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The Savvy Scot

Personal finance and lifestyle blog

Viewing category: Money

Wise Questions to Ask Before Deciding to Take Out a Loan

By Pauline

When money is tight and you have no reserve, where do you turn to get your hands on cash? If you’re like most people, you look to loans for relief. Though borrowing money can sometimes be the only way to cover the expenses of an unexpected circumstance, it is not to be taken lightly. Every… Read more

Filed Under: Money

Saving money on contact lenses

By Pauline

  Online shopping is one of the best things the internet brings us. I love how you can compare dozens of stores and their respective products in a matter of minutes, instead of having to drive around for hours on end, wasting your time and your money in the process. Because wasting half a tank… Read more

Filed Under: Money

Generation-specific Retirement Tips

By Pauline

Generation-specific Retirement Tips

While you’re never too old or too young to save for retirement, your age and your risk aversion (primarily determined by your age), are important factors in how you save. A 30-something college graduate with a lucrative career has time to choose low-risk, moderate-return savings programs, but can also safely take a risk here and… Read more

Filed Under: Money

Online or offline shopping, which do you prefer?

By Pauline

  The holidays are approaching fast! Only about six weeks until Christmas, and with it the shopping frenzy and crazy stress to have the perfect day. In order to reduce my Christmas stress, I use two strategies: plan ahead and shop online. You won’t find me fighting thousands of people on the High Street, queuing… Read more

Filed Under: Money

Starting a Successful Business

By Pauline

Starting a Successful Business

If you’ve ever dreamt of being financially independent, you’ve likely considered ways to make it possible. One of the easiest ways to become financially independent is to run a successful business. But where do you start?   Make a plan   The absolute first thing you need to do in order to start any business… Read more

Filed Under: Money Tagged With: Business

Fido’s Finances: Tips to Keep Pet Care Costs Low

By Pauline

Fido's Finances Tips to Keep Pet Care Costs Low

As much as you love your dog, there’s no denying he’s an expensive addition to the family. If your pet care budget is tighter than the collar around Fido’s neck, take a look at these cost-saving tips. The following guide is guaranteed to save you some cash so you can spoil your four-legged friend. Adopt… Read more

Filed Under: Money

Different Kinds of Ecommerce Stores

By Pauline

Different Kinds of Ecommerce Stores

  The ever-expanding world of ecommerce can be intimidating for longtime business owners and those trying to enter the space for the first time. It’s difficult to determine the best course of action for your business when there’s such a variety of platform providers and store configurations. There are many different kinds of ecommerce stores,… Read more

Filed Under: Money Tagged With: ecommerce, ecommerce stores

Making Real Money with Real Estate Investing

By Pauline

Making Real Money with Real Estate Investing

Many people don’t realize that you can truly make good money with real estate investing. Often if there is a fluctuation in the real estate market, people are a little less likely to take the risk but true investment means learning when the time to invest is right. It also can make a difference in… Read more

Filed Under: Money

Why it’s cheaper to fly from regional airports

By Pauline

​ Travelling needn’t be stress, but all too often, it is. Costs add up, stress levels rise and to top it all of you’ve got to navigate your way round airport terminals the size of small cities. These issues are amplified when you’re flying with older relatives, like your grandparents, and you want the beginning… Read more

Filed Under: Money

Cashback the great money saver!

By Pauline

  Many people are faced with financial hardships due to the rising cost of living and high inflation rates. This scenario has made saving to be a great problem, and most of them do not know where to start in saving. You may think that saving requires a lot of money, but this is not… Read more

Filed Under: Money Tagged With: money saver

With Markets at all-time highs can you still find worthy investments?

By Pauline

With Markets at all-time highs can you still find worthy investments?

Investing and preparing for your retirement   When it comes to investing, it’s best to keep it simple. Invest small amounts regularly, if possible every month, so you get used to dedicating a percentage of your income to investments. Some companies will offer a match and the amount will be taken off your pay, meaning… Read more

Filed Under: Money Tagged With: investments

Pay for Your Mobile in a Way That Suits You

By Pauline

Pay for Your Mobile in a Way That Suits You

Mobile phone financing has become a common trend in the current day when more sophisticated and expensive phones are being introduced in the market from time to time. Many people need to upgrade their current phones but find it difficult due to the high prices imposed on the more sophisticated phones. There are various companies… Read more

Filed Under: Money Tagged With: mobile

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Neither The Savvy Scot or any guest writers on this site are finance professionals. All writing on this site is intended for entertainment purposes only. Some posts on this site may be sponsored and will include links to external content. See Terms & Conditions page for further details.

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