Financial debt is a huge stressor that doesn’t go away until a significant amount (if not all) is paid off. Although taking care of your financial debt is responsible and smart, it can also make you feel disconnected from your social circle and the “world” you used to live.
While it’s tempting to skip a payment or to give up, sticking to your budget cuts and monthly payments is the best decision you can make. Paying off debt is a lot of work and dedication and deserves a reward of some kind.
The old you may have gone out and bought a $200 pair of shoes, using your credit card, but how can you reward yourself without deepening your debt or getting off track? You deserve to recognize how far you’ve come, just reward yourself wisely.
If you’ve spent months on a tight budget, avoiding your favorite coffeeshop or clothing store. Getting coupons in the mail? Even if they feel like they are taunting you, use them if they are something you could use or enjoy.
For instance, if you have a coupon for BOGO at your favorite store and you need a new outfit for a wedding, go for it; just remind yourself that you’re going to the store for that one thing, nothing more.
Have a full punch card in your wallet for your favorite sandwich shop or coffeeshop? Dust it off and use it before your barista forgets you exist.
Have you been buying generic at the grocery store and using as many coupons as you can? Budgeting can be hard and a little disheartening at times. Treat yourself to something that you can enjoy throughout the week, like an artisan block of Brie or a mid-priced bottle of Pinot.
Allow yourself an “affordable” treat once a week to reward yourself, but to keep you on track.
Once you’ve hit a major “payoff” milestone, why not celebrate with playing some of your favorite casino games? In the past heading to a brick and mortar casino meant spending money on drinks, food, and maybe even transportation.
One of the great things about playing at an online casino is that you can celebrate your reward in the comfort of your own home without paying anything extra. Just check out a few online casino reviews before you get started and enjoy an evening at the poker table.
Donating your stuff or volunteering your time may seem like a strange way to reward yourself, but there are many benefits to doing both. When you donate items, you’re cleaning out your living space and getting rid of potentially painful reminders of your previous overspending habits.
Volunteering can boost your confidence, help you strengthen your relationship with your community, and even make new friends. Volunteering costs nothing, and it can be one of the most rewarding experiences you will ever have.