Many members of society find themselves in emergent situations without the funds to satisfy the need. While these people feel stuck or at a loss as to how to get the money they need, they fail to realize the options right in front of them. There are options for everyone, even those with bad… Read more
Viewing posts tagged with: debt
4 things to consider before buying a house on your own
I own a property in the UK that I bought alone a few years ago. Even though I had a boyfriend at the time, he had no interest in co-signing and I didn’t have much interest in getting him on board. Not that I didn’t love him at the time, but I knew it was… Read more
Investing in your values
For many of us investing comes down to one thing: financial returns. But did you know there are investments that help you meet your financial goals and reflect your personal values? Impact Investments combine these two attributes. Impact Investments are defined as investments that intend to generate social and/or environmental impact and at the… Read more
Cutting the cost of car ownership
Cars are among the most useful things you can own, but they also account for some of the biggest expenses a household will face. There are, however, a number of steps you can take to cut the cost of car ownership significantly. Obviously, these will not completely eliminate expense, but they will often make it… Read more
Have you thought about Christmas?
Seriously, this world is getting crazy. I was in the supermarket on August 20th and Christmas decorations were being sold. No, not last year’s decorations going on sales, this 4-months-from-now Christmas. Way to prepare for an event! While I think that is insane, in order not to have to put the cost of Christmas on… Read more
Have a student loan debt? Consider debt consolidation
Imagesource.com Rising inflation has affected all aspects of our daily lives, from higher mortgage rates to a rise in the cost of living. Unfortunately it has also lead to rise in areas like education, which many believe should be free. The cost factor has made it very difficult for students to receive top quality… Read more
Insolvency declines in Scotland
We often talk about debt management around here, and how your debt should be your number one target to crush before you tackle any other financial goals. Well good news, people having to resort to bankruptcy have declined lately, showing a more responsible approach to debt and better financial management. Protected trust deeds are available to… Read more
7 Tips for Finding the Best Personal Loan for Your Circumstances
Taking out a personal loan is a fantastic way of getting your hands on the money you need to purchase one of life’s more expensive treats. Whether you have your eyes on a new car or you want to realise a lifelong dream to travel the world, this type of credit facility gives you flexibility,… Read more
How to check your credit report
If you are not familiar with the terminology, a credit report is a file that shows the history of your activity with credit. It will mention all the loans you have had, all the credit cards you have opened over the years, your mortgage and all other debts. Your credit report also tells if you have… Read more
How credit works and why people resort to it
It’s likely that everybody has taken out or will take out credit at some point in their lives. The concept behind mortgages has been around for centuries, but home ownership only began to grow significantly in the twentieth century. According to the Office of National Statistics, 77% of households in England and Wales were renting… Read more
Britain to introduce plastic banknotes
I do not have the statistics handy, but just like when you are about to eat bread and butter, and the slice of bread almost systematically falls on the floor on the buttery side, I would bet you that the one time you forgot money in your pair of jeans was the time you… Read more
Can You Sell You Home in 7 Days?
Sometimes when you are looking to move home you will need the process to happen as quickly as possible. This could be so that you can purchase a new property, you could be looking to raise money for a new business, you could be going through divorce, facing repossession or you may want… Read more