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The Savvy Scot

Personal finance and lifestyle blog

The Simple Lifestyle Change That Doubled My Income

By Pauline

The Simple Lifestyle Change That Doubled My Income

  Today, I have a guest post from Richard, he is a British personal finance blogger passionate about saving money. He has spent the last few weeks preparing a practical guide to reducing food waste. You can follow him at Frugality Magazine. Let me know if you would love to guest post on Savvy Scot!… Read more

Filed Under: Saving Money, Self Development Tagged With: Doubled My Income, lifestyle change

How to get mortgage free faster

By Pauline

mortgage free faster

This post was written in collaboration with the Bank of Scotland One thing we strive for day in and day out at The Savvy Scot is to help you save money. And often, we find out readers forget about the big pictures. Sure, it is great to stop buying clothes for a month, it may… Read more

Filed Under: Investing Tagged With: get mortgage, mortgage

How to earn extra cash by becoming a part-time delivery driver

By Pauline

One ingenious way to earn extra cash in your spare time is to become a part-time delivery driver. If you enjoy driving, have an outgoing personality and a clean driving licence, then this is absolutely perfect for you. All you really need is a phone, a vehicle and insurance. Below are some key pointers on… Read more

Filed Under: Money Tagged With: delivery driver, part-time delivery driver

How I cleared £10k of Debt whilst my Girlfriend was Pregnant

By Pauline

How I cleared £10k of Debt whilst my Girlfriend was Pregnant

Good morning everyone! Today, I have a guest post from Steve Hoyles, a personal trainer who writes at www.hoylesfitness.com. Let me know if you would like to guest post on Savvy Scot!    I want to share my story with you all. A story of how I cleared £10,000 of debt in 10 months whilst… Read more

Filed Under: Personal Finance Tagged With: debt, paying off debt

House for Sale: Buy a Used House

By Pauline

Whether it is the first time you are going to look at a used house found on DDProperty, or just another time in the long string of hunting for a home, buying a house is a very fun exercise. The reason that home shopping can be so fun is because every single house is unique…. Read more

Filed Under: Money

Break up with Your Boardroom and Collaborate Online

By Pauline

The year is 2016 and it’s the height of the information age. Therefore, if you’re still restricting yourself to in-person meetings in the boardroom, you’re wasting both time and money. You can do everything from keep your workforce global to cutting back on travel costs with online meetings. What’s even better is the multitude of… Read more

Filed Under: Money

Buying Property in the UK: A No-Surprise Financial Timeline

By Pauline

  Buying a property can be a stressful process for anyone, especially if it is your first time. Here is a guide to the stages of buying so that you know what to expect, which will help to make the move less stressful. Find Out How Much You Can Afford The first thing you will… Read more

Filed Under: Money Tagged With: Home insurance

4 ways to improve your financial responsibility

By Pauline

Financial responsibility is one of the toughest things about becoming an adult. Learning to manage money isn’t something anyone masters overnight. In fact, being financially responsible is an evolving practice which you’re never finished with, no matter how old you are. When your finances are in shambles, however, or you don’t even know how much… Read more

Filed Under: Money Tagged With: financial responsibility

How to invest with robo advisors

By Pauline

Robo advisors are the new thing when it comes to investing. Simply put, robo advisors are automated investment management software. Unlike actively managed funds, they are using algorithms to help you choose how to allocate your funds when you invest. Robo advisors take away the emotional part of investing, so they can be better than… Read more

Filed Under: Money Tagged With: investment, robo advisors

Five Top Ways to Build Your Credit Back Up

By Pauline

Your credit score may just be the most important thing for maintaining your financial health. The number impacts your ability to receive home loans, car loans, credit cards and just about anything that involves loanable funds. The better the credit score you have, the less money you will pay in interest on any type of… Read more

Filed Under: Money Tagged With: Credit Back Up, top ways

Busting Tax Refund Myths

By Pauline

Tax time can send many people for a spin. This stressful season is full of warnings and reminders, urging you to take care of your filing quickly and efficiently. Everyone has a different idea of what method is best when it comes to tax filing, and many sources promote myths that might send you in… Read more

Filed Under: Money Tagged With: Tax Refund Myths

Great Affordable Gift Ideas

By Pauline

Just because you’re cautious about your money doesn’t mean that you can’t enjoy treating your loved ones with some top quality gifts. As thanks to the power of the internet, it’s now easier than even to find something a little special with cheap tablets capable of playing online games, and voucher sites offering some amazing… Read more

Filed Under: Money Tagged With: gift ideas

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Disclaimer

Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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