All stocks and markets have charts that track their historical performance. An investor can learn a great deal about the health of the market by doing some basic technical analysis.
Miss T. @ Prairie Eco Thrifter writes How to Get Into the Stock Market – Here are some ideas on how you might be able to get into the stock market, even while you are in the first stages of wealth accumulation.
Pauline @ Reach Financial Independence writes Filling up your days in early retirement – How does one keep busy in early retirement?
Mr.CBB @ canadian budget binder writes How to handle when your spouse spends too much money – Money can easily become an issue in a marriage when one spouse spends more than the couple earns.